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HomeMy WebLinkAbout2022/04/13 - ADMIN - Agenda Packets - Housing Authority - RegularMISSION STATEMENT The Housing Authority develops, integrates, and operates housing and housing assistance policies and programs to ensure the availability of safe, affordable, and desirable housing options that meet the diverse, lifecycle housing needs of all the residents of St. Louis Park. AGENDA Housing Authority, St. Louis Park, Minnesota Wednesday, April 13, 2022 5:00 PM The St. Louis Park Housing Authority is meeting in person at St. Louis Park City Hall, 5005 Minnetonka Blvd. in accordance with the most recent COVID-19 guidelines. Some members of the Housing Authority may participate by electronic devise or telephone rather than by being personally present at the meeting. Members of the public can attend the planning commission meeting in person. 1. Roll Call 2. Approval of Minutes for February 9, 2022 3. Hearings: a. None 4. Presentation a. None 5. Unfinished Business a. None 6. New Business a. Authorize amendment of the Housing Assistance Payment (HAP) contract with Perspectives, Resolution no. 730 B. Approval of updates to public housing maintenance standard charges c. Authorization to enter into an agreement with Vail Place for Service Coordination d. Authorization to execute the State of Minnesota Joint Powers Agreement, Resolution no. 731 e. 2021 housing activity report 7. Communications from Executive Director a. Claims Lists: February - March b. Financials: January c. Communications: 8. Other 9. Adjournment Auxiliary Aides for those with disabilities are available upon request. To make arrangements please call the Housing Authority office at 952-924-2579 (TDD 952-924-2668) at least 96 hours in advance of meeting. MINUTES St. Louis Park Housing Authority St Louis Park, MN Wednesday, February 9, 2022, 5:00 P.M. MEMBERS PRESENT: Commissioner Richard Webb, Commissioner Paul Beck, Commissioner Catherine Courtney, Commissioner Thom Miller (joined at 5:34pm) MEMBERS ABSENT: Commissioner Catherine Johnson STAFF PRESENT: Marney Olson, Nicole Randall, Michele Schnitker 1. Call to Order – The meeting was called to order at 5:11 p.m. 2. Approval of Minutes – Minutes for the November 11, 2022, board meeting minutes were reviewed. A motion to approve was made by Commissioner Webb and seconded by Commissioner Beck. Motion passed 3-0. 3. Hearings – None 4. Presentation – a. Just Deeds Presentation – Ms. Olson presented to the board about the Just Deeds project that is working to remove all the racially restrictive convenance on property deeds. Commissioner Courtney recommended the book The Arc of Justice; reading the book made her pull her own deed to see if she had any restrictive convenance. Commissioner Webb also recommended the book The Color of Law. b. Federal Reserve Investor Ownership Tool – Ms. Olson presented information on the Minneapolis Federal Reserve Investor Ownership tool that was created to highlight critical data about the concentration of investor-owned homes located in the twin cities. The interactive tool show patterns over time and geographically. 5. Unfinished Business – None 6. New Business a. Third amendment to the agreement between the housing authority of St. Louis Park and St. Louis Park Emergency Program (STEP), resolution no.729: Ms. Schnitker reviewed the Family Self Sufficiency (FSS) contract amendment with St. Louis Park which would amend the amount of the fee for 2022 services. The HA received an 11% increase in the amount of the renewal grant. The amendment will incorporate the increased grant amount of $46,056.00. The grant can only be used for salaries and training expenses. A motion to approve was made by Commissioner Webb and seconded by Commissioner Miller. Motion passed 4-0 2 b. Boards and commissions annual report to council: Ms. Schnitker explained that council is looking at prioritizing/coordinating their topics around the strategic priorities. We do not know at this time the process the council will establish for meeting with the various Boards and Commissions. Michele reviewed a draft of the 2021 accomplishments and a plan for 2022. No decision needs to be made at this time while we wait for further instruction from council. There were some questions regarding the REI training, Commissioner Courtney asked that we include “will attend any REI training provided”. No action required. c. Proposed use of 2022 Community Development Block Grant (CDBG) funds: Ms. Olson explained the proposed allocation of the 2022 CDBG funds. Commissioner Miller asked what we use the funds for, and Ms. Olson clarified the individual programs. No action required. d. City development update: Ms. Schnitker reviewed the 1st quarter development update 2022 that economic development staff prepared and distributed to the council. Commissioner Miller asked for a PLACE update and shared some concerns regarding single family affordability regarding the ground floor area ratios of new builds and home expansions. He is wondering if the board is interested in the topic could leverage our board to a greater degree to the council to make an educated statement to the council. No action required. 7. Adjournment Commissioner Webb moved to adjourn the meeting, and Miller seconded; the motion passed 4-0. The meeting was adjourned at 6:21 p.m. Respectfully submitted, ___________________ Catherine Johnson, Secretary HOUSING AUTHORITY OF ST. LOUIS PARK Agenda Item #6a St. Louis Park, Minnesota Meeting Date: April 13, 2022 TITLE: Authorize amendment of the Housing Assistance Payment (HAP) contract with Perspectives, Resolution no. 730 RECOMMENDED ACTION: Staff recommends that the Housing Authority Board approve resolution no. 730 authorizing amendment of the current HAP contract with Perspectives to project base an additional 10 vouchers. at Perspectives, Inc.’s supportive housing development located at 2760 and 2768 Louisiana Court, St. Louis Park. The 10 additional vouchers would consist of 7 Family Unification Vouchers (FUP) and 3 Mainstream voucher. The amended contract increases the number of project based vouchers at Perspectives to 22. POLICY CONSIDERATIONS: Does the Housing Authority Board authorize amending the current HAP contract with Perspectives, Inc. to project base an additional 7 FUP and 3 Mainstream vouchers at 2760 and 2768 Louisiana Court? SUMMARY: Housing agencies that administer the tenant-based HCV rental assistance program have the option to contract with private owners to use up to 20 percent of their HCV unit allocation in specific developments. This is known as “project-basing’ what are otherwise tenant-based vouchers. The HA may project-base an additional 10 percent of its vouchers above the 20 percent program limit for homeless families, families with veterans, supportive housing for persons with disabilities or elderly persons, or in areas where vouchers are difficult to use. Perspectives, Inc. has submitted an application requesting an additional 10 HCV vouchers to include 7 FUP vouchers and 3 Mainstream vouchers. At the July 8, 2020, HA Board meeting, the Board approved project basing 11 HCV vouchers at Perspectives Louisiana Court property. Subsequently, one additional voucher was allocated for a total of 12 vouchers. Perspectives, Inc. is a community non-profit organization located in St. Louis Park that provides supportive housing to low-income families that are homeless and are dual diagnosed (chemical and mental health diagnosis). Perspectives is one of the largest therapeutic supportive housing programs for women and children in Minnesota, housing approximately 75 women and 130 children and has been operational in St. Louis Park for 30 years. The development consists of 5 buildings and 56 units. FUP and Mainstream vouchers require that households meet specific eligibility criteria. FUP vouchers serve households needing stable housing in order to reunite their family. Mainstream vouchers serve nonelderly disabled households. Perspectives currently partners with Hennepin County Child Protection to house families seeking suitable housing. It is typical for these households to struggle to locate safe and stable housing. These households are appropriate candidates for FUP and Mainstream Vouchers and project basing the units at Perspectives and the vouchers will enable families to be housed quickly. Background: Project basing can be used in new construction or existing properties. Funding for PBV comes from the housing agency’s existing HCV funding allocation and is not a new source of Federal dollars. The HA policies for the tenant-based voucher program contained in the HCV administrative plan also apply to the PBV program and its participants. Applicants for PBV assistance must meet the same eligibility requirements as applicants for the tenant- based voucher program. Applicants must qualify as a family as defined by HUD and the HA, have income at or below HUD-specified income limits, and qualify based on citizenship or the eligible immigration status of family members. In addition, an applicant family must provide social security information for family members and consent to the HA’s collection and use of family information regarding income, expenses, and family composition Project basing can expand housing opportunities and achieve long-term affordable housing for families and individuals with incomes at or below 30 to 50 percent of median area income. This permits the HA to make better use of its federal program funds, maximize the HA’s Housing Choice Voucher program resources and addresses critical affordable housing issues in our community through an existing program delivery system. The HA has a total of 357 HCVs. The breakdown of vouchers by program is as follows: • Gen. occupancy HCV: 268 • Enhanced: 32 (a number have transitioned to regular HCV) • Mainstream: 15 • FUP: 27 • VASH: 15 Total HCV units: 357 Per HUD’s regulations, the HA may project base up to 20%, or 71, of its HUD allocated tenant-based vouchers. The additional 10% allowed for specific uses increases the project-base limit for the HA to 107. The HA has project-based 54 vouchers at four developments including the 12 units already project-based at Perspectives. The FUP and Mainstream vouchers proposed to be used at Perspectives are eligible for the 10% additional vouchers allowance. Approving the request for Perspectives would bring the total number of project-based units to 64. This will still allow the HA capacity to consider future requests for project-based vouchers for other developments. Perspectives, Inc. request for PBV: Perspectives, Inc. is requesting an additional 10 PBV units; 8 two (2) bedroom and 2 one (1) bedroom units. With the 12 vouchers the HA project-based at their development in 2020, the number of vouchers project-based at Perspectives would increase to 22. Perspectives was recently notified that a HUD Continuum of Care grant that subsidized rents for 11 of the units at the development for the past 30 years was not renewed effective January 1, 2022. Tenants in these units pay income-based rents similar to voucher program participants and the grant funds subsidized the housing operational costs. Perspectives is seeking project-based vouchers to replace the lost housing subsidy and maintain affordable rents for their tenants. Both the HA and Perspectives currently partner with Hennepin County Child Protection services. Child Protection is the exclusive resource for referrals to the HA for the FUP vouchers. Perspectives also receives referrals from Child Protection to house families in their caseload searching for stable housing. As noted, it is typical for the head of households at Perspectives to have a dual diagnosis of chemical dependency and a mental health disability which matches the target populations served by FUP and Mainstream vouchers. A number of Perspectives current tenants also have active cases with Child Protection. HAP Contract: The HA must enter a HAP contract with an owner for units that are receiving PBV assistance. The purpose of the HAP contract is to provide housing assistance payments for eligible families. Housing assistance is paid for contract units leased and occupied by eligible families during the HAP contract term. The current contract with Perspectives has a 5-year term with an option to renew or extend. The contract expires on September 30, 2025. Staff is recommending that the current contract be amended to increase the number of project vouchers at Perspectives from 12 to 22. The additional 10 vouchers will consist of 7 FUP and 3 Mainstream vouchers. The term will remain unchanged. The lease up plan for the new units is still being developed. The majority of the FUP and Mainstream vouchers are currently under lease with only a few available to issue. There are also specific eligibility requirements for the use of the FUP vouchers that may require their use be limited to new tenants leasing at the property. If the vouchers can be used for “families in place”, the HA will make every effort to do so. Staff will review the request and recommendation at Wednesday’s Board meeting. Cheryl Cochrane, Perspectives Chief Financial Officer, will attend Wednesday’s meeting and available to answer questions. Next Steps: Staff recommends that the Board approve Resolution no. 730 authorizing the amendment of the HAP contract with Perspectives, Inc. effective October 1, 2020, to project-base an additional 10 HCVs (7 FUP and 3 Mainstream vouchers) for a total of 22 vouchers at Perspectives properties located at 2760 & 2768 Louisiana Court, St. Louis Park. Attachments: Resolution No. 730, Authorizing amendment of the HAP contract with Perspectives, Inc. Prepared by: Michele Schnitker, CD Deputy Director/Housing Manager Resolution No. 730 Authorize amendment of the HAP contract with Perspectives, Inc., Resolution no. 730 WHEREAS, the St. Louis Park Housing Authority administers the Housing Choice Voucher tenant based rental assistance program, and WHEREAS, HUD regulations allow Housing Authorities to allocate up to thirty percent of their tenant- based Housing Choice Voucher allocation for a Housing Choice Voucher project based program, and WHEREAS, thirty percent of the HA’s allowable allocation would result in a limit of 107 vouchers that the HA is allowed to project base, and WHERAS, the HA has currently authorized project basing 54 units in four separate developments, and WHEREAS, the HA Board approved entering into a contract with Perspectives to project base 12 Housing Choice Vouchers at the Perspectives supportive housing development located at 2760 and 2768 Louisiana Court, St. Louis Park effective October 1, 2020, and WHEREAS, Perspectives, Inc. has submitted an application requesting an additional 10 project based housing vouchers at their supportive housing development at 2760 and 2768 Louisiana Court, and WHEREAS, authorizing 10 additional project-based vouchers for a total of 22 project based vouchers at Perspectives will not exceed HUD’s thirty percent threshold regulation for project basing tenant-based vouchers, and WHEREAS, a project-based Housing Choice rental assistance program would further Housing Authority objectives to increase the supply of affordable housing, NOW THEREFORE BE IT RESOLVED BY THE Board of Commissioners of the St. Louis Park Housing Authority authorize the current HAP contract with Perspectives, Inc. be amended to project base 7 Family Unification and 3 Mainstream vouchers at Perspectives properties at 2760 and 2768 Louisiana Court increasing the total number of project vouchers to 22. All other terms of the contract will remain unchanged. Adopted by the Housing Authority on April 13, 2022 ______________________________________ Attest: Catherine Courtney, Chair ____________________________ _______________________________________ Karen Barton, Executive Director Catherine Johnson, Secretary ACOP 2020 Page A-1 HOUSING AUTHORITY OF ST. LOUIS PARK Agenda Item #6b St. Louis Park, Minnesota Meeting Date: April 13, 2022 TITLE: Approval of updates to public housing maintenance standard charges RECOMMENDED ACTION: Staff is recommending that the Housing Authority Board approve the changes to the public housing maintenance standard charges. SUMMARY: The public housing program’s Admissions and Continued Occupancy Policy (ACOP) and public housing lease include a list of maintenance standard charges. This document identifies the maintenance cost charged back to a tenant when the damage or charge was tenant caused. The charges are reviewed annually; however, the last update was December 1, 2017. The proposed changes reflect the increased cost in key and key card replacement and hourly labor costs. The intent of the charges is to recoup the actual cost of the maintenance charges when it is caused by a tenant. Tenants are not charged for routine maintenance due to normal wear and tear of a unit. Staff will review the changes with the board at the meeting. A strikethrough delineates language being eliminated. Underlined language is being added. Supporting Documents: Maintenance standard charges Prepared by: Marney Olson, Housing Supervisor ACOP 2020 Page A-2 MAINTENANCE STANDARD CHARGES Maintenance Standard Charges* Charge Effective 12/1/17 6/1/2022 Keys and Key cards $10 25each Rekey Door Lock $55 Ripped Screens $25 each Damaged Screens and Frames $55 each Light Bulbs (CFL) $5 each Light Bulbs (florescent) $10 each Mini-Blinds $35 each Smoke Detector/CO Detector $40 each Smoke Detector/CO Detector Batteries $10 each Broken Windows $ actual cost + labor at $5055/ hour Interior Doors $ actual cost + labor at $5055/ hour Exterior Doors $ actual cost + labor at $5055/ hour Screen Door $ actual cost + labor at $5055/ hour Bi-Fold Closet Doors $ actual cost + labor at $5055/ hour Floor Damage (not replaced) $ 25 per square foot minimum Floor Damage (replaced or refinished) $ actual cost minus depreciation After Hours Lock Outs Hamilton House Actual cost charged by Guardian Property Management After Hours Lock Outs Scattered Site No longer offering scattered site lockout assistance Storage $200 per month Extra Refuse and Trash Removal $ actual cost Lawn Maintenance $50 per hour 55/hour or actual cost charged by contractor Snow Removal $50 per hour55/hour or actual cost charged by contractor Standard Cleaning $50 per hour 55/hour or actual cost charged by contractor Standard Maintenance (above normal wear and tear) $50 per hour 55/hour or actual cost charged by contractor Other Not Listed $ actual cost + labor at $50 55/hour Depreciation Schedule For Proration Purposes Carpet 7 years life expectancy Refrigerator 15 years life expectancy Stove 10 years life expectancy VCT/Linoleum/Sheet Vinyl 10 years life expectancy Wood Floor Finishing 10 years life expectancy *Maintenance Standard Charges are reviewed and updated annually. HOUSING AUTHORITY OF ST. LOUIS PARK Agenda Item #6c St. Louis Park, Minnesota Meeting Date: April 13, 2022 TITLE: Authorization to enter into an agreement with Vail Place for Service Coordination RECOMMENDED ACTION: Staff is recommending that the Housing Authority Board approve the agreement with Vail Place to provide service coordination services for the residents of Hamilton House effective immediately following the completion of the FY2018 grant through May 31, 2025. SUMMARY: The HA applied for and was awarded a three year HUD Resident Opportunity and Self- Sufficiency (ROSS) FY2021 renewal grant for Elderly/Persons with Disabilities in the amount of $245,850 from June 1, 2022 – May 31, 2025. This grant funds the ROSS Service Coordinator position which provides programming and services that allows elderly and disabled Hamilton House residents to improve their quality of life and continue to live independently. Since 2007 the HA has contracted with Vail Place for the ROSS Service Coordinator position. Vail Place is a nonprofit based in Hopkins that helps people with serious mental illnesses by providing connections to essential services, supports, and resources. Vail Place uses the Clubhouse model to provide an integrated approach to mental health recovery. Services provided by Vail Place include housing assistance and support, case management, vocational services, benefit assistance, social-recreation activities, medication monitoring, and meals and crisis assistance. The ROSS Coordinator works closely with staff, particularly the property manager/housing specialist, to address the needs of residents at Hamilton House. This position is a valuable resource to Hamilton House residents and staff have been pleased with the work of the Vail Place ROSS Coordinator and their fulfillment of the contract obligations. ROSS program funds allow Vail Place to continue to employ a full time staff person to serve as Service Coordinator for Hamilton House tenants. The Service Coordinator assesses residents for needed social and medical services and works directly with the property manager and tenants on issues that if left unaddressed could result in lease violations and/or termination. The Service Coordinator develops individualized plans for residents and provides direct and ongoing oversight of the services. The Service Coordinator also develops and facilitates educational programs addressing health and wellness, housekeeping and personal safety. Vail Place management staff provides supervision and program oversight to the project. HA staff oversees the fiscal management of the program and provides day-to-day collaboration with Vail Place on tenant related issues. The program has been in operation since 2007 and will continue to operate under the new grant until May 31, 2025. Supporting Documents: Service Coordinator Agreement Prepared by: Marney Olson, Housing Supervisor 1 AGREEMENT BETWEEN THE HOUSING AUTHORITY OF ST. LOUIS PARK, ST. LOUIS PARK, MINNESOTA AND VAIL PLACE, HOPKINS, MINNESOTA This agreement made and entered into this 13th day of April, 2022 between Vail Place, a mental health community support program, and The Housing Authority of St. Louis Park, hereinafter referred to as “Authority”, regarding the Resident Opportunities and Self-Sufficiency (ROSS) Program at Hamilton House, St. Louis Park, Minnesota. 1. Project Summary 1.1 Vail Place will provide a Service Coordinator to provide supportive services to assist elderly and/or disabled tenants at Hamilton House to continue to live independently. • The target population shall be adult elderly and/or disabled tenants at Hamilton House. • Vail Place staff will provide assessment of tenants needs, referral to community resources, coordination of services, and health and wellness programs. See below for more details regarding services. • One Vail Place staff member will work as the Service Coordinator. The staff will work on-site at Hamilton House through May 31, 2025. • The Vail Place Housing Program Director will supervise the Service Coordinator and provide quality assurance oversight of the ROSS-SC Program. • The source of funding shall be the Resident Opportunities and Self-Sufficiency (ROSS) Program grant. HUD has awarded $245,850 ($216,000 for project coordinator salary and benefits, $7,500 training and $22,350 administrative costs) to the HA for the ROSS program, for the period of June 1, 2022 through May 31, 2025. This program will fund up to $72,000 in combined annual salary and fringe benefits. 2. Term of the Agreement 2.1 The term of this agreement is immediately upon the completion of the FY2018 grant, May 31, 2022, through May 31, 2025. 3. Duties of Vail Place 3.1 Vail Place represents that it has, or will secure at its own expense, all personnel required in performing services under this agreement. Any and all personnel of Vail Place or other persons, while engaged in the performance of any work or services required by Vail Place under this agreement, shall have no contractual relationship with the Authority and shall not be considered employees of the Authority and any and all claims that may arise under the Worker’s Compensation Act of the State of Minnesota on behalf of said personnel or other persons while so engaged, and any and all claims whatsoever on behalf of any such person or personnel arising out of employment or alleged employment including, without limitation, claims of discrimination against Vail Place, its officers, agents, sub-contractors or employees shall in no way be the responsibility of the Authority; and Vail Place shall defend, indemnify and hold the Authority, its officers, agents and employees harmless from any and all such claims. 2 3.2 Such personnel or other persons shall not require nor be entitled to any compensation, rights or benefits of any kind whatsoever from the Authority, including, without limitation, tenure rights, medical and hospital care, sick and vacation leave, Worker’s Compensation, Unemployment Compensation, disability, severance pay and PERA. 3.2 Vail Place will provide service coordination services on behalf of the Authority in accordance with the following : • One Vail Place staff member will work as the ROSS Service Coordinator. • In the event that the ROSS Service Coordinator cannot be on-site, the Vail Place Housing Services Director will be available to handle a crisis via telephone. • Vail Place will notify the Authority’s Assistant Housing Supervisor of any schedule changes, sick days, and vacation days. • The Service Coordinator will not be on-site on holidays that Vail Place observes. Vail Place will provide the Authority Assistant Housing Supervisor with a schedule of holidays observed by Vail Place. • Vail Place will provide supervision to the ROSS Service Coordinator. • ROSS services are confidential. The ROSS Service Coordinator must abide by the MN Data Practices Act and the Health Insurance Portability and Accountability Act (HIPAA). A signed authorization to release information is needed to share tenant information with Authority staff. Service Coordinator services: o The ROSS Service Coordinator is equivalent to one (1) FTE to serve residents at Hamilton House. o The ROSS Service Coordinator is responsible for assessment of tenant needs, referral to community resources, coordination and monitoring of tenant services, working with the Resident Council, coordination of health and wellness programs, tenant education, development of program forms, advertisement of the ROSS program at Hamilton House, program evaluation, required reporting through Grant Solutions conducting semi-annual meetings with partner agencies, development of a Program Coordinating Committee (PCC) meeting in conjunction with the Housing Authority and hold quarterly meetings with PCC committee. o The Authority agrees to reimburse Vail Place monthly for these services at a rate of $6620.83 per month from the HUD ROSS funds. This rate is to include salary and benefits of the assigned full time Service Coordinator staff at $6,000 per month and $620.83 per month in administrative costs including administrative overhead, and staff supervision and quality assurance administration. Invoices will include actual service hours. If the Service Coordinator reduces their hours, the monthly rate will also be reduced. Training and travel costs from this grant may not exceed $7,500 for the entirety of the grant and requires preapproval. All training and travel costs must be preapproved by the HA and HUD. 3.3 Vail Place shall defend, indemnify and hold harmless the Authority and its officials, employees and agents, from any and all claims, causes of action, lawsuits, damages, losses, or expenses, including attorney fees, arising out of or resulting from Vail Place’s performance of or failure to perform its duties under this agreement. 3 3.4 Vail Place shall carry liability insurance in the following amounts with the Authority named as “additional insured” on the Certificate of Insurance: • Bodily injury liability insurance in the amount of at least $1,000,000 per individual or per occurrence. • Property damage liability insurance in the amount of $100,000. • Professional liability insurance in the amount of not less than $1,000,000. 3.5 Vail Place shall carry Worker’s Compensation insurance as required by Minnesota statute, Section 176.181, Subdivision 2 (1991), and further agrees to provide a certificate of said insurance to the Authority. The Authority shall be provided evidence of insurance including Worker’s Compensation coverage. Insurance will not be modified or canceled without at lease twenty (20) days notification to the Authority. 3.6 Vail Place shall comply with all applicable laws and regulations including the following: • Section 504 of the Rehabilitation Act of 1973, 29 USC Sec. 701, et.seq., and the regulations contained in 31 CFR Part 51. This Act states in part that, “…all recipients of federal funds, whether in the form of a grant or a contract, review, and if necessary modify their programs and activities so that discrimination based on handicap is eliminated.” • Affirmative Action. Vail Place shall comply with federal, state and local affirmative action and equal employment opportunity principles. • Vail Place shall not discriminate in violation of the terms of the Minnesota State Human Rights Act (Minnesota Statute, Chapter 363). • Vail Place shall also comply with the terms of the Authorization for the Release of Information forms (provided by the Authority) executed with respect to particular clients. All release forms must conform to all applicable data practices, acts, state and federal rules, regulations, statutes, and ordinances relating to the release of data on individuals. • Americans with Disabilities Act of 1990, 42 USC, Section 12101 through 12213, as applicable. 4. Duties of the Authority 4.1 The Authority shall be in accordance with the following: • The Authority will refer tenants in need of services to the ROSS Service Coordinator. The Authority will also inform all new tenants about the ROSS program. • Hamilton House will allow use of office space and other community spaces for the provision of ROSS services. • The Authority will provide a key to Hamilton House and a list of tenants to Vail Place. • The Authority will be responsible for supplying furniture, computer hardware and software, office equipment, and telephone and program evaluation. All supplies will be purchased by the Housing Authority of St. Louis Park and reimbursed by ROSS administrative funds. • The Housing Supervisor will be responsible for Contract Administration and reimbursement to Vail Place for Service Coordinator services. 4 5. Termination 5.1 Either party may terminate participation in this agreement for any reason, with or without cause, upon giving thirty (30) days advance written notice to the other party. 6. Assignability 6.1 Vail Place shall not assign or transfer any interest in this agreement except that claims for monies due or to become due Vail Place from the Authority under this agreement may be assigned to a bank, trust company, or other financial institution. 7. Nondiscrimination 7.1 In connection with the performance of work under this agreement, Vail Place agrees not to discriminate against any employee or applicant for employment because of race, sex, color, religion, age or national origin. Vail Place will take affirmative action to ensure that applicants are employed, and that employees are treated during employment without regard to their race, sex, color, familial status, sexual orientation, religion, age or national origin. Such action shall include, but not be limited to the following: employment, upgrading, demotion, or transfer; recruitment or recruitment advertising; layoff or termination; rates of pay or other forms of compensation; and selection for training, including apprenticeship. Vail Place further agrees to insert the foregoing provisions in all contracts made by them in connection with the services called for under this agreement. 8. Officials Not to Benefit 8.1 No member of, or Delegate to Congress or Resident Commissioner (a participant of the Authority's programs who serves as a commissioner) shall be entitled to any share of this agreement or to any benefit that may arise there from, with the exception of participation in the program. 9. Interest By Members of Local Authority and Local Government Body 9.1 No member, officer, or employee of the Authority, no member of the governing body of the locality in which the project is situated, no member of the governing body in which the Authority is activated, and no other public official of such locality or localities who exercise any functions or responsibilities with respect to the project shall, during his or her tenure, shall have any interest, direct or indirect, in this agreement or the proceeds thereof, with the exception of participation in the program. 10. Covenant Against Contingent Fees 10.1 Vail Place warrants that it has not employed any person to solicit or to secure this agreement upon any agreement for a commission, percentage, brokerage, or contingent fee. Breach of this warrant shall give the Authority the right to terminate this agreement or, at its discretion, to deduct from Vail Place’s fee the amount of such commission, brokerage, or contingent fee. 5 11. Miscellaneous 11.1 Exhibit A outlines the specific roles and responsibilities of each participant as it pertains to the Resident Opportunities and Self-Sufficiency (ROSS) Service Coordinator Program at Hamilton House. 11.2 The parties agree that this agreement shall be governed by the laws of the State of Minnesota. 11.3 The Authority and Vail Place shall comply with any and all state, federal and local laws, rules and regulations. 11.4 The Authority and Vail Place shall comply with all requirements per the Fiscal Year 2021 ROSS Grant agreement (Exhibit B) and FY2021 NOFA. 11.5 The books, records, documents, and accounting procedures of Vail Place, relevant to this agreement, are subject to examination by the Authority, the Department of Housing and Urban Development and either the legislative or state auditor as appropriate, pursuant to Minnesota Statutes. 11.6 Any amendments, addenda, alterations, or modifications to the terms and conditions of this agreement shall be in writing and signed by both parties. This agreement represents the entire agreement between Vail Place and the Authority. IN WITNESS WHEREOF, the parties hereto have set forth their hands on the day and year first written above. St. Louis Park Housing Authority Vail Place By:________________________ By:____________________________ Title:_______________________ Title:____________________________ Date:_______________________ Date:____________________________ 6 EXHIBIT A This document outlines the specific roles and responsibilities of each participant as it pertains to the Resident Opportunities and Self-Sufficiency (ROSS) Service Coordinator program at Hamilton House. SUMMARY • The purpose of the ROSS Service Coordinators program is to coordinate supportive services and other activities designed to help tenants attain economic and housing self-sufficiency. A Service Coordinator ensures that program participants are linked to the supportive services they need to achieve self-sufficiency or remain independent. These services should enable participating tenants make progress toward achieving economic independence and housing self-sufficiency, or, in the case of elderly or disabled residents, help improve living conditions and enable residents to age-in- place. The Service Coordinator (SC) works from an empowerment model. The goal of the program is self- actualization of tenants. Tenants should do as much as they are capable of doing themselves. • The target population is adult elderly and/or disabled tenants at Hamilton House. • One Vail Place staff will work as the Service Coordinator (SC). The staff will work on-site at Hamilton House. It is understood that some service hours may be provided away from the facility to meet with service providers, training at Vail Place’s office or off-site, etc. Whenever possible, advanced notice of staff absence will be provided to the manager. NOTE: The SC will not be on-site on holidays that Vail Place observes. • The Service Coordinator and the Housing Authority staff work as a team, yet have separate and distinct responsibilities which are detailed in this document. The SC and manager maintain a mutually respectful, collaborative relationship. • The Vail Place Housing Services Director will supervise the Service Coordinator and provide quality assurance oversight of the ROSS-SC Program. See below for more details regarding supervision. • Funding is provided by HUD, Resident Opportunities and Self-Sufficiency (ROSS) - Service Coordinators Program. • Vail Place and The Housing Authority of St. Louis Park agree to advise one another of highly pertinent matters and understand that each is bound by confidentiality standards regarding the exchange of client information. Appropriate releases will be secured when confidential client information needs to be shared. • The level of collaboration outlined in this document will require exceptional, thorough and timely communication between all parties. Toward that end, both parties agree to meet regularly to assure strong communication and joint problem-solving for the mutual benefit of the residents and the community. ROLES The Property Manager/Housing Specialist, Housing Supervisor and Service Coordinator are professionals whose special positions enhance the lives of tenants and add to the welfare of the community as a whole. It is understood that Vail Place and The Housing Authority of St. Louis Park must work together as a team to effectively meet the needs of the tenants. However, the parties to this agreement understand their separate and distinct responsibilities. Each party should consider the other as part of the facility team, with the understanding that each has a separate identifiable role. 7 Role of Service Coordinator Vail Place agrees to be responsible in the performance of services and will expedite service management within the community. Role of Housing Authority The Housing Authority of St. Louis Park agrees to be responsible for the healthy operation and maintenance of the entire community as well as the safety and security of the tenants. The Property Manager/Housing Specialist is the property manager at Hamilton House. It is understood that the Housing Supervisor has broad oversight of implementing the Service Coordinator program. It should be noted that the Housing Supervisor is not responsible for the direct supervision of the Service Coordinator; still they are responsible to see that the content of this agreement and the grant requirements is being responsibly managed and enforced. SCOPE OF SERVICES The Service Coordinator will: • Inform tenants of the availability and purpose of the service coordinator position. Advise tenants of service options but not force tenants to accept their services or the services of outside providers. • Assess needs, complete intakes, provide referrals to community resources, and monitor and coordinate services. • Educate tenants about community services and benefits, how to apply for services and benefits, consumer rights, how to advocate for themselves, etc. • Educate tenants about Hamilton House’ rules, regulations, and lease expectations. • Coordinate health and wellness programs. • Serve as a liaison to community agencies, network with community providers and seek out new services available to the tenants. • Advocate for tenants, upon request, with public housing management and seek solutions together with the Assistant Housing Supervisor. • Advocate for tenants with service providers for additional and/or more appropriate services. • Help tenants interpret paperwork, complete forms, and resolve issues related to independent living. • Assist the tenants in building informal support networks with other tenants, family and friends. • Assist tenants in forming or strengthening tenant organizations. The formation of these groups assists the tenants in planning social events, organizing activities and discussing daily life issues. • Arrange or conduct tenant leadership training sessions in areas such as how to run a meeting or how to write bylaws. • Develop program forms, data tracking documents, and complete program evaluation. • Complete required reports in a timely fashion and document appropriate information in tenant files. • Participate in orientation and training for the service coordinator program when possible and appropriate. NOTE: HUD requires that the service coordinator follows certain training requirements associated with the position. A training monitoring form will be maintained by the service coordinator and kept in a file at the Hamilton House location. • Abide by the MN Data Practices Act and the Health Insurance Portability and Accountability Act 8 (HIPAA). Ensure confidentiality of tenant files. Obtain signed Release of Information forms from tenants as needed. • Meet at least every other week with the Property Manager to review work activities and number of tenants being served. • Inform management of tenant problems that interfere with the safety or security of the building and other residents. • Inform management of any tenant incident, issue or lease violation which adversely impacts management, or the safety and security of other tenants or the building. • Communicate with manager(s) about changes in tenants' condition that does not compromise tenant privacy. • Maintain monthly data with accumulated semi-annual reports provided for compliance with HUD regulations. A report will be given to the service coordinator supervisor, the manager, the appropriate HUD office and a copy retained for the service coordinator files. The Supervisor of the Service Coordinator will: • See to the adherence of reporting and policy procedures of the position, including HUD requirements by all participants. • Assist in the development and implementation of the service coordination program • Meet with the service coordinator at least monthly. • Be available for conferencing about unresolved issues facing the service coordinator and management. • Select tenant files to review to ensure that service management is appropriate and in accordance with best practices. • Provide guidance on problem-solving methods and service coordination practices. • Recommend and monitor educational opportunities regarding service coordination. • Provide necessary training and orientation of service coordinator and manager, as appropriate, and ensure the service coordinator follows HUD's training guidelines. • Be available to handle a crisis via telephone, or in person if necessary, in the event that the ROSS Service Coordinator cannot be on-site. If the Service Coordinator’s supervisor is not available, another Vail Place staff will be available during normal business hours. • Ensure that the SC reports any suspected cases of abuse, neglect or exploitation of a tenant to appropriate agency. The Housing Authority will: • Inform tenants, particularly new tenants, about the availability and purpose of the service coordinator position and the ROSS SC program. • Refer tenants in need of services to the ROSS Service Coordinator. • Allow use of office space and other community spaces for the provision of ROSS services. • Provide a key to the building and a list of tenants to the service coordinator. • Be responsible for ordering furniture and technology, advertisement of the ROSS program to tenants, the formation and management of the PCC, and program evaluation. 9 • Be responsible for Contract Administration and reimbursement to Vail Place for Service Coordination services. • Whenever possible, participate in the evaluation process of the service coordinator. • Participate in the hiring of a new service coordinator, if necessary. • Communicate regularly (at least once weekly) and on an as needed basis with the service coordinator regarding service management and their awareness of changes in a tenants’ condition. • Ensure that the service coordinator does not provide direct services to tenants. o NOTE: The intention of this statement is to ensure that the Service Coordinator does not serve as the ongoing service provider to tenants for services such as: PCA, Home Health Care, Homemaker/Chore Services, Transportation, ARMHS, Therapy, etc. • Ensure that the service coordinator is not involved in the planning or preparation of social or recreational activities of the over-all community. o NOTE: The intention of this statement is to ensure that the Service Coordinator does not serve as the director/coordinator of social activities/recreation in the building. • Ensure that the service coordinator will not act on behalf of or in place of the manager and not perform property management activities. • Allow the service coordinator access to information from the Public Housing tenant files on an as needed basis with a release of information from the tenant. • Inform the service coordinator of changes in tenants' condition that may impact the tenant's ability to meet lease obligations. • Introduce the service coordinator to tenants, families, and known service providers. • Provide (as appropriate) necessary training of the service coordinator. • Participate in setting goals and objectives in relation to facility needs affecting the tenants. • Supervises the contract with communication to the Supervisor of the Service Coordinator as to its effectiveness and/or suggestions for modification. Exhibit B HOUSING AUTHORITY OF ST. LOUIS PARK Agenda Item# 6d St. Louis Park, Minnesota Meeting Date: TITLE: Authorization to execute the State of Minnesota Joint Powers Agreement, Resolution no. 731 RECOMMENDED ACTION: Staff recommends that the board approve resolution no. 731 authorizing the executive director to execute the Joint Powers Agreement with the State of Minnesota, Department of Public Safety, Bureau of Criminal Apprehension. POLICY CONSIDERATION: Does the board support the continued need for the Housing Authority to obtain criminal background checks for the purpose of determining eligibility to participate in the federally funded rental assistance programs? SUMMARY: The St. Louis Park Housing Authority (HA) desires to enter into a new Joint Powers Agreement (JPA) with the State of Minnesota, Department of Public Safety, Bureau of Criminal Apprehension, to use systems and tools available through the State’s criminal justice data communications network for which the HA is eligible. The JPA is a five year agreement and the current JPA agreement expires in June 2022. The Joint Powers Agreements further provide the HA with the ability to add, modify and delete connectivity, systems and tools over the five year life of the agreement and obligates the city to pay the costs for the network connection. Through this system the HA will be able to access criminal history information for the purpose of determining eligibility for participation in the HA’s rental assistance programs. In the event that a record is disputed, finger printing is used to verify identity. Access is coordinated through the St. Louis Park Police Department. The attached resolution has been reviewed by Lieutenant Greg Weigel, St. Louis Park Police Department. Prepared by: Marney Olson, Housing Supervisor RESOLUTION NO. 731 RESOLUTION APPROVING STATE OF MINNESOTA JOINT POWERS AGREEMENTS WITH THE CITY OF ST. LOUIS PARK ON BEHALF OF ITS HOUSING AUTHORITY WHEREAS, the City of St. Louis Park on behalf of its Housing Authority (HA) desires to enter into a Joint Powers Agreements with the State of Minnesota, Department of Public Safety, Bureau of Criminal Apprehension to use systems and tools available over the State’s criminal justice data communications network for which the city is eligible. The Joint Powers Agreements further provide the city with the ability to add, modify and delete connectivity, systems and tools over the five year life of the agreement and obligates the city to pay the costs for the network connection. NOW, THEREFORE, BE IT RESOLVED by the Housing Authority of St. Louis Park, Minnesota as follows: 1. That the State of Minnesota Joint Powers Agreements by and between the State of Minnesota acting through its Department of Public Safety, Bureau of Criminal Apprehension and the City of St. Louis Park on behalf of the Housing Authority of St. Louis Park, are hereby approved. 2. That the HA Executive Director, Karen Barton, or her successor, is designated the Authorized Representative for the Housing Authority. The Authorized Representative is also authorized to sign any subsequent amendment or agreement that may be required by the State of Minnesota to maintain the HA’s connection to the systems and tools offered by the State. 3. That Karen Barton, the Executive Director for the St. Louis Park Housing Authority is authorized to sign the State of Minnesota Joint Powers Agreements. Adopted by the Authority April 13, 2022 __________________________________ Catherine Courtney, Chair __________________________________ Catherine Johnson, Secretary ATTEST: __________________________________ Karen Barton, Executive Director HOUSING AUTHORITY OF ST. LOUIS PARK Agenda Item #6e St. Louis Park, Minnesota Meeting Date: April 13, 2022 TITLE: 2021 housing activity report RECOMMENDED ACTION: No action required. This report is for informational purposes only. POLICY CONSIDERATION: Does the Housing Authority Board have any comments or questions related to the 2021 annual housing activity report? SUMMARY: The annual housing activity report including the housing matrix has been presented to the St. Louis Park City Council since 2005. The executive summary provides a brief review of the detailed report and the report provides information on new initiatives, historical trends, program descriptions, affordable housing and additional information on housing programs in St. Louis Park. Prepared by: Marney Olson, Housing Supervisor Page 1 2021 Housing Activity Report 2021 Housing Activity Report Executive summary The purpose of this report is to provide city policy makers with an overview of housing program activity during 2021. The report provides information on new initiatives and updates as well as historical trends, program descriptions, and data on city and federally funded housing programs and activity that are in line with the city’s housing goals. 1. New initiatives and updates in 2021 a. First Generation Homeownership Program b. Housing dashboard 2. City housing policies a. Inclusionary Housing (30%, 50% and 60% AMI) b. Tenant Protection Ordinance (60% AMI and below) c. Housing Trust Fund d. NOAH preservation strategies: i. 4D tax incentive program (60% AMI and below) ii. Multifamily rental rehab program (60% AMI and below) iii. Legacy program (60% AMI and below) 3. Remodeling activity a. Housing rehab projects (general remodeling) remained steady in 2021, but the permit valuation was up considerably. Most projects were financed without using city loans. b. The city’s Architect Design Services and Remodeling Advisor Services continued to be great tools for residents, and usage is in line with previous years. c. Major remodeling projects continue to be strong in 2021 with increases in additions and major remodels. There were 63 additions and 104 major remodels in 2021 with average valuations at $163,458 and $63,527 respectively. d. The Construction Management Plan program has been in place since November 2014. In 2021, 43 neighborhood notification letters were sent for Construction Management (CMP) plan projects: 37 major additions, four demo/rebuilds, two new builds only and one demo only. A map is included in the report showing the location of these projects. This is an increase in the number of CMP projects. 4. Affordable home ownership, Community Development Block Grants and emergency rental assistance a. There were 24 buyers under the Live Where You Work (LWYW) program during its 10-year run. In 2019, the new Down Payment Assistance (DPA) program provided loans to eight first-time homebuyers in St. Louis Park (120% AMI), 10 loans in 2020 (100%/115% AMI) and 10 in 2021. b. West Hennepin Affordable Housing Land Trust added two homes in St. Louis Park in 2021 and now have 21 affordable homes in the community. c. CDBG funds were used to fund the Deferred Loan Program for low-income residents in St. Louis Park and the West Hennepin Affordable Housing Land Trust (WHAHLT) dba Homes Within Reach. (80% AMI) d. The city provides an emergency repair grant for low-income homeowners in St. Louis Park. There were seven emergency repair grants issued in 2021 (50% AMI). e. Annually, the city provides funds to STEP for emergency rental assistance. In 2021, STEP received $65,000 in rental assistance, in addition to administrative and program-specific funding. Page 2 2021 Housing Activity Report 5. Housing Matrix a. Owner occupied (no rental license) properties comprise 55% of the housing market with rental properties (units with a rental license) at 46%. b. The single-family home ownership rate is 93%. c. There are nearly 1200 units of senior housing in St. Louis Park. d. Maxfield Research completed their rental study in the end of 2017 and of the 7,000 rental units surveyed 49.3% are affordable at 60% AMI or below. Funds have been budgeted to update the study in 2022. e. The 2021 affordable ownership purchase price was $316,000 and 52% of homes in St. Louis Park are assessed at or below this affordability limit. These homes are comprised of single family, condominiums, and townhomes. 6. Foreclosures a. The foreclosure rate remains extremely low with only four residential foreclosures in 2021. 7. Federally Funded Housing Programs a. The St. Louis Park Housing Authority affordable rental housing and rental assistance programs served approximately 500 households with rental assistance in 2021. Income eligibility limits are 50% AMI for the housing choice voucher (HCV) program and 80% for public housing, although the majority of households served in public housing and the HCV program are below 30% AMI. 79% of households served by the HCV and public housing programs (housing authority rental assistance programs) are at or below 30% AMI and 19% are between 31-50% AMI. b. Family Unification Program and Mainstream Vouchers (50% AMI and below). c. The St. Louis Park Housing Authority, in partnership with Hennepin County, has continued administering the Stable HOME rental assistance program which provides housing assistance to homeless or previously homeless individuals and families in Suburban Hennepin County. 41 households were served in 2021. (50% AMI) d. Kids in the Park program – increased funding and is currently serving 20 families (50% AMI and below). e. Lou Park Apartments – 21 tenants residing at Lou Park with project-based vouchers were transitioned to tenant-based vouchers administered by the Housing Authority (50% and below AMI). Households served by housing authority rental assistance programs as of 12/31/2021 30% AMI 50% AMI 60% AMI 80% AMI Over 80% AMI Number of Households 349 71 11 6 5 Percentage of Households 79% 17% 2% 1% 1% 8. Program Descriptions: This section gives detailed descriptions of the various housing programs. Page 3 2021 Housing Activity Report 2021 Housing Activity Report 1. New initiative and updates in 2021 First generation program It’s recognized that historical and institutional racism has disproportionately created housing challenges and disparities for Black communities, as well as members of communities who do not identify as white, and other underserved low-income communities. Additionally, the income and education gap between households of color and white households has resulted in difficulty for Black and African American people and households of color to obtain mortgages, leading to ongoing wealth accumulation equity issues. The first-generation homeownership program is designed to address these historic injustices and inequities and to support inclusive and equitable communities by facilitating affordable homeownership and providing a means for wealth-building. The goal is to address housing disparities; build power in communities most impacted by housing challenges and disparities; pilot an innovative program to address housing challenges for Black communities as well as members of communities who don’t identify as white, and other underserved low-income communities. To be considered for the program, a buyer must be a first-generation homeowner meaning they have never owned a home and parents must have never owned a home. The program is available to homebuyers with a maximum household income at or below 80% of area median income. The maximum loan amount is based on the household’s income and purchase price of the homes with a maximum of $75,000. The loan is forgiven at 5% per year over a 20-year owner occupancy period. Housing staff have partnered with several non-profits on the development of the program as well as outreach to first generation homeowners. These non-profits work with first time home buyers and are also dedicated to advancing homeownership equity in Minnesota. The program was launched in November 2021. There have been several inquiries on this program, but no loans were closed in 2021. Housing Dashboard The City of St. Louis Park is committed to promoting quality multifamily development and affordable housing options for low- and moderate-income households. In 2015, the City of St. Louis Park adopted an inclusionary housing policy with the goal of increasing the number of affordable rental units in the city. The multifamily housing dashboard shows the total number of rental units and the number of affordable units created since the inclusionary housing policy was adopted. Note that it does not reflect the total number of affordable rental units in the city, nor does it reflect affordable units that have been approved but have not yet been completed. The dashboard also includes a second tab, affordable housing goals, that shows the progress the city is making towards the affordable housing goals set by the Metropolitan Council. Page 4 2021 Housing Activity Report 2. City housing policies The City of St. Louis Park has undertaken new initiatives and updates to current policies to address affordable housing needs in the community. Inclusionary housing In June 2015, the city council adopted an Inclusionary Housing Policy that requires the inclusion of affordable housing units for lower income households in new market rate multi-unit residential developments receiving financial assistance from the city. The goal of the Inclusionary Housing Policy is to increase the supply of affordable housing and promote economic and social integration. Updates to the inclusionary housing policy since the adoption of the policy include: • 2017; increased the percentage of required affordable units and added a requirement that developments covered by the policy must not discriminate against tenants who pay their rent with government provided Housing Choice Vouchers or other public rent subsidies. • 2018; increased the percentage of required affordable units at 60% AMI, added a 30% AMI option, and changed the ownership to require a payment in lieu. Payment in lieu provides the city the opportunity to create long-term affordable homeownership housing, as opposed to the home only being affordable to the initial buyer. The income limit eligibility for existing tenants was amended in 2018 to be consistent with the tax credit income limits. • 2019; in an effort to expand the eligibility of developments obligated to comply with the policy requirements and ensure that any NOAH units lost due to multi-family residential development are replaced, the policy was again updated to apply to market rate multi-unit residential developments that receive financial assistance from the city, seek PUD land use approvals or request a comprehensive plan amendment, and includes: a) new developments that create at least 10 multi-family dwelling units; or b) any mixed-use building that creates at least 10 multi-family dwelling units; or Page 5 2021 Housing Activity Report c) renovation or reconstruction of an existing building that contains multi-family dwelling units that includes at least 10 dwelling units; or d) any change in use of all or part of an existing building from a non-residential use to a residential use that includes at least 10 dwelling units. • 2021; based on the council’s interest in creating rental opportunities for larger size families and the need to clarify language related to parking requirements, the policy was updated to require developments with 50 or more units to include a minimum number of family size units (three bedroom or larger) in the development. Parking requirements were also updated in situations where underground or enclosed parking is the only on-site parking option available for residents and requires a discount from the market rate fee. Table 1: Inclusionary housing policy requirements Initial Policy Current Policy Rental Projects • 10 % of units at 60% AMI • 8% of units at 50% AMI • 20% of units at 60% AMI • 10% of units at 50% AMI • 5% of units at 30% AMI Ownership Projects 10% of units at 80% AMI Payment in lieu Page 6 2021 Housing Activity Report Table 2: Affordable units created and approved Development Total Num ber of Units Total Number of Affordable Units Affordability Level O-bedroom Affordable Units 1-bedroom Affordable Units 2-bedroom Affordable Units 3-bedroom Affordable Units Completed projects Shoreham 148 30** 50% 4 13 13 4800 Excelsior 164 18 60% 1 10 7 Central Park West Phase 1 119 in SLP (199 total 6* 60% 1 2 2 1 Elan Central Park West Phase 2 164 5* 50% 1 1 2 1 The Quentin 79 8 50% 3 4 1 0 Elmwood 70 17 60% 5 12 Urban Park Apartments 61 0 Parkway 25 112 Totals 917 84 N/A 10 35 37 2 Under construction Via Sol (PLACE) 217 22 130 50% 80% 66 53 17 16 Parkway Residences 235 24 6 50% 60% 1 15 8 6 Totals 452 182 N/A 67 68 31 16 Approved Luxe Residential (approved in 2018) 207 8* 60% 2 3 2 1 Volo at Texa Tonka (approved 2020) 112 23 50% 7 12 4 0 Rise on 7 (approved 2021) 120 19 82 19 30% 60% 80% 57 39 24 Union Congregational Church (2021) 60 10 40 10 30% 60% 80% 3 12 30 15 Risor - 3510 Beltline (2021) 177 18 50% 1 11 5 1 Page 7 2021 Housing Activity Report Beltline Residences (2021) 250 25 50% 5 15 3 2 9920 Wayzata 233 47 50% 10 19 16 2 Totals 1159 301 N/A 28 129 99 45 *Central Park West Phase 1 and Phase 2 and Luxe were not subject to the Inclusionary Housing Policy but voluntarily included affordable units **Shoreham is a tax credit property resulting in 20% of units affordable at 50% AMI Tenant Protection Ordinance The city council adopted a tenant protection ordinance in 2018. The tenant protection ordinance requires a three- month period following the ownership transfer of a NOAH multifamily residential property during which the new owner would be required to pay relocation benefits to tenants if the rent is increased, existing residents are rescreened, or non-renewals are implemented without cause. NOAH properties are defined as buildings where at least 18% of the units have rents affordable to households with incomes at or below 60% Area Medium Income (AMI) to match the inclusionary housing policy affordability requirements at the time the policy was adopted. The ordinance does not prohibit a new owner from taking the management actions listed above; however, the owner would be required to provide resident relocation benefits if they do take any of those actions during the tenant protection period and a tenant decides to move as a result. The three-month protection period provides a period for residents to work with housing support resources and seek alternative housing if they are facing unaffordable rent increases, new screening criteria requirements that would be problematic for them, or a thirty- day non-renewal without cause notice to vacate. The ordinance requires the new owner of a NOAH building to provide notice of the ordinance protections to tenants of affordable housing units within 30 days of the sale of the building. The three-month tenant protection period begins once the notice has been given to the tenants. NOAH properties required to comply with the tenant protection ordinance: • 9 in 2018 • 3 in 2019 • 3 in 2020 • 0 in 2021 Local housing trust fund The city council approved establishing a local affordable housing trust fund in 2018. Housing trust funds are distinct funds established by city, county or state governments that receive ongoing dedicated sources of public funding to support the preservation and production of affordable housing. Housing trust funds can also be a repository for private donations. The Minnesota Legislature passed a bill in 2017 that allows local communities to establish housing trust funds. The housing trust fund may be established by ordinance and administered by the city. Money in a housing trust fund may only be used to: • pay for administrative expenses not to exceed 10% of the balance of the fund; • make grants, loans, and loan guarantees for the development, rehabilitation, or financing of housing; • match other funds from federal, state, or private resources for housing projects; or • provide down-payment assistance, rental assistance, and homebuyer counseling services. The city may finance the fund with any money available to a local government, unless expressly prohibited by state law. The proposed primary source of funding for the city’s trust fund is an annual budgeted allocation of HRA Levy funds, which was available beginning in 2020. The local housing trust fund guide was approved in 2019. Page 8 2021 Housing Activity Report Land banking Land banking is the practice of aggregating parcels of land for future sale or development. The Economic Development Authority (EDA) has purchased parcels near the Beltline and Wooddale stations to facilitate future redevelopment which will include housing. The EDA also purchased one single-family home on Minnetonka Blvd in 2018, one in 2019 and two additional homes in 2020 for future redevelopment purposes. NOAH Preservation (Naturally Occurring Affordable Housing) Housing staff continued to participate in a Regional Housing Workgroup to review and discuss strategies for preservation of NOAH. Additional preservation strategies including the multifamily rental rehab program, Legacy program and 4D were approved in 2018 and implemented in 2019 to preserve NOAH properties. Legacy program – 60% AMI and below Investors are buying NOAH apartment properties across the Twin Cities, often renovating the properties and increasing the rents. The City of St. Louis Park created the legacy program to encourage multifamily NOAH property owners in our community who are thinking about selling their property to consider connecting with a socially driven investor who will preserve the affordability of their development. The city created a legacy program brochure outlining how an owner can make a difference by providing a legacy of affordable housing in St. Louis Park. The brochure was mailed to all class B and C multifamily rental properties. In 2021, the city expanded the Legacy program to include single family homes to connect potential sellers with Homes Within Reach to expand the land trust program in St. Louis Park and preserve affordable homeownership in the community. Homes Within Reach has communicated with homeowners about the program and are working with one homeowner currently. 4d - 60% AMI and below St. Louis Park’s 4d affordable housing incentive program helps preserve affordable homes in the city by providing financial incentive to qualified apartment owners for state property tax reductions if they agree to keep 20 percent or more of their rental units affordable. The program also offers grants to help owners make energy efficiency and safety improvements to their properties. This program was developed, approved, and marketed in 2018 to preserve affordable housing in St. Louis Park. One apartment building applied for 4d in 2019. No additional 4d properties applied in 2020 or 2021. Multifamily rental rehab program - 60% AMI and below The multifamily rental rehab program provides moderate rehabilitation assistance to eligible owners of St. Louis Park multifamily residential rental properties with three or more units. The targeted properties are NOAH properties that have been maintained, are in good standing, and wish to make improvements to their properties. Buildings must be at least 30 years old and meet the St. Louis Park definition of a NOAH property. The maximum loan amount per qualified rent restricted unit is $5,000 with a maximum loan per building/development of $50,000. Loans have 0% interest and are due upon the sale of the property. Owners must restrict the rents for a 10-year term or until the sale or transfer of the ownership of the property. The goal of this program is to provide a rehab incentive for NOAH properties to improve their property without raising rents above the 60% AMI rent level. No properties participated in this program in 2019. Staff began evaluating the program in 2020 and modifying the program in 2021. In 2022, housing staff will work with the city’s environment and sustainability staff on a grant to evaluate housing and energy efficiency programs for multifamily properties to identify barriers to the use of the current programs and identify what changes would make the programs more beneficial to both property owners and tenants. Page 9 2021 Housing Activity Report 3. REMODELING ACTIVITY Residential permitted activity measures remodeling and maintenance activity. This section shows historical trends of remodeling activity. Residential properties include apartments. Permit Trends • “Alteration Residential” or General Remodeling General remodeling work includes residential projects with permit valuations less than $37,500. The average value per job in 2021 is just over $10,000, an increase of $1,100 over 2020. Permits include a wide range of projects including remodeling of existing spaces, window and door replacement, drain tile, insulation, foundation work, etc. Chart 1: Trend of General Remodeling Permits valued under $37,500 • Roofing and Siding Activity Reroofing and residing permits are tracked separately. Almost 60% of the homes in the city had roofs replaced between 2008 and 2011 due to storm damage, and we are starting to see increases in roofing and siding permits. Chart 2: Reroofing and Residing Permits 1129 1011 1091 1084 1074 1203 1170 983 996 1044 1001 0 500 1000 1500 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number of Permits IssuedYear Maintenance & Minor Remodeling Permits Alteration Residential (Minor) 761 140 161 131 104 80 107 163 162 296 591 11773 83 70 47 86 62 85 63 122 205 0 500 1000 1500 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number of Permits IssuedYear Reroofing and Residing Permits Reroof Reside Page 10 2021 Housing Activity Report • Additions and Major Remodeling The number of major remodeling permits (valued at more than $37,500) and additions increased in 2021. The average permit valuation for additions during 2021 is $163,500, consistent with the 2020 permit valuation. The 2021 average valuation for major remodels is $63,500 which is a decrease in value, but an increase in the number of permits. Chart 3: Number of Addition and Major Remodeling Permits • Permit Valuation The following chart shows historical remodeling permit valuation for additions, major remodels, remodeling and maintenance, garages/decks, reroofs, and siding. Permits with additional valuations were issued for plumbing, heating, and electrical work (not shown here). Chart 4: Permitted Residential Remodeling 48 71 67 73 70 59 67 59 49 49 6346 44 53 69 70 65 69 77 82 85 104 0 40 80 120 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number of Permits IssuedYear Addition and Major Remodel Permit Activity Addition Residential Major Remodels 26.6 $16.8 $21 $25 $23 $25 $26 $28 $25 $31.4 $40.3 0 20 40 60 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Permit Valuation -Million $Year Residential Remodeling Permit Valuation Page 11 2021 Housing Activity Report City Housing Improvement Services, Loans Trends and Program Descriptions Home Improvement Services. The city’s architectural design service, remodeling advisor and Home Energy Squad Visits are great programs for residents who are considering a remodel or energy improvements to take advantage of. Despite COVID-19, there was an increase in Home Energy Squad visits in 2020, in part due to promotion by the Environment and Sustainability division and the CEE Home Energy Squad intercity challenge that St. Louis Park won in 2020 and were second in 2021 on a per capita basis. Chart 5: Technical, Design and Home Energy Visits Construction Management Plan Major additions (second story additions or additions of 500 square feet or more), demolitions and new construction projects need to comply with the Construction Management Plan (CMP). In 2021, the following neighborhood notifications were sent: 37 major additions, four demo/rebuilds, and two new builds on vacant land. One of the new builds on vacant land was a property that was listed as a demo only in 2020. The total permit valuation for CMP projects in 2021 was $10,603,357. Chart 6: CMP Activity 29 29 37 41 22 31 33 39 52 47 36 82 69 69 95 69 76 76 83 51 45 30 122 153 173 125 170 109 85 130 166 128 020406080100120140160180200 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number of VisitsYear Technical Home Improvement Services Architect Services Remodeling Advisor Home Energy Visits 32 37 33 33 17 19 37 18 10 9 7 8 11 43 6 3 2 0 2 2 3 1 0 1 2 1 00 5 10 15 20 25 30 35 40 2015 2016 2017 2018 2019 2020 2021Number of CMP ProjectsYear Construction Management Plan Activity Additions Demo/New Build New Build Demo only Page 12 2021 Housing Activity Report Page 13 2021 Housing Activity Report • Home Remodeling Fair and Tour Both the Home Remodeling Fair and Tour were cancelled in 2020 and 2021 due to the pandemic. In 2021, West Metro Home Remodeling Fair formalized the partnerships between the cities of Golden Valley, Minnetonka, and St. Louis Park along with the Hopkins and St. Louis Park school districts through a Joint Powers Agreement in preparation for the 2022 and future fairs. • City Loans and Rebates The following chart shows the number of Move Up Loans, Discount Loans, and Energy Rebates issued in recent years. The city buys down the interest rate on the Minnesota Housing Finance Agency’s community fix up loan for the discount loan with a maximum loan amount of $35,000. In 2020, interest rates dropped below the rate of the city’s buydown rate, so midway through the year no loans needed the city to buy down the rate. This continued in 2021, so there were no discount loans in 2021. The number of discount loans has remained low the past several years partially due to other loan options that do not have income limits or require a mortgage on the property, and the MHFA fix up loan offers a loan up to $75,000, but the city buy down was only for loans less than $35,000. Due to a change in funding sources for 2021, the 50% energy efficient rebate match added an income limit of 115% AMI ($120,650) which reduced the number of rebates in 2021. Chart 7: Use of City Financial Incentives Move-Up in the Park loans are deferred until the sale of the home or forgiven after thirty years. Table 3: Move-Up Transformation Loans Paid off between 2014 and 2017 Year Number of Loans Paid Off Amount of Loans 2014 2 $23,957 2015 4 $78,246 2016 4 $97,970 2017 3 $80,909 2018 3 $66,432 2019 1 $16,250 2020 5 $114,327 2021 4 $77,876 Total paid off 2014-2021 $555,967 10 6 6 6 7 10 6 3 6 1 22226221713116565 0 83 73 113 166 143 108 101 125 94 112 63 0 25 50 75 100 125 150 175 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number Loans -RebatesYear Loans and Rebates Move up loans Discount loans Energy Rebates Page 14 2021 Housing Activity Report Table 4: Move-Up Participation and Costs YEAR Move-Up Loans Discount Loans Architectural Design Services Remodeling Advisor Services Energy Efficient Rebates Home Energy Squad Down Payment Assistance Loan Total City Cost 2006 27 $591,264 88 $186,205 102 $22,950 157 $20,410 $820,829 2007 27 $620,000 50 $74,000 62 $12,400 179 $23,270 $729,670 2008 18 $330,937 55 $114,129 49 $11,025 130 $16,900 $472,991 2009 17 $329,650 52 $106,000 12 $7,200 126 $16,380 22 $4,095 $463,322 2010 9 $209,769 64 $86,263 30 $6,750 89 $11,510 42 $7,820 $322,112 2011 10 $226,877 22 $29,213 29 $6,525 82 $10,250 83 $15,465 $288,330 2012* 6 $106,232 26 $31,276 29 $6,525 69 $8,970 73 $13,748 112 $7,320 $174,071 2013 6 $145,071 22 $33,063 37 $8,325 69 $8,970 113 $26,000 153 $10,650 $232,079 2014 6 $138,740 17 $26,079 41 $9,225 95 $12,350 166 $37,575 173 $11,390 $234,223 2015 7 $173,000 13 $17,577 22 $4,950 69 $15,525 143 $37,610 125 $6,250 $254,912 2016 10 $231,057 11 $27,001 31 $6,975 76 $17,100 108 $29,304 170 $8,510 $319,947 2017 6 $137,950 6 $5,907 33 $7,425 76 $17,100 101 $22,951 109 $5,450 $266,173 2018 3 $75,000 5 $12,904 39 $8,775 83 $18,865 125 $30,112 85 $4,250 $149,906 2019 6 $142,350 6 $16,577 52 $11,700 51 $11,475 94 $25,631 130 $6,500 8 $87,621 $301,584 2020 1 $25,000 5 $7,506 47 $10.575 45 $10,125 112 $27,491 166 $8,300 10 $135,428 $224,425 2021 2 $50,000 0 0 36 $8,125 30 $7,500 63 $16,662 128 $6,370 10 $127,900 $216,557 Detailed descriptions of each Move-Up Program are listed at the end of the report. Page 15 2021 Housing Activity Report 4. AFFORDABLE HOME OWNERSHIP, COMMUNITY DEVELOPMENT BLOCK GRANTS AND EMERGENCY RENTAL ASSISTANCE Home ownership - down payment assistance program – 100%/115% AMI and below The city reviewed and evaluated the Live Where You Work (LWYW) program and determined that it was not meeting the goal of the program. 24 LWYW loans were issued in the 10 years the program was offered. The new down payment assistance program (DPA) provides down payment/closing cost assistance to first-time homebuyers, or those that have not owned a home in the last three years, for purchasing a home in St. Louis Park. Employees of St. Louis Park businesses may be eligible for additional funds to encourage them to live where they work. The loan is a zero percent interest deferred loan up to $15,000, not to exceed five percent of the purchase price. An additional $5,000 is available for employees of St. Louis Park businesses and St. Louis Park renters. Income restrictions apply. 10 DPA loans were administered in 2020 and another 10 in 2021. Housing Improvement Area (HIA) The HIA is a finance tool to assist with the preservation of the city’s existing townhome and condominium housing stock. An HIA is a defined area within a city where housing improvements are made, and the cost of the improvements are paid in whole or in part from fees imposed on the properties within the area. The Association borrows low interest money from the city, improvements are completed, and unit owners repay the loan through fees imposed on their properties and collected with property tax payments. To date, eight HIA’s have been established and nearly fourteen million dollars of improvements have been made to 1218 units. Bridgewalk Condominium Homeowners’ Association submitted an application in 2021 and was approved by the city council in February 2022. The veto period for the Bridgewalk HIA ends in April 2022. Bridgewalk would be the city’s ninth HIA. Emergency Repair Grant (50% AMI) The emergency repair grant that had previously been funded using CDBG funds is now funded with housing rehab dollars. Seven emergency grants were issued in 2021. The maximum grant amount is $4,000. Community Development Block Grant (CDBG) (80% AMI) The CDBG calendar year runs from July 1 – June 30th. FY2021 CDBG allocations included: • $137,562 for the Low-Income Deferred Loan Program administered by Hennepin County • $30,000 for West Hennepin Affordable Housing Land Trust Low-income deferred loan program Hennepin County administers the low-income deferred loan program for St. Louis Park and other suburban cities in Hennepin County. This program is a 15-year deferred loan for low-income homeowners that is forgiven after 15 years if the homeowner remains in the home. West Hennepin Affordable Housing Land Trust, dba Homes Within Reach (HWR) - Two purchased in 2021 (80% AMI) Homes Within Reach is a program of West Hennepin Affordable Housing Land Trust that purchases properties, rehabilitates, and then sells the home to qualified low to moderate income households. Buyers pay for the cost of the home only and lease the land for 99 years. City funds are leveraged with CDBG, Hennepin County Affordable Housing Incentive Fund (AHIF), HOME Partnership, Metropolitan Council, Minnesota Housing, and other funds. Page 16 2021 Housing Activity Report Homes Within Reach uses the community land trust model to create and preserve affordable homeownership for families in suburban Hennepin County. To date, Homes Within Reach has purchased 21 homes in St. Louis Park. 19 of the homes have been rehabbed and sold to eligible homebuyers. The two homes purchased in 2021 will be sold in 2022. Twin Cities Habitat for Humanity (80% AMI) The city has partnered with Habitat over the years to acquire nine blighted properties for rehab or tear- down for new construction. The city last assisted Habitat with the purchase of a property in 2011. Twin Cities is expanding their services to include financing which may serve more St. Louis Park residents than their traditional program. EMERGENCY RENTAL ASSISTANCE Annually, the City of St. Louis Park provides funding to the St. Louis Park Emergency Program (STEP) for emergency rental assistance (not COVID related). STEP provides rental assistance for residents of St. Louis Park who have an unexpected crisis and cannot pay rent. The crisis mut be resolvable with the ability to pay next month’s rent. Documentation is requested at the time of application. Priority is given to those with gross incomes at or below 50% AMI. STEP also receives Community Development Block Grant funds through the Hennepin County Consolidated RFP for emergency assistance. The City of St. Louis Park provided additional $65,000 in funding to STEP for emergency rental assistance in 2021. Information about STEP, county and state emergency rental assistance programs was shared with property owners and managers utilizing the SPARC e-newsletter. The information was also shared on the city’s website and via social media for residents of St. Louis Park. Page 17 2021 Housing Activity Report 5. HOUSING MATRIX AND DEVELOPMENT The housing matrix shows the numbers and percentages of housing types, tenure (owner or rental), affordable units, senior-designated units, and large single-family homes. The matrix is a guide to evaluate future housing development proposals. • 11,569 units (45% of units) in St. Louis Park have a rental license. • The chart shows percentages of rental vs. owner-occupied units over time. Prior to 2017, the chart reflects homestead vs. non-homesteaded properties. Starting in 2017, the chart uses rental licenses to count the number of rental properties in St. Louis Park since not all non-homesteaded properties are rental. • 93% of single-family detached homes were owner-occupied (did not have a rental license), and 80% of condos/townhomes were owner-occupied (no rental license) • The city hired Maxfield Research to update the city’s comprehensive housing analysis. The report was completed and presented to council in 2018. The city entered into an agreement with Maxfield to update the study in 2022. Chart 8: Percentage of Owner Occupied Units *Rental license data used beginning in 2017 Family-size single-family homes One of the city’s housing goals is to increase the number of family-size homes available in the city. “Family-size single-family homes” are being defined as exceeding 1,500 square feet of living space, having 3 or more bedrooms, 2 or more baths, and at minimum a 2-car garage. According to the Assessing Department, 2,441 – or 21% – of SLP single family homes meet this threshold. This is an increase of 40 homes since 2020 (due to additions, demo/rebuilds, and remodels). Although this size home is not considered large when compared to newly constructed housing, in St. Louis Park 74% of single-family homes have a foundation size less than 1,200 square feet and 46% of single-family homes have less than 1,200 square feet above ground. 93 91 89 89 90 89 93 94 94 93 93 75 70 67 66 67 67 78 79 81 83 80 0 50 100 2011 2012 2013 2014 2015 2016 2017*2018*2019 2020 2021Percentage YEAR % Owner Occupied Units Single Family Detached Homes Condos & Townhomes Page 18 2021 Housing Activity Report Senior housing • Ten senior (including senior preference) housing rental developments, for a total of 1,028 units. • Hamilton House offers a preference for seniors, but disability is another preference so not all residents are seniors. • Three developments are “affordable.” Hamilton House is Public Housing; Menorah West and Menorah Plaza are multi-family subsidized. • One development has a percentage affordable. The Elmwood has 17 affordable housing units required by the inclusionary housing policy. • Two senior ownership developments, for a total of 166 units. • Total rental and home ownership units is 1,194. Table 5: Senior housing table RENTAL Project name Address No. of Units Occp. Date Type of Senior Hamilton House 2400 Nevada Ave S 108 1976 Public Housing (Senior Preference) Menorah West Apts 3600 Phillips Parkway 45 1986 Affordable/Subsidized Menorah Plaza 4925 Minnetonka Blvd 151 1981 Affordable/Subsidized, Assisted Living Offered Parkshore Place 3663 Park Center Blvd 207 1988 Senior Knollwood Place 3630 Phillips Parkway 153 1987 Senior TowerLight 3601 Wooddale Ave 43 29 33 2012 Senior Assisted Living Memory Care Roitenberg Family 3610 Phillips Parkway 52/24 2002 Assisted Living/Memory Care Parkwood Shores 3633 Park Center Blvd 68 23 2001 Assisted Living Memory Care Comfort Residence at St. Louis Park 7115 Wayzata Blvd 12 10 2014 Assisted Living Memory Care The Elmwood 5605 W 36th St 53 17 2021 Market rate senior 17 affordable senior @ 60% AMI TOTAL RENTAL UNITS: 1028 units HOME OWNERSHIP Project name Address No. of Units Occp. Date Type of Senior Aquila Commons 8200 W 33rd St 106 2012 Coop Village in the Park 3600 Wooddale 60 2007 Senior Living TOTAL OWNER UNITS 166 units Page 19 2021 Housing Activity Report Affordable Housing The Metropolitan Council sets the affordability limits for at 80% of the area median income for both rental and ownership housing. In 2020, the metro area median income (AMI) for a household of four was $103,400. Under these limits, a family of four can earn up to $78,500 (80% AMI) to qualify for affordable housing. Below is a chart showing the number of market-rate affordable (naturally occurring affordable housing) multifamily rental units in St. Louis Park with affordable levels from 30% AMI to 80% AMI based on the Maxfield Research update from 2017. Funding has been allocated to update the study and housing staff are currently working with Maxfield Research on a contract to begin updating the study in late 2022. Among the 7,000+ market-rate units that were inventoried by Maxfield Research by unit mix and monthly rents, 7.9% of the units are considered naturally occurring affordable housing to households at 50% AMI, and an additional 41.4% of the naturally occurring units are affordable at 60% AMI. These combined represent 49.3% of the market-rate rental housing inventory as naturally occurring affordable at 50% to 60% AMI. The St. Louis Park Housing Choice Voucher (HCV) program has 342 vouchers that can be utilized in market-rate rentals reducing the rents to 30% of a voucher holder’s income, and the average HCV client’s income is below 30% AMI. Table 6: Multifamily market-rate rental units by AMI from 2017 # of bedrooms 30% AMI 50% AMI 60% AMI 80% AMI Efficiency 0 106 204 123 1 bedroom 20 370 2466 807 2 bedroom 19 198 879 929 3 bedroom 6 20 48 Total 39 680 3559 1906 Source: Maxfield Research & Consulting, LLC (2017) Affordable housing rental projects The multifamily housing dashboard shows the total number of rental units and the number of affordable units created since the inclusionary housing policy was adopted. Affordable homeownership • The 2021 affordable ownership purchase price is at or below $316,000, which is the affordable homeownership purchase price for households at 80% AMI. The matrix also shows the data for single-family homes, condos, and townhomes valued at $245,300 or less, which is the 60% AMI affordable ownership purchase price. • In 2021, 52% (7,947) of the single-family homes, condos, and townhomes in St. Louis Park were considered affordable at or below 80% AMI based on valuation data from assessing. The affordable ownership purchase price increased by $22,500 over 2020. The Metropolitan Council includes the following assumptions in determining the affordable ownership price: o Fixed-interest, 30-year home loan o Interest rate of 3% o A 29% housing debt-to-household income ratio o A 3.5% down payment o A property tax rate of 1.25% of the property sales price o Mortgage insurance at 0.85% of unpaid principal o $100/month for hazard insurance Page 20 2021 Housing Activity Report Table 7: St. Louis Park Housing Matrix December 31, 2021 Housing Units by Type Large Single Family Homes, Affordable, and Senior Housing Housing Type Housing Units Owner Occupied (No Rental License) Rental Licenses Family sized single family homes over 1500 square feet 2021 Affordable Market Rate (NOAH) SF, Condo and TH Units 60% | 80% 2017 Maxfield Research Affordable Market Rate (NOAH) Rental Units 60% | 80% Rent restricted units *Does not include tenant based vouchers Senior Designated Single Family Detached 11,698 46% 10,827 871 2,441 803 4989 37 Duplex 436 2% 88 348 Condos and townhomes 3,558 14% 2,835 723 2958 2551 60 Apartments 9,627 38% 9627 4278 6184 546 1028 COOPs 114 <1% 114 106 Totals 25,433 13,864 55% 11,569 45% 2,441 21% 3354 22% 7947 52% 4278 46% 6184 67% 579 5% 1194 5% % of SF Homes % of SF, Condo & TH % of Multifamily % of Rental % of Total Housing Units The rental unit numbers are coming directly from the rental licenses through the building and energy department. The percentage of owner occupied (no rental license) units to rental (units with a rental license) units is 55% owner (no rental license) and 45% of units with a rental license. Met Council revised the affordable housing income standards and now considers both rental and owner occupied housing units affordable at 80% AMI. This chart shows all single family homes, condos and townhomes with an assessed value based on 60% and 80% AMI. The chart also shows multifamily rental units affordable at 60% AMI and 80% AMI based on Maxfield Research data. More data is on the previous page related to affordable rents based on the number of bedrooms in a unit. Rent restricted units include project based vouchers, public housing, and inclusionary housing units. This does not include the tenant based vouchers (Section 8), Kids in the Park, or Stable HOME vouchers which are not tied to a specific unit. Data source: St. Louis Park Community Development, Building and Energy, and Assessing departments and Maxfield Research & Consulting. Page 21 2021 Housing Activity Report 6. FORECLOSURES Foreclosures are measured by the number of sheriff sales. The number of residential foreclosures in St. Louis Park and throughout Hennepin County has been declining since 2010. Chart 9: St. Louis Park Residential Foreclosures by Year The trend chart below shows foreclosure by housing type over time. Chart 10: Residential Foreclosures by Housing Type *Townhome & DB = Townhome and Double Bungalow/Duplex 163 122 59 54 47 31 36 19 15 4 40 40 80 120 160 200 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number of Sherrif Sales Year Residential Foreclosures by Year 109 82 45 39 28 21 25 16 11 3 2 40 30 9 14 15 6 9 2 4 1 18 10 5 1 4 4 2 1 0 0 10 40 80 120 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021Number Sherrif SalesYear Residential Foreclosures by Housing Type Single Family Detached Condos Townhome & DB Page 22 2021 Housing Activity Report 7. ST. LOUIS PARK HUD FEDERALLY FUNDED HOUSING PROGRAMS and rental assistance The St. Louis Park Housing Authority (HA) administers programs that ensure the availability of safe and desirable affordable housing options in the St. Louis Park community. These programs include the Public Housing program, Housing Choice Voucher rental assistance program, the family self-sufficiency program, Stable HOME, and Kids in the Park programs. The HA currently serves over 560 eligible, low- income households through their housing programs. Public Housing – Restricted to households at or below 80% AMI; however, the majority of public housing residents have incomes below 50% AMI, with a significant number below 30% AMI The Housing Authority (HA) owns Hamilton House, a low-rise apartment building (108 one-bedroom units and two two-bedroom caretaker units) built in 1975, and 37 scattered site single-family units (three to five bedrooms) acquired or constructed between 1974 and 1996. Hamilton House is designated for general occupancy; however, priority is given to elderly and disabled applicants. The single-family scattered units house families with children. The HA also holds the HUD Annual Contributions Contract (ACC) and maintains a waiting list for 12 two-bedroom Public Housing apartment units located at Louisiana Court. The average annual income for households at Hamilton House is $15,982 which is below 30% AMI. The average income for the scattered site single-family homes and Louisiana Court public housing units is $47,140. Family sizes in Louisiana Court and the scattered site houses range from two to 11 people per home. 73% of public housing households have incomes below 30% AMI, and 16% have incomes between 31 and 50% AMI. 4% of public housing households have incomes at 60% AMI, 4% at 80% AMI, and 3% above 80% AMI. If a household’s income rises above the limit, on the second anniversary of being over income (100% AMI), households are given notice that they are no longer eligible for public housing and need to move on from the program. Public housing residents pay 30% of their income towards rent. The 2021 annual budget for Public Housing was $1,493,738 and an award of $281,449 for the 2021 Capital Fund Program (CFP). Table 8: Public Housing Public Housing Total Units 1-BR 2-BR 3-BR 4-BR 5-BR Hamilton House 108 108 Scattered Site Single Family 37 17 17 3 Louisiana Court, Metropolitan Housing Opportunity (MHOP) Units 12 12 Total (bedroom size) 108 12 17 17 3 Total 157 COVID response The CARES Act was signed into Law March 27, 2020, providing the Department of Housing and Urban Development (HUD) with broad authority to waive statutes and regulations for the Public Housing (PH) and Housing Choice Voucher (HCV) programs. These waivers provide administrative flexibility and relief to Housing Authorities (HA) in response to the COVID-19 pandemic. Use of these waivers for the PH and HCV programs is at the discretion of the HA. However, HUD strongly encouraged housing authorities to utilize any and all waivers and alternative requirements as necessary to keep PH and HCV programs operational in both 2020 and 2021. In addition to HUD waivers, the HA is complying with the state and federal eviction moratorium. Page 23 2021 Housing Activity Report Public Housing waivers • Family income and composition: annual examination, income verification requirements — HA will allow self-certification of income and family composition and conduct recertifications remotely. • Family income and composition: interim examinations — HA will allow self-certification of income and family composition and conduct interim certifications remotely. • Family self-sufficiency (FSS) contract of participation; contract extension — HA will allow extension of FSS contracts for COVID-19 related circumstances. • Community service and self-sufficiency requirement (CSSR) — HA will suspend the community service requirement until December 31, 2021. • Review and revision of utility allowance — The St. Louis Park HA utilizes metro HA’s utility allowance. Waiver will be implemented if needed. • Tenant notifications for changes to project rules and regulations — Advanced notice to tenants of rule changes will be waived except for any changes related to tenant charges. • The housing authority will allow families an additional opportunity to select an income-based or flat rent. Housing Choice Voucher waivers • Family income and composition: annual examination, income verification requirements — HA will allow self-certification of income and family composition and conduct recertifications remotely. • Family income and composition: interim examinations — HA will allow self-certification of income and family composition and conduct interim certifications remotely. • Family self-sufficiency (FSS) contract of participation; contract extension — HA will allow extension of FSS contracts for COVID-19 related circumstances. • Information when family is selected: PHA oral briefing — HCV briefings are being conducted remotely using mail and telephone. • Term of voucher: extensions of term — HA will allow a 30-day extension of the voucher term beyond current adopted policy. • Absence from unit — HA will waive current policy requirements related to a family member being absent from the unit due to COVID-19 related circumstances. • Utility allowance schedule: required review and revision — The St. Louis Park HA utilizes metro HA’s utility allowance. Waiver will be implemented if needed. • HQS inspections: initial, biennial, interim, PBV turnover and contract substitutions, inspection requirements — HA will waive the requirement for conducting an on-site Housing Quality Standard (HQS) inspection prior to putting a unit under or remaining under housing assistance payments (HAP) contract and will allow owner’s certification that the owner has no reasonable basis to have knowledge that life-threatening conditions exist in the unit. • HQS: housing quality standards; space and security — HA will waive space requirements for a participant that needs to add a member to the household due to a COVID-19 related emergency. • Extension of deadline for programmatic obligation and expenditure of capital funds — Although the HA anticipates obligating and expending capital funds within the time period allocated by HUD, the extension will be utilized if needed for COVID-19 related reasons. Page 24 2021 Housing Activity Report Housing Choice Voucher Program (HCV) – 50% AMI or below The HA is allocated a total of 342 Housing Choice Vouchers from HUD. This rent assistance program provides rent subsidies for low-income individuals and families in privately owned, existing market rate housing units. The rent subsidy is paid directly to the owner of the rental property by the Housing Authority (HA) with funds provided by HUD. The HA administers tenant-based, project-based and newly awarded special program vouchers as noted below. 54 vouchers of the HA’s allocation are designated for use in four privately owned developments (Excelsior & Grand, Vail Place, Wayside, and Perspectives) and are referred to as project-based vouchers. The average income of voucher holder households in St. Louis Park is $16,441 which is below 30% AMI. HCV participants pay 30% of their income towards rent and can choose to pay up to 40%. The 2021 annual budget for HCV was $3,778,980. Despite the number of HCV units allocated to a Housing Authority by HUD, HAs are limited in the number of vouchers that can be administered by the budget authority allocated by HUD. Family Unification Vouchers (FUP) The Housing Authority (HA) was awarded 12 Family Unification Vouchers (FUP) at the end of 2019 and an additional 15 units in 2020. FUP is a program in which Housing Choice Vouchers (HCVs) are provided in order to lease decent, safe, and sanitary housing in the private housing market to: • Families for whom the lack of adequate housing is a primary factor in either: the imminent placement of the family’s child(ren) in out of home care or the delay in the discharge of the child(ren) to the family from out of home care. There is no time limitation on family FUP vouchers, or • Youth who are at least 18 years or and not more than 24 years old who: left foster care at age 16 or older to will leave foster care within 90 days and are homeless or at risk of homelessness. FUP vouchers used by youth were previously limited by statute to 36 months of housing assistance. The CARES Act has changed the limit to 60 months The HA is partnering with Hennepin County on this program. Applicants are provided through the Coordinated Entry process. 24 FUP vouchers were utilized in 2021. Foster Youth to Independence (FYI) – New vouchers awarded – 50% AMI and below The Foster Youth to Independence (FYI) initiative was announced in 2019. The FYI initiative allows Housing Authority’s (HA) who partner with a Public Child Welfare Agency (PCWA) to request targeted Housing Choice Vouchers (HCVs) to serve eligible youth with a history of child welfare involvement that are homeless or at risk of being homeless. Rental assistance and supportive services are provided to qualified youth for a period of up to 36 months. Hennepin County contacted the HA with a request to partner in the administration of the FYI program. The HA will administer the rental assistance vouchers for the participants, while the county is responsible for providing or engaging service agencies to provide the required support services. In addition to St. Louis Park, Hennepin County has entered into agreements with three additional metro area HAs and is seeking to issue up to 100 vouchers. The regulations overseeing the issuance and administration of the FYI rental vouchers are the same as those for Housing Choice Vouchers (HCV) with the exception of the 36-month limit on assistance. HUD is the funding source for both the housing assistance and the administration fees for the program, similar to the HCV program. The program was initially only available to HAs that did not administer FUP vouchers, but it has since been expanded to all HAs with an HCV Annual Contributions Contract (ACC). Funding is available either competitively though an FYI Notice of Funding Availability (NOFA) or noncompetitively on a rolling basis. Hennepin County is receiving vouchers through the noncompetitive process. HAs are limited to 25 vouchers in a fiscal year with the ability to request an additional 25 vouchers for those HAs with 90 percent Page 25 2021 Housing Activity Report or greater utilization of these vouchers. The City of St. Louis Park was offered 25 vouchers. The first referral will come in spring 2022. Mainstream The Housing Authority (HA) was awarded seven additional Mainstream vouchers via the CARES Act in 2020, adding to the eight mainstream vouchers awarded previously. These Mainstream vouchers provide vouchers to assist non-elderly persons with disabilities who are transitioning out of institutional or other segregated settings, at serious risk of institutionalization, homeless, or at serious risk of homelessness. It was designed to further to the goals of the Americans with Disabilities Act (ADA) by helping persons with disabilities live in the most integrated setting. Families or individuals with a Mainstream voucher must have a household member at least 18 years of age and less than 62 years of age with a disability at the time of eligibility determination. 15 mainstream vouchers were utilized in 2021. The HA is partnering with Hennepin County for referrals for the seven additional vouchers that were awarded. The population being served by this partnership includes those that meet eligibility requirements and were not able to stay in shelter due to COVID 19 concerns and had to be placed in hotels. Lou Park Apartments Lou Park is an apartment complex in St. Louis Park owned and managed by Bigos Management. Bigos notified tenants that in 2018 they would be completing a contract transfer of their 32 project-based units to another property. As of July 1, 2019, tenants were eligible to request to move to the new property or remain at Lou Park using an enhanced voucher administered by the St. Louis Park Housing Authority. This added 32 additional vouchers to the Housing Authority’s allocation. Initially, 31 tenants chose to utilize the tenant protection voucher at Lou Park. As of December 31, 2021, 21 remained at Lou Park, the remainder have chosen to use their voucher to move to a different complex. Perspectives Perspectives is a community non-profit organization located in St. Louis Park that provides supportive housing to low-income families that are homeless and are dual diagnosed (chemical and mental health diagnosis). Perspectives is one of the largest therapeutic supportive housing programs for women and children in Minnesota, housing approximately 75 women and 130 children and has been operational in St. Louis Park for 28 years. HUD notified Perspectives in 2020 that their recent application for funding renewal of the rental subsidy was not selected for funding and their funding would expire 9/30/2020. Perspectives, Inc. made a request to the Housing Authority (HA) for an allocation of twelve (12) project- based units (PBV); two one-bedroom and 10 two-bedroom units. These PBV units would replace current income-based rent subsidies funded through HUD’s Continuum of Care Permanent Rental Assistance program. The HA board approved the additional project-based vouchers and the approval of the contract at the September 2020 meeting. The effective date of the contract for the PBV funding is October 1, 2020, and the initial term of the contract will be 5 years. As of December 31, 2021, all 12 of the units had been filled by Perspectives. Wayside The Housing Authority (HA) has provided project based assistance (PBA) to Wayside House properties located at 1341 and 1349 Jersey Avenue South since 2003. Wayside provides supportive housing and programming for women in recovery. Wayside currently has 16 project based vouchers and they self- subsidize rents on four of their units. Page 26 2021 Housing Activity Report Table 9: HCV Lease-Up Report Housing Choice Voucher – Lease Up Report December 31, 2021 Units HUD Allocated Vouchers 342 Vouchers Issued (Executed, Pending, Outstanding and Leased Project Based, excludes Port-outs) 267 Unleased Project-Based (PB) 2 Vouchers Outstanding 4 Executed St. Louis Park Contracts: Housing Choice Vouchers 156 Tenant Protection Vouchers 21 (Lou Park) Excelsior & Grand 18 Vail Place 8 Wayside Supportive Housing 12 Perspectives 11 Mainstream 13 FUP 23 263 Port-Ins 30 Port-Outs 69 Pending Port-Outs 4 Executed and Pending 336 Total Administered 332 Summary: % Utilized, Pending, Outstanding & Unleased PB 98% Stable HOME Rental Assistance Program – 50% AMI The Stable HOME program provides rent assistance to low-income singles and families who were homeless or would otherwise be at risk of homelessness. Rent assistance is limited to three years. During the three years, participants must establish good rental histories. They must also work to improve their earnings enough to where they do not need rental assistance. The program is administered by the Housing Authority, but participants are free to choose a rental unit anywhere in Hennepin County except Minneapolis. Participants are referred to the program by Hennepin County. This program is funded with federal HOME funds allocated to the county. 41 families throughout suburban Hennepin County were served by this program 2021. Kids in the Park Rent Assistance Program – 50% AMI and below – city funded Kids in the Park provides rent assistance to households with school-age children for up to four years. Participants receive a flat, monthly rental assistance subsidy that decreases annually over the four-year period. Eligible households must have an income at or below 50% of the area median income, a child attending school in St. Louis Park, one parent or guardian that works a minimum of 28 hours per week, live in rental housing in St. Louis Park, and comply with their lease. Families with disabled and elderly heads of household do not need to comply with the work requirement and due to COVID 19 the Housing Authority temporarily waived the 28 hour per week work requirement for all households. The program was developed in partnership with the St. Louis Park Emergency Program (STEP) and the St. Louis Park School District. The Kids in the Park program began serving 9 families in December 2017. Funding was increased for 2018 to serve 14, 2019 served 17 families and in 2020 that number increased to 20 families. In 2021, the Kids in the Park program remained at 20 families. Page 27 2021 Housing Activity Report 8. PROGRAM DESCRIPTIONS Technical, Design, and Conservation Services Architectural Design Service – no income restrictions This service provides an architectural consultation for residents to assist with brainstorming remodeling possibilities and to raise the awareness of design possibilities for expansions. Residents select an approved architect from a pool developed in conjunction with the MN Chapter of the American Institute of Architects. All homeowners considering renovations are eligible for this service; however, to ensure committed participants, residents make a $25 co-pay. Remodeling/Rehab Advisor – no income restrictions The intention of this service is to help residents improve their homes (either maintenance or value- added improvements) by providing technical help before and during the construction process. All homeowners are eligible for this service regardless of income. Resident surveys indicated that homeowners valued the service and would recommend it to others. The city contracts with the Center for Energy and Environment (CEE) for this free service to homeowners. Home Energy Squad Enhanced Visit – no income restrictions Home Energy Squad Enhanced program is a comprehensive residential energy program designed to help residents save money and energy and stay comfortable in their homes. The program, which began in March 2012, is administered by the Center for Energy and Environment (CEE). The city pays $50 per resident visit which is leveraged with funds from Xcel Energy, Center Point Energy, and CEE. The cost per resident is $50 per enhanced visit. Free home energy visits are available to low-income households. The home energy squad consultant evaluates energy saving opportunities and installs the energy- efficiency materials the homeowner choses including door weather stripping, water heater blanket, programmable thermostat, compact fluorescent light bulbs, high efficiency shower heads, and faucet aerators. They will also perform diagnostic tests including a blower door test to measure the home for air leaks, complete an insulation inspection, safety check the home’s heating system and water heater and help with next steps such as finding insulation contractors. All single family and duplex homeowners are eligible. Renters qualify for the installed visit ($30) without diagnostic tests. The Home Energy Squad Enhanced visits qualified residents for CEE’s low interest financing and utility rebates, and they also notify residents of the city loan and rebate opportunities. Annual Home Remodeling Fair The cities and school district community education departments of St. Louis Park, Hopkins, Minnetonka, and Golden Valley co-sponsor the annual home remodeling fair. The fair provides residents an opportunity to attend seminars, talk with vendors and city staff about permits, zoning, home improvement loans, and environmental issues related to remodeling. The fair is a self-sustaining event and vendor registration fees cover the costs. Home Remodeling Tour The annual tour is designed to meet the housing goal to remodel and expand single-family owner- occupied homes. The self-guided tour of six homes provides a showcase of a variety of home remodeling projects to provide ideas, information, and inspiration to other residents considering remodeling. Page 28 2021 Housing Activity Report Construction Management Plan The city recognizes that many households are looking for larger homes and supports keeping families in the city. As a result, significant additions and/or tearing down of existing homes and rebuilding larger homes is becoming more common. Because St. Louis Park is a fully built community, these major additions and construction of new homes impacts the surrounding neighbors. Effective November 15, 2014, major additions (second story additions or additions of 500 square feet or more), demolitions and new construction need to comply with a Construction Management Plan (CMP) per City Code 6-71. Major additions, tear downs and new construction are required to send a written neighborhood notification to neighbors within 200 feet of the property. Demolitions and/or new construction also require a neighborhood meeting and signage. Financial Programs In an effort to encourage growing families to stay in St. Louis Park, the city has developed and implemented a number of programs toward this effort. Discount Loan Program – serves households with incomes at or below $156,000 This program encourages residents to improve their homes by “discounting” the interest rate on the Minnesota Housing Finance Agency (MN Housing) home improvement loans for income eligible residents. Eligible improvements include most home improvement projects with the exception of luxury items such as pools. Implementation of discounting of MHFA loans began in late 1999 as a pilot project. In the past the city would buy down the interest rate for income eligible households. Since 2000 the interest rate has been below the buy down rates, so the city has not had to buy down the interest rate for this program in 2020 or 2021. Residents can apply through CEE to utilize this loan. Move – Up Transformation Loan – 100/115% AMI The purpose of this loan is to encourage residents with incomes at or below 100/115% of median area income ($120,600 for a family of one - four) to expand their homes. The program provides deferred loans for 25% of the applicant’s home expansion project cost, with a maximum loan of $25,000. The revolving loan pool will continue to fund future expansions. This loan requires significant upfront work by the residents, from deciding on the scope of the project to selecting contractors. Loan guidelines are: • Only residents making significant expansions are eligible. The minimum project cost must exceed $35,000. • The maximum loan amount is $25,000. • The loan has 0% interest with a carrying cost fee of 3% paid by the borrower which covers the lender’s administrative fee. • Loan is forgiven after 30 years if homeowner continues to live in the home. Green Remodeling Program & Energy Rebates – 115% AMI $120,600 The Green Remodeling Program includes the Home Energy Squad Enhanced home visit program, use of energy rebates, and access to CEE’s Home Energy Loan. The city provides a match of 50% of gas and electric utility rebates for energy efficient furnaces, water heaters, air conditioners and qualifying air sealing and insulation. CEE also provided low interest loans to residents making qualifying energy improvements and St. Louis Park residents can take advantage of this loan. This energy improvement loan has no income restrictions and there is no cost to the city. Emergency Repair Grant The city offers emergency repair grants for households below 50% area median income to make immediate emergency repairs such as furnace replacement, roof repair, plumbing or electrical emergencies, etc. This program is administered by Sustainable Resources Center (SRC). PTD YTD PTD YTD PTD YTD PTD YTD PTD YTD PTD YTD PTD YTD Balance Balance Balance Balance Balance Balance Balance Balance Balance Balanc Balance Balance Balance Balance Rental Income 67,346.00 67,346.00 Subsidy - HUD 37,070.00 37,070.00 283,378.00 283,378.00 Other income - Port In 23,755.00 23,755.00 Interest Income - Operating Transfers In FSS Forfeiture - Other income 1,563.00 1,563.00 20,484.00 20,484.00 (9,208.00) 4,368.00 (6,638.88) (6,638.88) Grants/Admin Fees - - 10,738.00 19,289.00 - - 105,979.00 105,979.00 307,133.00 307,133.00 20,484.00 20,484.00 1,530.00 23,657.00 10,467.00 10,467.00 (6,638.88) (6,638.88) Salaries & Benefits 30,063.00 30,063.00 12,076.00 12,076.00 2,914.00 2,914.00 545.00 16,289.00 - Training - - Other Admin (4,873.00) (4,873.00) 1,598.00 1,598.00 - - - 147.00 - 25,190.00 25,190.00 13,674.00 13,674.00 2,914.00 2,914.00 545.00 16,436.00 - Water 1,380.00 1,380.00 Electricity 6,345.00 6,345.00 Gas 5,452.00 5,452.00 Sewer/ Garbage 3,357.00 3,357.00 16,534.00 16,534.00 - - - - Salaries and Benefits 16,301.00 16,301.00 - - Contract Costs 31,123.00 31,123.00 - - - 47,424.00 47,424.00 - - - - Insurance 3,668.00 3,668.00 Pmts In Lieu Of Tax 2,541.00 2,541.00 Misc Expenses (5,719.00) (5,719.00) Collection Losses - Extraordinary - - FSS Expense 2,005.00 2,005.00 Operating transfer - HAP Expense - - 324,228.00 324,228.00 18,291.00 18,391.00 Gain/loss on FA - - - - - Depreciation 24,879.00 24,879.00 - - - - 30,089.00 30,089.00 324,228.00 324,228.00 21,205.00 21,205.00 1,530.00 23,657.00 14,099.00 718,671.00 (6,978.00) (10,727.00) (6,638.88) (6,638.88) - - 30,089.00 30,089.00 (17,093.00) (17,093.00) (732.00) (732.00) 1,530.00 23,657.00 14,099.00 718,671.00 (6,798.00) (10,727.00) (6,638.88) (6,638.88) St Louis Park Housing Authority Income Statement For the Period Ended 1/01/2022 BUDGET PROGRESS REPORT Total General Exp. TOTAL EXPENSES NET INCOME/LOSS Utilities Total Utilities Exp. Maintenance Expenses Total Maintenance Exp Non Operating Revenue ROSS General Expenses TOTAL RECEIPTS EXPENSES Administrative Total Admin Expenses ROSS (FSS) REVENUES Public Housing Voucher Stable Home KIP General Fund