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HomeMy WebLinkAbout10-146 - ADMIN Resolution - City Council - 2010/12/06RESOLUTION NO. 10-146 RESOLUTION AWARDING THE SALE OF GENERAL OBLIGATION REFUNDING BONDS (LOUISIANA COURT PROJECT), SERIES 2010C, PROPOSED TO BE ISSUED IN AN AGGREGATE PRINCIPAL AMOUNT OF $1,770,000; FIXING THEIR FORM AND SPECIFICATIONS; DIRECTING THEIR EXECUTION AND DELIVERY AND PROVIDING FOR THEIR PAYMENT; APPROVING RELATED AGREEMENTS AND CERTIFICATES BE IT RESOLVED By the City Council of the City of St. Louis Park Minnesota (the "City"), as follows: Section 1. Background. 1.01. The City, a home rule city and political subdivision of the State of Minnesota, is authorized under its home rule charter (the "Charter") to issue bonds for any public purpose not prohibited by law. 1.02. The Housing Authority of St. Louis Park, Minnesota, a public body corporate and politic under the laws of Minnesota (the "Authority"), is authorized under Minnesota Statutes, Sections 469.001 to 469.047, as amended (the "Act"), to undertake certain housing development projects intended to alleviate a shortage of decent, safe, and sanitary housing for persons of low or moderate income and their families (as such income is defined by the Authority); the City is authorized by the Act to enter into agreements with the Authority regarding projects undertaken under the Act and is further authorized under Minnesota Statutes, Section 471.59, as amended, to perform functions for the Authority that the City is authorized to provide for itself; and the Authority and the City are authorized under Minnesota Statutes, Section 469.192, as amended to make loans to private parties for any purpose that the City and the Authority are authorized to carry out under the Act. 1.03. PPL Louisiana Court Limited Partnership, a Minnesota limited partnership (the `Borrower"), the general partner of which is PPL Louisiana Court, LLC, a Delaware limited liability company, acquired certain rental housing facilities located within the boundaries of the City and renovated the facilities for use as a multifamily rental housing facility intended pnmarily for low and moderate income persons and their families (the "Facility"). 1.04. The City and the Authority provided for the financing of the Facility pursuant to the Charter, the Act, and Minnesota Statutes, Sections 469.192 and 471.59 and Minnesota Statutes, Chapter 475, through issuance by the City of its $4,505,000 General Obligation Bonds (Louisiana Court Project), Senes 2000A (the "Series 2000A Bonds"). 1.05. Pursuant to a Loan Agreement, dated as of May 1, 2000 (the "Prior Loan Agreement"), between the City and the Borrower, the City loaned the proceeds derived from the sale of the Series 2000A Bonds to the Borrower to finance the costs of issuance of the Series 2000A Bonds, to fund certain reserves, and to pay a portion of the costs of the acquisition and renovation of the Facility. Resolution No. 10-146 -2- 1.06. The Bonds were secured by a pledge of the full faith and credit of the City and by the taxing power of the City and were also payable from payments made by the Borrower pursuant to the Prior Loan Agreement. 1.07. The obligations of the Borrower under the Prior Loan Agreement were secured by a Mortgage, Assignment of Rents and Leases, Security Agreement, and Fixture Filing, dated as of May 1, 2000, from the Borrower to the City. 1.08. The City and the Borrower entered into a Regulatory Agreement, dated as of May 1, 2000 (the "Original Regulatory Agreement"), which related to the tax-exempt status of the interest on the Series 2000A Bonds and compliance by the Borrower with certain federal and state requirements applicable to the Facility. 1.09. The City is authorized, under Minnesota Statutes, Section 475.67, Subdivision 3 to issue and sell its general obligation bonds to refund obligations and the interest thereon before the due date of the obligations, if consistent with covenants made with the holders thereof, when determined by the City Council to be necessary or desirable for the reduction of debt service cost to the City or for the extension or adjustment of maturities in relation to the resources available for their payment. 1.10. Minnesota Statutes, Section 475.67, subdivision 4 permits the sale of refunding obligations dunng the six month period prior to the date on which the obligations to be refunded may be called for redemption. 1.11. It is necessary and desirable to reduce debt service costs that the City issue its $1,770,000 General Obligation Refunding Bonds (Louisiana Court Project), Series 2010C (the "Bonds") to refund the Series 2000A Bonds, of which $3,665,000 in principal amount, maturing in 2012 and thereafter, is currently outstanding and is callable on or after August 1, 2010. 1.12. Pursuant to the terms of a Loan Agreement, dated as of December 1, 2010 (the "Loan Agreement"), between the City and the Borrower, the City proposes to make a loan (the "Loan") to the Borrower to be funded from the proceeds derived from the sale of the Bonds. The proceeds of the Loan will be applied by the Borrower, together with other funds described herein, to prepay the obligations of the Borrower under the Pnor Loan Agreement which prepayments will be applied to the redemption and prepayment of the Senes 2000A Bonds in whole. 1.13. The obligations of the Borrower under the Loan Agreement will be secured by a Mortgage, Assignment of Rents and Leases, Security Agreement, and Fixture Filing, dated as of December 1, 2010 (the "Mortgage"), from the Borrower to the City. 1.14. In connection with issuance of the Bonds, the City and Borrower will enter into a First Amendment to Regulatory Agreement dated as of December 1, 2010 (the "Regulatory Agreement Amendment"). 1.15. A portion of the redemption price for the Series 2000A Bonds will be paid from proceeds of certain loans made to Borrower by the Minnesota Housing Finance Agency, the Hennepin County Housing and Redevelopment Authority, and the Family Housing Fund (together, the "Other Lenders"), and from proceeds of a separate loan to Borrower form the City 0 0 Resolution No. 10-146 -3- (the "City Loan"); and in connection with such loans the City will enter to into a Master Disbursing Agreement dated as of December 1, 2010 (the "Master Disbursing Agreement") among the City, the Borrower and the Other Lenders, and a Master Subordination Agreement dated as of December 1, 2010 (the "Master Subordination Agreement") among the City, the Borrower and the Other Lenders. 1.15. As required by Section 147(f) of the Internal Revenue Code of 1986, as amended (the "Code"), on November 18, 2010, a notice of a public hearing to be conducted by the City Council of the City was published in the St. Louis Park Sun -Sailor, a newspaper of general circulation within the jurisdiction of the City. 1.16. As required by Section 147(f) of the Code, on December 6, 2010, the City Council conducted a public hearing with respect to the issuance of the Bonds to refund the Series 2000A Bonds (which Bonds will extend the average weighted maturity of the Series 2000A Bonds), and thereafter adopted this resolution (the "Resolution"), and with respect to an Amended Housing Program (the "Housing Program"). 1.17. The City is authorized by Minnesota Statutes, Section 475.60, subdivision 2(9) to negotiate the sale of the Bonds because the City has retained an independent financial advisor in connection with the sale of the Bonds. Section 2. Definitions; Other General Provisions. For all purposes of this Resolution, except as otherwise expressly provided or unless the context clearly otherwise requires: 2.01. Definitions. The terms defined in Section 1.1 of the Loan Agreement, when used in this Resolution, shall have the meanings specified in that Section. All references in this instrument to designated "Articles," "Sections" and other subdivisions are to the designated Articles, Sections, and other subdivisions of this instrument as originally executed. The words "herein," "hereof' and "hereunder," and other words of similar import, without reference to any particular Article, Section, or subdivision, refer to this Resolution as a whole and not to any particular Article, Section or other subdivision. The terms defined in this Section have the meanings assigned to them in this Section and include the plural as well as the singular. All accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting pnnciples. All computations herein provided for shall be made in accordance with generally accepted accounting principles. "Or" is not intended to be exclusive but to encompass one or more or all of the 411110 alternatives conjoined. "Accountant" means a certified public accountant or accountants retained by the Borrower. Resolution No. 10-146 -4- "Act" means Minnesota Statutes, Sections 469.001 to 469.047, as amended. "Authenticating Agent" means any Person designated by or pursuant to this Resolution to authenticate Bonds at the request of the City. "Bond Counsel" means any attorney or firm of attorneys nationally recognized as experienced in matters relating to the tax-exempt financing of facilities of the same character as the Facility, retained by the Borrower or the City. "Bond Fund" means the fund created in Section 6.03. "Bondholder" means a Person in whose name a Bond is registered in the Bond Register. "Bonds" means the Series 2010C Bonds. "Bond Register" has the meaning provided in Section 4.03. "Bond Year" means the period from the date of issuance of the Series 2010C Bonds to January 31, 2011, and as long as any Bonds are Outstanding, each one-year period thereafter commencing on any February 1 and ending on January 31 of the following year. "Borrower" means PPL Louisiana Court Limited Partnership, a Minnesota limited partnership, the general partner of which is PPL Louisiana Court, LLC, a Delaware limited liability company, and any permitted successor to the Borrower under Section 7.1 of the Loan Agreement. "Borrower Certificate" means a certificate of the Borrower signed by a person then having been granted signatory authority and delivered to the City. `Borrower Request" means a written request signed in the name of the Borrower by a person then having been granted signatory authority and delivered to the City. "Borrower Resolution" means a resolution, written consent or other form of formal action taken by the Borrower then in full force and effect and delivered to the City. "Business Day" means any day other than a Saturday, Sunday or other day on which the City is not open for business. "City" means the City of St. Louis Park, a home rule city and political subdivision of the State of Minnesota, and any successor to its functions. "City Loan" means the loan made the City to Borrower in the amount of $500,000, pursuant to a loan agreement between the City and Borrower dated December 29, 2010. "Code" means the Internal Revenue Code of 1986, as amended from time to time. References to the Code and Sections of the Code include relevant applicable regulations (including temporary regulations) and proposed regulations thereunder and under the Internal Revenue Code of 1954, as amended, and any successor provisions to those sections, regulations or proposed regulations. • • • • Resolution No. 10-146 -5- "Collateral Document" means any wntten instrument other than this Resolution, the Loan Agreement, and the Mortgage, whereby any property or interest in property of any kind is granted, pledged, conveyed, assigned, or transferred to the City as security for performance by the Borrower of its obligations under the Loan Agreement. "Continuing Disclosure Certificate" means the Continuing Disclosure Certificate of the City, dated as of December 29, 2010. "Costs of Issuance Fund" means the fund established pursuant to Section 6.07. "Costs of Issuance" means, without duplication, any and all costs incurred by the City and the Borrower in the authorization, sale and issuance of the Bonds, including, but not limited to, all legal, abstracting, financial and accounting fees and expenses; underwriters' fees or commissions; printing and engraving costs; fees, costs and expenses of the City; all fees and taxes required in connection with recording or filing the Mortgage and all financing statements; and all other expenses incurred in connection with the preparation of the Loan Agreement, this Resolution, the Mortgage, any Collateral Document, and any other documents. "Defeasance Obligations" means Government Obligations which are not subject to redemption. assign. "Disbursing Agent" means Old Republic Title Insurance Company and any successor or ill "DTC" means The Depository Trust Company, New York, New York, and its successors and assigns. "Facility" means the approximately 130 -unit multifamily rental housing project located on the Land to be acquired and renovated by the Borrower with the proceeds of the Series 2000A Bonds and other funds. "Facility Manager" means Perennial Management, LLC, a Minnesota limited liability company, or any successor manager of all or a portion of the Facility. "Fee Payments" means the Fee Payments as defined in the Loan Agreement. "Funds" means any of the funds established under Section 6 hereof, as the context requires. "Government Obligations" means direct obligations of, or obligations the payment of the principal of and the interest on which is fully and unconditionally guaranteed by, the United States of America, or securities or receipts evidencing ownership interests in any of the foregoing obligations or in specified portions (such as principal or interest) of any of the foregoing obligations. "Holder" means a Bondholder. "Housing Program" means the Amended Housing Program authorizing issuance of the Bonds. Resolution No. 10-146 -6- "Improvement" means any addition, enlargement, improvement, extension or alteration of or to the Facility as it then exists, and any fixtures, structures or other facilities acquired or constructed by the Borrower and located on the Land. "Independent" when used with respect to any specified Person, means such a Person who (i) is in fact independent; (ii) does not have any direct financial interest or any material indirect financial interest in the Borrower, the Facility Manager or any affiliate, other than the payment to be received under a contract for services to be performed by such Person; and (iii) is not connected with the Borrower, the Facility Manager or any affiliate as an official, officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions. Whenever it is herein provided that any Independent Person's opinion or certificate shall be furnished to the City, such Person shall be appointed by the City and such opinion or certificate shall state that the signer has read this definition and that the signer is Independent within the meaning hereof. "Insurance Account" means the Insurance Account so designated within the Taxes and Insurance Fund. "Interest Payment Date" means, with respect to the Bonds, February 1 and August 1 of each year, commencing August 1, 2011. City. "City Request" means a written request of the City signed by an authorized officer of the "Land" has the meaning given such term in the Loan Agreement. "Loan" means the loan by the City to the Borrower of the proceeds of the Bonds, evidenced by the execution and delivery of the Loan Agreement by the City and the Borrower, but exclusive of any accrued interest paid by the Original Purchaser of Bonds upon the delivery thereof but including the underwriting discount, if any, in connection with the sale of Bonds by the City to the Original Purchaser. "Loan Agreement" means the Loan Agreement, dated as of December 1, 2010, between the City and the Borrower, as the same may be from time to time amended or supplemented in accordance with the provisions thereof and hereof. "Loan Repayment" means a payment required to be made by the Borrower by Section 2.2 of the Loan Agreement. "Master Disbursing Agreement" means the Master Disbursing Agreement dated as of December 1, 2010 between the City, the Borrower, the Other Lenders and the Disbursing Agent, as the same may be from time to time amended or supplemented in accordance with the provisions thereof and hereof. "Master Subordination Agreement" means the Master Subordination Agreement dated as of December 1, 2010 among the City, the Borrower and the Other Lenders. "Maturity," when used with respect to any Bond, means the date on which the principal of such Bond becomes due and payable as therein or herein provided, whether at the Stated Maturity or by declaration of acceleration, call for redemption or otherwise. Resolution No. 10-146 -7- "Mortgage" means the Mortgage, Security Agreement, Assignment of Rents and Leases and Fixture Filing dated as of December 1, 2010 and executed by the Borrower in favor of the City, as the same may from time to time be amended or supplemented in accordance with the provisions thereof and hereof. "Mortgaged Property" has the meaning given such term in the Mortgage. "Original Regulatory Agreement" means the Regulatory Agreement dated as of May 1, 2000 between the City and the Borrower. "Opinion of Counsel" means a written opinion of legal counsel, who may be counsel for the City or the Borrower, except as otherwise specifically provided herein or in the Loan Agreement. "Original Purchaser" means, Northland Securities, Inc., the original purchaser of the Bonds from the City. "Other Lenders" means Minnesota Housing Finance Agency, the Hennepin County Housing and Redevelopment Authority, and the Family Housing Fund. "Outstanding" means, as of the date of determination, all Bonds theretofore issued and delivered under this Resolution, except: (i) Bonds theretofore cancelled; (ii) Bonds and portions of Bonds for whose payment or redemption money or Defeasance Obligations (as provided in Article VI hereof) shall have been theretofore deposited in trust for the Holders of such Bonds; provided, however, that if such Bonds are to be redeemed, notice of such redemption shall have been duly given pursuant to this Resolution or irrevocable instructions to call such Bonds for redemption at a stated Redemption Date shall have been given to the Holders; and (iii) Bonds in exchange for or in lieu of which other Bonds shall have been issued and delivered pursuant to this Resolution. In determining whether the Holders of the requisite principal amount of Outstanding Bonds have given any request, demand, authorization, direction, notice, consent or waiver hereunder, Bonds owned by the City or the Borrower or any affiliate shall be disregarded and deemed not to be Outstanding, except that in determining whether the City shall be protected in relying upon any such request, demand, authorization, direction, notice, consent, or waiver, only Bonds which the City knows to be so owned shall be disregarded. "Paying Agent" means any Person designated by or pursuant to this Resolution to receive and disburse the principal of and premium, if any, and interest on the Bonds on behalf of the City. "Person" means any individual, corporation, partnership, limited liability company, limited liability partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. "Principal and Interest Requirements on Outstanding Bonds" shall mean, for any specified period, the amount required to pay the principal of and the interest on all Outstanding Bonds during such specified period, to be determined on the assumption that all Bonds will be retired at their Stated Maturities except for those Bonds which this Resolution provides must be redeemed prior to their Stated Maturities from sinking fund payments the Loan Agreement requires the Borrower to make for such purpose, which Bonds will be assumed to be retired on their respective Sinking Fund Payment Dates. Resolution No. 10-146 -8- "Principal Payment Date" means the Stated Maturity of principal of any Bond or, for a Bond to be redeemed on a Sinking Fund Payment Date, the Sinking Fund Payment Date. "Qualified Investments" means Government Obligations and any other investments authorized to be made by the City under applicable laws of the State of Minnesota, as such laws may be amended from time to time. "Rating Agency" means Moody's Investors Service or Standard & Poor's Ratings Group, and includes any successor to either such Rating Agency. "Rebate Fund" means the fund created in Section 6.09. "Record Date" means the fifteenth day (whether or not a Business Day) of the calendar month immediately preceding each Interest Payment Date. "Redemption Date," when used with respect to any Bond to be redeemed, means the date on which it is to be redeemed pursuant hereto. "Redemption Price," when used with respect to any Bond to be redeemed, means the price at which it is to be redeemed pursuant hereto. "Refunding Fund" means the fund created in Section 6.08. "Registrar" has the meaning specified in Sections 4.03 and 4.04. "Regulatory Agreement Amendment" means the First Amendment to Regulatory Agreement dated as of December 1, 2010, between the City and the Borrower. "Repair and Replacement Fund" means the fund created in Section 6.05. "Reserve Fund" means the fund created in Section 6.04. "Reserve Requirement" means the least of the following: (i) ten percent of the stated principal amount of the Bonds, as of the date of issuance of the Bonds; (ii) the maximum annual principal and interest requirements on the Bonds in any Bond Year, as of the date of issuance of the Bonds; (iii) 125 percent of the average annual principal and interest requirements on the Bonds, as of the date of issuance of the Bonds; or (iv) $121,105. "Resolution" means this instrument as originally executed and as it may from time to time be supplemented or amended by one or more Supplemental Resolutions. "Revenue Fund" means the fund created in Section 6.02. "Series 2000A Bonds" means the City's General Obligation Bonds (Louisiana Court Project), Series 2000A, issued in the original aggregate principal amount of $4,505,000. "Series 2010C Bonds" means the City's General Obligation Refunding Bonds (Louisiana Court Project), Series 2010C, issued in the original aggregate principal amount of $1,770,000. Resolution No. 10-146 -9- "Stated Maturity" when used with respect to any Bond, means the date specified in such Bond as the fixed date on which the principal of such Bond is due and payable. "Supplemental Resolution" means any resolution supplemental to this instrument entered into pursuant to Section 12. "Surplus Fund" means the fund created in Section 6.06. "Tax Credit Investor" means Enterprise Community Investment, Inc. and its successors and assigns. 2.02. Compliance Certificates and Opinions. Upon any application or request by the Borrower to the City to take any action under any provision of this Resolution or the Loan Agreement, the Borrower shall furnish to the City a Borrower Certificate stating that all conditions precedent, if any, provided for in this Resolution or the Loan Agreement relating to the proposed action have been complied with and an Opinion of Counsel stating that in the opimon of such Counsel all such conditions precedent, if any, have been complied with. Every certificate or opimon with respect to compliance with a condition or covenant provided for in this Resolution or the Loan Agreement shall include: (i) a statement that each individual signing such certificate or opinion has read such covenant or condition and the definitions herein relating thereto; (ii) a statement that each such individual has made such examination or investigation as is necessary to enable the individual to express an informed opinion as to whether or not such covenant or condition has been complied with; and (iii) a statement whether, in the opinion of each such individual, such condition or covenant has been complied with. 2.03. Form of Documents. In any case where several matters are required to be certified by, or covered by an opinion of any specified Person, it is not necessary that all such matters be certified by, or covered by the opinion of only one such Person, or that they be so certified or covered by only one document, but one such Person may certify or give an opinion with respect to some matters and one or more other such Persons as to other matters, and any such Person may certify or give an opinion as to such matters in one or several documents. Any certificate or opinion of an officer of the City or the Borrower may be based, insofar as it relates to legal matters, upon a certificate or opinion of or representations by, counsel, unless such officer knows, or in the exercise of reasonable care should know, that the certificate or opinion or representations with respect to the matters upon which the certificate or opinion is based are erroneous. Any Opinion of Counsel may be based, insofar as it relates to factual matters, upon a certificate or opinion of or representations by, an officer or officers of the City or the Borrower stating that the information with respect to such factual matters is in the possession of the City or the Borrower, unless such counsel knows, or in the exercise of reasonable care should know, that the certificate or opinion or representations with respect to such matters are erroneous. When any Person is required to make, give or execute two or more applications, requests, consents, certificates, statements, opinions or other instruments under this Resolution, they may, but need not, be consolidated and form one instrument. Resolution No. 10-146 -10- An "application" for the release of property, or the withdrawal of cash, under any provision of this Resolution, shall consist of and shall not be deemed complete until the City shall have been furnished with, all such documents, cash, bonds, securities and other instruments as are required by such provision to establish the right of the Borrower to the transaction applied for, and the date of such application shall be deemed to be the date upon which such application shall be so completed. Wherever in this Resolution, in connection with any application or certificate or report to the City, it is provided that the Borrower shall deliver any document as a condition of the granting of such application, or as evidence of the Borrower's compliance with any term hereof it is intended that the truth and accuracy, at the time of the granting of such application or at the effective date of such certificate or report (as the case may be), of the facts and opinions stated in such document shall in such case be conditions precedent to the right of the City or the Borrower to have such application granted or to the sufficiency of such certificate or report. 2.04. Acts of Bondholders. (a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Resolution to be given or taken by Bondholders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Bondholders in person or by agent duly appointed in writing; and, except as herein otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the City, and, where it is hereby expressly required, to the Borrower. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this Resolution and conclusive in favor of the City and the Borrower if made in the manner provided in this Section 2.04. (b) The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of any notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged the execution thereof. Where such execution is by an officer of a company or a member of a partnership, on behalf of the company or partnership, the certificate or affidavit shall also constitute sufficient proof of the officer's authority. The fact and date of the execution of any instrument or writing, or the authority of the Persons executing the same, may also be proved in any other manner which the City deems sufficient; and the City may in any instance require further proof with respect to any of the matters referred to in this Section 2.04. (c) The ownership of Bonds shall be proved by the Bond Register. (d) Any request, demand, authorization, direction, notice, consent, waiver or other action by the Holder of any Bond shall bind every future Holder of the same Bond and the Holder of every Bond issued upon the transfer thereof or in exchange therefor or in lieu thereof in respect of anything done or suffered to be done by the City or the Borrower in reliance thereon, whether or not notation of such action is made upon such Bond. 2.05. Notices to City and Borrower. Any request, demand, authorization, direction, notice, consent, waiver or act of Bondholders or other document provided or permitted by this Resolution shall be sufficient for any purpose under this Resolution and shall be deemed given when mailed certified mail, return receipt requested, postage prepaid (except as otherwise provided in this Resolution), with a copy to the other parties, at the following addresses, or such other address as may be provided by any party by notice: Resolution No. 10-146 -11- To the City: To the Borrower: City of St. Louis Park City Hall 5005 Minnetonka Boulevard St. Louis Park, Minnesota 55416-2290 Attention: Finance Director PPL Louisiana Court Limited Partnership c/o Project for Pride in Living, Inc. 1035 E. Franklin Avenue Minneapolis, Minnesota 55404 Attention: Director of Housing 2.06. Notices to Bondholders; Waiver. Where this Resolution provides for notice to Bondholders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in writing and mailed, first- class postage prepaid, to each Bondholder affected by such event, at the Bondholder's address as it appears on the Bond Register, not later than the latest date, and not earlier than the earliest date, prescribed for the giving of such notice. In any case where notice to Bondholders is given by mail, neither the failure to mail such notice, nor any defect in any notice so mailed, to any particular Bondholder shall affect the sufficiency of such notice with respect to other Bondholders. Notice may also be faxed to a Bondholder (other than notice of redemption of any Bond) with the same effect as mailed notice if the Bondholder has provided to the City a fax number to which such notices may be sent, and confirmation of the transmission of the notice by fax is received. Where this Resolution provides for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice, either before or after the event, and such waiver shall be the equivalent of such notice. Waivers of notice by Bondholders shall be filed with the City, but such filing shall not be a condition precedent to the validity of any action taken in reliance upon such waiver. 2.07. Effect of Headings and Table of Contents. The Section headings herein are for convenience only and shall not affect the construction hereof. 2.08. Successors and Assigns. All covenants and agreements in this Resolution by the City shall bind its successors, whether so expressed or not. 2.09. Severability Clause. In case any provision in this Resolution or in the Bonds shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. 2.10. Construction. This Resolution shall be construed in accordance with the laws of the State without giving effect to the conflicts -of -laws principles thereof. 2.11. Benefit of Resolution. Nothing in this Resolution or in the Bonds express or implied, shall give to any Person, other than the parties hereto and their successors hereunder, the Borrower and the Holders of the Bonds any benefit or other legal or equitable right, remedy or claim under this Resolution. Resolution No. 10-146 -12- 2.12. No Personal Liability. No covenant or agreement contained in the Bonds, in this Resolution or in the Loan Agreement shall be deemed to be the covenant or agreement of any official, officer, agent or employee of the City in its individual capacity, and neither the members of the City Council of the City nor any official executing the Bonds shall be liable personally on the Bonds or be subject to any personal liability or accountability by reason of the issuance thereof. Section 3. Sale of Bonds; Approval of Documents. 3.01. Award to the Original Purchaser and Interest Rates. The proposal of the Original Purchaser to purchase the Bonds of the City described in the Official Terms of Proposal thereof is hereby found and determined to be a reasonable offer and is hereby accepted, the proposal being to purchase the Bonds at a price of $1,738,376.20 (the par amount of the Bonds of $1,770,000, plus original issue premium of $3,333.35, less underwriter's discount of $34,957.15) for Bonds bearing interest as follows: Year Interest Rate Year Interest Rate 2012 3.00% 2027 4.80% 2013 3.00 2028 4.90 2014 3.00 2029 5.00 2015 3.00 2030 5.10 2016 3.00 2031 5.20 2017 3.25 2032 5.25 2018 3.50 2033 5.30 2019 3.75 2034 5.35 2020 4.00 2035 5.40 2021 4.10 2036 5.45 2022 4.25 2037 5.50 2023 4.40 2038 5.50 2024 4.50 2039 5.60 2025 4.60 2040 5.65 2026 4.70 3.02. Purchase Contract. The City Controller is directed to retain the good faith check of the Original Purchaser, pending completion of the sale of the Bonds, and to return the good faith checks of the unsuccessful proposers. The Mayor and City Manager are directed to execute a contract with the Original Purchaser on behalf of the City. 3.03. Terms and Principal Amounts of the Bonds. The City will forthwith issue and sell the Bonds in the total principal amount of $1,770,000, originally dated December 29, 2010 in the denomination of $5,000 each or any integral multiple thereof, numbered No. R-1 upward, bearing interest as above set forth, and having Stated Maturities on February 1 in the years and amounts as follows: • • • Resolution No. 10-146 -13- Year Amount Year Amount 2012 $25,000 2027 $60,000 2013 35,000 2028 60,000 2014 35,000 2029 65,000 2015 35,000 2030 65,000 2016 40,000 2031 70,000 2017 40,000 2032 75,000 2018 40,000 2033 75,000 2019 40,000 2034 80,000 2020 45,000 2035 85,000 2021 45,000 2036 90,000 2022 45,000 2037 95,000 2023 50,000 2038 100,000 2024 50,000 2039 105,000 2025 55,000 2040 110,000 2026 55,000 3.04. Optional Redemption. The City may elect on February 1, 2020 and on any day thereafter to prepay Bonds due on or after February 1, 2021. Redemption may be in whole or in part and if in part, at the option of the City and in such manner as the City will determine. If less than all Bonds of a maturity are called for redemption, the City will notify DTC of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. Prepayments will be at a price of par plus accrued interest. 3.05. Bond Documents Approved. The Mayor and the City Manager are hereby authorized to execute (to the extent the City is a party) and deliver the Loan Agreement, the Master Disbursing Agreement, the Master Subordination Agreement, the Regulatory Agreement Amendment, the Housing Program, and such other documents as are reasonably necessary in connection with the issuance, sale, and delivery of the Bonds (together, the "Bond Documents"). All of the provisions of the Bond Documents, when executed and delivered as authorized herein, shall be deemed to be a part of this Resolution as fully and to the same extent as if incorporated verbatim herein and shall be in full force and effect from the date of execution and delivery thereof. The Bond Documents shall be substantially in the forms on file with the City, which are hereby approved, with such variations, omissions, and insertions as the Mayor and the City Manager, in their discretion, shall approve, and the execution thereof by the Mayor and the City Manager shall be conclusive evidence of such approval. Section 4. Registration and Payment. 4.01. Registered Form. The Bonds will be issued only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereof, is payable by check or draft issued by the Registrar described herein. Resolution No. 10-146 -14- 4.02. Dates; Interest Payment Dates. Each Bond will be dated as of the last interest payment date preceding the date of authentication to which interest on the Bond has been paid or made available for payment, unless (i) the date of authentication is an interest payment date to which interest has been paid or made available for payment, in which case the Bond will be dated as of the date of authentication, or (ii) the date of authentication is prior to the first interest payment date, in which case the Bond will be dated as of the date of original issue. The interest on the Bonds is payable on February 1 and August 1 of each year, commencing August 1, 2011, to the registered owners of record thereof as of the close of business on the fifteenth day immediately preceding each interest payment date, whether or not such day is a business day. 4.03. Registration. The City will appoint a bond registrar, transfer agent, authenticating agent and paying agent (the "Registrar"). The effect of registration and the rights and duties of the City and the Registrar with respect thereto are as follows: (a) Register. The Registrar must keep at its principal corporate trust office a bond register (the "Bond Register") in which the Registrar provides for the registration of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred, or exchanged. (b) Transfer of Bonds. Upon surrender for transfer of a Bond duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar will authenticate and deliver, in the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until that interest payment date. (c) Exchange of Bonds. When Bonds are surrendered by the registered owner for exchange the Registrar will authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity as requested by the registered owner or the owner's attorney in writing. (d) Cancellation. Bonds surrendered upon transfer or exchange will be promptly cancelled by the Registrar and thereafter disposed of as directed by the City. (e) Improper or Unauthorized Transfer. When a Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the Bond until the Registrar is satisfied that the endorsement on the Bond or separate instrument of transfer is valid and genuine and that the requested transfer is legally authorized. The Registrar will incur no liability for the refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. (f) Persons Deemed Owners. The City and the Registrar may treat the person in whose name a Bond is registered in the Bond Register as the absolute owner of the Bond, whether the Bond is overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on the Bond and for all other purposes, and payments so made to a registered owner or upon the owner's order will be valid and effectual to satisfy and discharge the liability upon the Bond to the extent of the sum or sums so paid. Resolution No. 10-146 -15- (g) Taxes, Fees, and Charges. The Registrar may impose a charge upon the owner thereof for a transfer or exchange of Bonds sufficient to reimburse the Registrar for any tax, fee, or other governmental charge required to be paid with respect to the transfer or exchange. (h) Mutilated, Lost, Stolen, or Destroyed Bonds. If a Bond becomes mutilated or is destroyed, stolen, or lost, the Registrar will deliver a new Bond of like amount, number, maturity date, and tenor in exchange and substitution for and upon cancellation of the mutilated Bond or in lieu of and in substitution for any Bond destroyed, stolen, or lost, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond destroyed, stolen, or lost, upon filing with the Registrar of evidence satisfactory to it that the Bond was destroyed, stolen, or lost, and of the ownership thereof, and upon furnishing to the Registrar an appropriate bond or indemnity in form, substance, and amount satisfactory to it and as provided by law, in which both the City and the Registrar must be named as obligees. Bonds so surrendered to the Registrar will be cancelled by the Registrar and evidence of such cancellation must be given to the City. If the mutilated, destroyed, stolen or lost Bond has already matured or been called for redemption in accordance with its terms it is not necessary to issue a new Bond pnor to payment. (i) Redemption. In the event any of the Bonds are called for redemption, notice thereof identifying the Bonds to be redeemed will be given by the Registrar by mailing a copy of the redemption notice by first class mail (postage prepaid) not more than 60 and not fewer than 30 days prior to the date fixed for redemption to the registered owner of each Bond to be redeemed at the address shown on the registration books kept by the Registrar and by publishing the notice if required by law. Failure to give notice by publication or by mail to any registered owner, or any defect therein, will not affect the validity of the proceedings for the redemption of Bonds. Bonds so called for redemption will cease to bear interest after the specified redemption date, provided that the funds for the redemption are on deposit with the place of payment at that time. 4.04. Appointment of Initial Registrar. The City appoints Bond Trust Services Corporation, Roseville, Minnesota, as the initial Registrar. The Mayor and the City Manager are authorized to execute and deliver, on behalf of the City, a contract with the Registrar. Upon merger or consolidation of the Registrar with another corporation, if the resulting corporation is a bank or trust company authorized by law to conduct such business, the resulting corporation is authorized to act as successor Registrar. The City agrees to pay the reasonable and customary charges of the Registrar for the services performed. The City reserves the nght to remove the Registrar upon 30 days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar must deliver all cash and Bonds in its possession to the successor Registrar and must deliver the Bond Register to the successor Registrar. On or before each principal or interest due date, without further order of this Council, the City Controller must transmit to the Registrar moneys sufficient for the payment of all principal and interest then due. 4.05. Execution, Authentication, and Delivery. The Bonds will be prepared under the direction of the City Controller and executed on behalf of the City by the signatures of the Mayor and the City Manager, provided that those signatures may be printed, engraved or lithographed facsimiles of the originals. If an officer whose signature or a facsimile of whose signature appears on the Bonds ceases to be such officer before the delivery of a Bond, that signature or facsimile will nevertheless be valid and sufficient for all purposes, the same as if the officer had Resolution No. 10-146 -16- remained in office until delivery. Notwithstanding such execution, a Bond will not be valid or obligatory for any purpose or entitled to any security or benefit under this Resolution unless and until a certificate of authentication on the Bond has been duly executed by the manual signature of an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on a Bond is conclusive evidence that it has been authenticated and delivered under this Resolution. When the Bonds have been so prepared, executed, and authenticated, the City Controller will deliver the same to the Original Purchaser upon payment of the purchase price in accordance with the contract of sale heretofore made and executed, and the Original Purchaser is not obligated to see to the application of the purchase price. 4.06. Temporary Bonds. The City may elect to deliver in lieu of printed definitive Bonds one or more typewritten temporary Bonds in substantially the form set forth in Section 3 with such changes as may be necessary to reflect more than one maturity in a single temporary bond. Upon the execution and delivery of definitive Bonds the temporary Bonds will be exchanged therefor and cancelled. Section 5. Form of Bond. 5.01. Execution of the Bonds. The Bonds will be printed or typewritten in substantially the form attached hereto as Exhibit B. 5.02. Approving Legal Opinion. The City Controller is authorized and directed to obtain a copy of the proposed approving legal opinion of Kennedy & Graven, Chartered, Minneapolis, Minnesota, which is to be complete except as to dating thereof and cause the opinion to be printed on or accompany each Bond. Section 6. Payment; Security; Funds; Pledges and Covenants. 6.01. Initial Deposits to the Funds. On the date of issue of the Bonds, the City shall deposit the proceeds derived from the sale of the Bonds and other funds of in the following Funds and accounts: (a) To the Reserve Fund, an amount equal to the Reserve Requirement (but no less than $121,105) to be provided from funds transferred from the reserve fund established for the Series 2000A Bonds; (b) To the Costs of Issuance Fund, an amount designated by an authorized officer of the City to be funded from funds (other than proceeds of the Bonds) designated by such authorized officer; and (c) To the Refunding Fund: (i) the proceeds of the Bonds in the amount of $1,738,376.20 (ii) $205,330 transferred from reserve fund established for the Series 2000A Bonds; (iii) $500,000, representing proceeds of the City Loan; (iv) $500,000, representing a portion of proceeds of a loan to Borrower made by the Minnesota Housing Finance Agency; (v) $550,000, representing proceeds of a loan to Borrower made by the Hennepin County Housing and Redevelopment Authority; and (vi) $120,713.52 representing Borrower equity. • • • Resolution No. 10-146 -17- 6.02. Revenue Fund. (a) A special Fund is hereby established by the City and designated as the "Revenue Fund." The City shall deposit and credit to the Revenue Fund all payments received from the Borrower as provided in Article II of the Loan Agreement (excluding Fee Payments paid pursuant to Section 23 of the Loan Agreement), including specifically: (i) all payments of Loan Repayments required to be made by the Borrower to the City pursuant to Section 2.2 of the Loan Agreement; (ii) all prepayments of Loan Repayments that the Borrower elects to make to the City pursuant to Section 10.1 of the Loan Agreement; (111) all money paid by the Borrower for deposit in the Repair and Replacement Fund pursuant to Section 2.4 of the Loan Agreement; (iv) all earnings derived from the investment of funds in any of the Funds required by the terms of this Resolution to be transferred to the Revenue Fund; (v) any money or investments transferred to the City by the Borrower with instructions to deposit and credit such money or investments to the Revenue Fund; and (vi) all earnings derived from the investment of the foregoing, except as otherwise set forth herein, which other earnings shall be retained in the respective funds and accounts identified herein. (b) On the twenty-fifth day of each month, commencing February 25, 2011 the City shall apply money on deposit in the Revenue Fund to the following uses in the following order of pnority: (i) to the Bond Fund, one-sixth of the amount necessary to pay the interest on the Bonds due on the next succeeding Interest Payment Date and one -twelfth of the amount, if any, necessary to pay principal of the Bonds due on the next succeeding Principal Payment Date; provided, that on each January 25 and July 25 (commencing July 25, 2011) the City shall deposit in the Bond Fund the amount necessary, after taking into account the balance in the Bond Fund, to pay all principal of and interest on the Bonds due on the succeeding Interest Payment Date or Principal Payment Date; (ii) to the Rebate Fund on January 25 in each year, any amount calculated by any rebate analyst engaged by the Borrower and the City as required to be deposited in the Rebate Fund; (iii) to the Reserve Fund, one-sixth of any amount theretofore transferred from the Reserve Fund to the Bond Fund to pay principal of or interest on the Bonds and not theretofore repaid to the Reserve Fund; (iv) to the Repair and Replacement Fund, one- sixth of any amount theretofore transferred from the Repair and Replacement Fund to the Bond Fund to pay principal of or interest on the Bonds and not theretofore repaid to the Repair and Replacement Fund; (v) to the Repair and Replacement Fund, the monthly amount then required to be paid by the Borrower pursuant to Section 2.4 of the Loan Agreement; (vi) to the Reserve Fund, the amount necessary to restore the balance in the Reserve Fund to the Reserve Requirement; and (vii) to the Surplus Fund, the remaining money in the Revenue Fund. (c) If on the twenty-fifth day of any month, the balance in the Revenue Fund is insufficient to make any of the deposits required by clauses (1) to (vi) of Subsection 6.02(b), the City shall transfer any money then on hand in the Surplus Fund to the Revenue Fund. Promptly following such transfer, the City shall notify the Borrower of the date and amount of the transfer. (d) All income derived from the investment of amounts on hand in the Revenue Fund shall be credited as received to the Revenue Fund. 6.03. Bond Fund. (a) A special Fund is hereby established by the City and designated as the "Bond Fund." (b) The City shall deposit and credit to the Bond Fund: (i) all amounts required to be deposited therein pursuant to Section 6.02(b)(i) of this Resolution; (ii) all prepayments of Loan Repayments made by the Borrower to the City pursuant to Section 10.1 of the Loan Agreement when any Bonds are Outstanding; (iii) all other money required by the terms of this Resolution to Resolution No. 10-146 -18- be deposited in the Bond Fund when any Bonds are Outstanding; (iv) while any Bonds are Outstanding, any money or investments transferred to the City by or on behalf of the Borrower with instructions to deposit and credit such money or investments to the Bond Fund; and (v) all earnings derived from the investment of the foregoing, except as otherwise set forth herein, which other earnings shall be retained in the respective funds and accounts identified herein. (c) On each Interest Payment Date and each Redemption Date with respect to the Bonds, the City shall apply money on deposit in the Bond Fund to pay principal of, premium, if any, and interest on the Bonds then due. (d) If on any Interest Payment Date the balance in the Bond Fund is not sufficient to pay the total amount of the principal and premium of and interest on the Bonds then due, the City shall transfer any money then on hand in the Revenue Fund, the Surplus Fund, the Repair and Replacement Fund and the Reserve Fund, in the order listed and in an amount equal to such deficiency, to the Bond Fund and apply the amount so transferred to payment of principal of and interest on the Bonds then due. Promptly following any such transfer, the City shall notify the Borrower of the date and amount of the transfer. (e) All income derived from the investment of amounts on hand in the Bond Fund shall be credited as received to the Revenue Fund. (f) When no Bonds remain Outstanding under this Resolution, if amounts remain on deposit in the Bond Fund, the City shall transfer to the general fund of the City (or other fund designated by the City) an amount from the Bond Fund equal to the funds of the City previously deposited in the Bond Fund and not previously reimbursed to the City. Any amounts remaining on deposit in the Bond Fund (other than amounts held for the payment or redemption of Bonds) after any transfer to the City shall be transferred to the Borrower. 6.04. Reserve Fund. A special Fund is hereby established by the City and designated as the "Reserve Fund." The City shall initially credit to the Reserve Fund the money required to be deposited in the Reserve Fund in accordance with the terms of Section 6.01 hereof. There shall also be credited to the Reserve Fund the money required to be transferred to the Reserve Fund in accordance with the terms of Section 6.02(b)(iii) and (vi) hereof. At any time on or after February 1, 2020, the City may elect to withdraw all or any portion of the money credited to the Reserve Fund. The determination to withdraw all or any portion of the funds credited to the Reserve Fund shall be in the sole discretion of the City. If on any Interest Payment Date, Principal Payment Date or Redemption Date with respect to the Bonds there is a deficiency in the Bond Fund, for payment of interest, principal, or premium then due with respect to the Bonds, and the amounts in the Revenue Fund and the Surplus Fund are not sufficient to eliminate such deficiency, the City shall transfer from the Reserve Fund to the Bond Fund an amount equal to the lesser of the amount in the Reserve Fund on such date, or the amount of the remaining deficiency on such date. Promptly following any such transfer, the City shall notify the Borrower of the date and amount of the transfer. Amounts on hand in the Reserve Fund shall be invested in Qualified Investments. All income derived from the investment of amounts on hand in the Reserve Fund shall be transferred to the Revenue Fund; provided, that no such transfer shall be made which would reduce the balance in the Reserve Fund below the Reserve Requirement. On February 1 of each year, any balance in the Reserve Fund in excess of the Reserve Requirement shall be transferred to the Resolution No. 10-146 -19- Revenue Fund. In computing the balance in the Reserve Fund, Qualified Investments shall be valued at face value if purchased at par or at the amortized value if purchased at other than par; provided that Qualified Investments credited to the Reserve Fund are required to be valued only on February 1 of each year. For purposes of this Section 6.04, the term "amortized value" means the value as of any given time obtained by dividing the total premium or discount at which such a Qualified Investment was purchased by the number of days remaining to maturity on such obligation at the date of such purchase and by multiplying the amount thus calculated by the number of days having passed since such purchase and (i) in the case of a Qualified Investment purchased at a premium, by deducting the product thus obtained from the purchase pnce, and (ii) in the case of a Qualified Investment purchased at a discount, by adding the product thus obtained to the purchase price. Valuation of Qualified Investments as of any particular date shall include the amount of interest earned or accrued to such date. Amounts in the Reserve Fund, if any, are held for the benefit of the City. Amounts, if any, remaining in the Reserve Fund upon the payment in full of all Bonds, or the provision for payment thereof in accordance with the terms of this Resolution, shall be transferred as follows. Amounts that remain on deposit in the Reserve Fund shall be transferred to the Metropolitan Council (or in accordance with written directions received from the Metropolitan Council) in repayment of the Borrower's obligations, in an amount equal to the funds of the Metropolitan Council previously deposited in the Reserve Fund and not previously reimbursed to the Metropolitan Council. If any amounts remain on deposit in the Reserve Fund after any transfer to the Metropolitan Council (or to its order), such amounts shall be transferred to the City. 6.05. Repair and Replacement Fund. A special trust fund is hereby established with the City and designated as the "Repair and Replacement Fund." There shall be credited to the Repair and Replacement Fund the amounts required by Section 6.02(b)(iv) and (v) hereof. If the Borrower has provided all reports and financial statements theretofore due under Section 4.10 of the Loan Agreement, the City shall apply money in the Repair and Replacement Fund, as requested in a Borrower Certificate, to the payment of items of maintenance, capital expenditures, and other costs with respect to the Facility that are approved by the City and, if the disbursement is more than $5,000, by the Tax Credit Investor. The Borrower Certificate, which shall be submitted no more frequently than semiannually (or more frequently upon the occurrence of an emergency or otherwise with the consent of the City), shall identify the expenditures to be made by nature and amount, shall identify the contractor or other party making the Improvements, performing the maintenance, or incurring the other costs, as the case may be, and shall certify that the expenditures are proper expenditures to be made or reimbursed from the Repair and Replacement Fund. The consent of the City to the request for a disbursement from the Repair and Replacement Fund shall not be unreasonably withheld or delayed. If on any Interest Payment Date, Principal Payment Date or Redemption Date with respect to the Bonds there is a deficiency in the Bond Fund, for payment of interest, principal, or premium then due with respect to the Bonds, and the amounts in the Surplus Fund and the Reserve Fund are not sufficient to eliminate such deficiency, the City shall transfer from the Repair and Replacement Fund to the Bond Fund an amount equal to the lesser of the amount in the Repair and Replacement Fund on such date, or the amount of the remaining deficiency on such date. Promptly following any such transfer, the City shall notify the Borrower of the date and amount of the transfer. S � Resolution No. 10-146 -20- , Investment earnings on amounts held in the Repair and Replacement Fund shall remain in the Repair and Replacement Fund. Amounts, if any, remaining in the Repair and Replacement Fund upon the payment in full of all Bonds, or the provision for payment thereof in accordance with the terms of this Resolution, shall be transferred: (i) first, to the general fund of the City (or other fund designated by the City) to the extent of any funds of the City deposited in the Repair and Replacement Fund and not previously reimbursed to the City; and (ii) second, to the Borrower the remaining funds in the Repair and Replacement Fund. 6.06. Surplus Fund. (a) A special Fund is hereby established by the City and designated as the "Surplus Fund." The City shall credit to the Surplus Fund the money required to be transferred to the Surplus Fund in accordance with the terms of Section 6.02(b)(vii) or any other provision hereof. (b) If on any Interest Payment Date, Principal Payment Date or Redemption Date with respect to the Bonds there is a deficiency in the Bond Fund for payment of interest, principal, or premium then due with respect to the Bonds, the City shall transfer from the Surplus Fund to the Bond Fund an amount equal to the lesser of the amount in the Surplus Fund on such date, or the amount of the remaining deficiency on such date. Promptly following any such transfer, the City shall notify the Borrower of the date and amount of the transfer. (c) On May 1 of each year, commencing May 1, 2012, if (i) no Event of Default or event which, with the passage of time or the giving of notice or both has occurred and is continuing; (ii) the balance in the Bond Fund is not less than the amount then required to be on deposit therein; (iii) the balance in the Reserve Fund is not less than the Reserve Requirement; (iv) the balance in the Repair and Replacement Fund is not less than the total of monthly deposits to the Repair and Replacement Fund theretofore required under Section 2.4 of the Loan Agreement less any amounts paid from the Repair and Replacement Fund pursuant to the first paragraph of Section 6.05; (v) the Borrower has provided all reports and financial statements theretofore due under Section 4.10 of the Loan Agreement; and (vi) the requirements of Section 4.7(b) of the Loan Agreement are satisfied for the immediately preceding Fiscal Year, the amount on deposit in the Surplus Fund shall be paid to the Borrower. (d) Investment earnings on amounts held in the Surplus Fund shall be transferred to the Revenue Fund. (e) Amounts, if any, remaining in the Surplus Fund upon the payment in full of all the Bonds, or the provision for payment thereof in accordance with the terms of this Resolution, shall be transferred: (i) first, to the general fund of the City (or other fund designated by the City) to the extent of any funds deposited in any fund or account established under this Resolution and not previously reimbursed from any other fund or account hereunder; and (ii) second, to the Borrower the remaining funds in the Surplus Fund. 6.07. Costs of Issuance Fund. A special trust fund is hereby established by the City and designated as the "Costs of Issuance Fund." The City shall credit to the Costs of Issuance Fund the amounts specified in Section 6.01, from the sources specified therein. No Costs of Issuance shall be payable from proceeds of the Bonds other than compensation to the Original Purchaser in the form of underwriter's discount. Resolution No. 10-146 -21- The City shall disburse money from the Costs of Issuance Fund to the Borrower or its designee to pay Costs of Issuance (or to reimburse the Borrower for any expenditure in payment of Costs of Issuance) upon receipt by the City of a Borrower Certificate, which shall be in writing and shall contain the following: (i) a statement of the amount and general nature of each item of Costs of Issuance certified to have been incurred or paid by and requested to be reimbursed to the Borrower, or certified to be due and payable and requested to be paid to a Person other than the Borrower; and (ii) a statement that each item for which payment or reimbursement is requested is or was necessary in connection with the issuance of the Bonds and that none of such items has formed the basis for any previous payment from the Costs of Issuance Fund. If the amount on hand in the Costs of Issuance Fund is insufficient to pay all of the Costs of Issuance, the Borrower shall provide for the payment of such Costs of Issuance out of its own funds and such Costs of Issuance shall not be paid or reimbursed from any other Funds. Income derived from the investment of amounts on deposit in the Costs of Issuance Fund shall be credited as received to the Revenue Fund. After payment in full of the Costs of Issuance and receipt of a Borrower Certificate stating that all Costs of Issuance have been paid, the City shall transfer any balance then on hand in the Costs of Issuance Fund to the Bond Fund; within thirty days thereafter the City shall furnish the Borrower a written report as to the amounts disbursed from the Costs of Issuance Fund, showing the date of each such disbursement and the Person to whom it was made. Section 6.08. Refunding Fund. (a) A special Fund is hereby established by the City and designated as the Refunding Fund. The City shall credit to the Refunding Fund the amounts specified in Section 6.01, from the sources specified therein. Amounts in the Refunding Fund shall be disbursed on Februaryl, 2011 to redeem the Series 2000A Bonds maturing in 2012 through 2030 in accordance with paragraph (b) of this Section 6.08. Pending such disbursement, the money credited to the Refunding Fund shall not be invested. (b) It is hereby found and determined that based upon information presently available from the City's financial advisers, the issuance of the Bonds is consistent with covenants made with the holders of the Series 2000A Bonds and is necessary and desirable for the reduction of debt service cost to the City. It is further found and determined that the proceeds of the Bonds deposited in the Refunding Fund, together with other funds deposited therein as described in this Section, will be sufficient to prepay all of the principal of, interest on and redemption premium (if any) on the Series 2000A Bonds. (c) The Series 2000A Bonds maturing on February 1, 2012 and thereafter will be redeemed and prepaid on February 1, 2011. The Refunded Bonds will be redeemed and prepaid in accordance with their terms and in accordance with the terms and conditions set forth in the forms of Notice of Call for Redemption attached hereto as Exhibit C, which terms and conditions are hereby approved and incorporated herein by reference. The registrar for the Series 2000A Bonds is authorized and directed to send a copy of the Notice of Redemption to each registered holder of the Series 2000A Bonds. 6.09. Rebate Fund. A special fund is hereby established by the City and designated as the "Rebate Fund." The City shall make information regarding the Bonds and investments hereunder available to the Borrower, shall make deposits and disbursements from the Rebate Fund in accordance with the requirements of Section 148 of the Code, shall invest the Rebate Fund pursuant to the requirements of the tax compliance certificates of the City and the Borrower, and shall deposit income from such investments immediately upon receipt thereof in the Rebate Fund. Resolution No. 10-146 -22- 6.10. Fee Payments. By Section 2.3 of the Loan Agreement, the Borrower has covenanted to pay directly to the City when due Fee Payments in an amount sufficient to pay the costs and expenses of the City. Such Fee Payments shall not be treated or considered as pledge to any Fund for any purpose of this Resolution and the City may on its own behalf enforce such covenant against the Borrower. 6.11. Investments. (a) Subject to the provisions of any law then in effect to the contrary, the City shall invest all Trust Money on hand from time to time in Qualified Investments. Money credited to any Fund maintained hereunder pending disbursement or receipt of proper investment directions or as directed herein, shall be deposited to and held in an interest bearing time or demand deposit account, certificates of deposit, bankers acceptances, daily money market account or other similar banking arrangement established with a commercial bank, without the pledge of Bonds to or other collateralization of such deposit accounts. Each Qualified Investment and each other investment acquired by the City shall mature or be redeemable at the option of the holder no later than five years after the date of investment. (b) The City shall, without further direction from the Borrower, sell such Qualified Investments as and when required to make any payment for the purpose for which such investments are held. Each investment shall be credited to the fund for which it is held, after payment of any unpaid City's fees, subject to any other provision of this Resolution directing some other credit, but income on such Qualified Investments shall be held or transferred, as received, in accordance with this Section 6. The City shall furnish the Borrower, not less than semiannually, an accounting of all investments. 6.12. General Obligation Pledge; Debt Service Coverage. The Bonds are general obligations of the City secured by a pledge of the full faith and credit of the City and a pledge of the taxing power of the City. Principal of, and premium, if any, and interest on the Bonds are also payable from the revenues derived from the Loan Agreement (reduced to the extent the Bonds are actually paid out of proceeds of the Bonds and money or investments in the Funds). It is determined that the estimated collection of the payments under the Loan Agreement will produce at least five percent in excess of the amount needed to meet when due, the principal and interest payments on the Bonds, and therefore no tax levy is needed at this time. 6.13. Registration of Resolution. The City Clerk is authorized and directed to file a certified copy of this resolution with the Taxpayer Services Division Manager and to obtain the certificate required by Minnesota Statutes, Section 475.63. Section 7. Authentication of Transcript. 7.01. City Proceedings and Records. The officers of the City are authorized and directed to prepare and furnish to the Original Purchaser and to the attorneys approving the Bonds, certified copies of proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other certificates, affidavits, and transcripts as may be required to show the facts within their knowledge or as shown by the books and records in their custody and under their control, relating to the validity and marketability of the Bonds, and such instruments, including any heretofore furnished, will be deemed representations of the City as to the facts stated therein. 7.02. Certification as to Official Statement. The Mayor, City Manager and City Controller Manager are authorized and directed to certify that they have examined the Official Statement prepared and circulated in connection with the issuance and sale of the Bonds and that Resolution No. 10-146 -23- to the best of their knowledge and belief the Official Statement is a complete and accurate representation of the facts and representations made therein as of the date of the Official Statement. Section 8. Tax Covenant. 8.01. Tax -Exempt Bonds. The City covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees, or agents any action which would cause the interest on the Bonds to become subject to taxation under the Internal Revenue Code of 1986, as amended (the "Code"), and the Treasury Regulations promulgated thereunder, in effect at the time of such actions, and that it will take or cause its officers, employees or agents to take, all affirmative action within its power that may be necessary to ensure that such interest will not become subject to taxation under the Code and applicable Treasury Regulations, as presently existing or as hereafter amended and made applicable to the Bonds. To that end, the City will comply with all requirements necessary under the Code to establish and maintain the exclusion from gross income of the interest on the Bonds under Section 103 of the Code, including without limitation requirements relating to temporary penods for investments, limitations on amounts invested at a yield greater than the yield on the Bonds, and the rebate of excess investment earnings to the United States. 8.02. Procedural Requirements. The City will use its best efforts to comply with any federal procedural requirements which may apply in order to effectuate the designations made by this section. Section 9. Book -Entry System; Limited Obligation of City. 9.01. DTC. The Bonds will be initially issued in the form of a separate single typewritten or printed fully registered Bond for each of the maturities set forth in Section 1.03 hereof. Upon initial issuance, the ownership of each Bond will be registered in the registration books kept by the Registrar in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York, and its successors and assigns ("DTC"). Except as provided in this section, all of the outstanding Bonds will be registered in the registration books kept by the Registrar in the name of Cede & Co., as nominee of DTC. 9.02. Participants. With respect to Bonds registered in the registration books kept by the Registrar in the name of Cede & Co., as nominee of DTC, the City, the Registrar, and the Paying Agent will have no responsibility or obligation to any broker dealers, banks and other financial institutions from time to time for which DTC holds Bonds as securities depository (the "Participants") or to any other person on behalf of which a Participant holds an interest in the Bonds, including but not limited to any responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any Participant with respect to any ownership interest in the Bonds; (ii) the delivery to any Participant or any other person (other than a registered owner of Bonds, as shown by the registration books kept by the Registrar), of any notice with respect to the Bonds, including any notice of redemption; or (iii) the payment to any Participant or any other person, other than a registered owner of Bonds, of any amount with respect to principal of, premium, if any, or interest on the Bonds. The City, the Registrar, and the Paying Agent may treat and consider the person in whose name each Bond is registered in the registration books kept by the Registrar as the holder and absolute owner of such Bond for the purpose of payment of principal, premium and interest with respect to such Bond, for the purpose of registering transfers with respect to such Bonds, and for all other purposes. The Paying Agent will pay all principal of, premium, if any, and interest on the Bonds only to or on Resolution No. 10-146 -24- the order of the respective registered owners, as shown in the registration books kept by the Registrar, and all such payments will be valid and effectual to fully satisfy and discharge the City's obligations with respect to payment of principal of, premium, if any, or interest on the Bonds to the extent of the sum or sums so paid. No person other than a registered owner of Bonds, as shown in the registration books kept by the Registrar, will receive a certificated Bond evidencing the obligation of this resolution. Upon delivery by DTC to the City Clerk of a wntten notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., the words "Cede & Co.," will refer to such new nominee of DTC; and upon receipt of such a notice, the City Clerk will promptly deliver a copy of the same to the Registrar and Paying Agent. 9.03. Representation Letter. The City has heretofore executed and delivered to DTC a Blanket City Letter of Representations (the "Representation Letter") which will govern payment of principal of, premium, if any, and interest on the Bonds and notices with respect to the Bonds. Any Paying Agent or Registrar subsequently appointed by the City with respect to the Bonds will agree to take all action necessary for all representations of the City in the Representation letter with respect to the Registrar and Paying Agent, respectively, to be complied with at all times. 9.04. Transfers Outside Book -Entry System. In the event the City, by resolution of the City Council, determines that it is in the best interests of the persons having beneficial interests in the Bonds that they be able to obtain Bond certificates, the City will notify DTC, whereupon DTC will notify the Participants, of the availability through DTC of Bond certificates. In such event the City will issue, transfer and exchange Bond certificates as requested by DTC and any other registered owners in accordance with the provisions of this Resolution. DTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. In such event, if no successor securities depository is appointed, the City will issue and the Registrar will authenticate Bond certificates in accordance with this resolution and the provisions hereof will apply to the transfer, exchange and method of payment thereof. 9.05. Payments to Cede & Co. Notwithstanding any other provision of this Resolution to the contrary, so long as a Bond is registered in the name of Cede & Co., as nominee of DTC, payments with respect to pnncipal of, premium, if any, and interest on the Bond and all notices with respect to the Bond will be made and given, respectively in the manner provided in DTC's Operational Arrangements, as set forth in the Representation Letter. Section 10. Continuing Disclosure. 10.01. Execution of Continuing Disclosure Certificate. "Continuing Disclosure Certificate" means that certain Continuing Disclosure Certificate executed by the Mayor and City Manager and dated the date of issuance and delivery of the Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof.. 10.02. City Compliance with Provisions of Continuing Disclosure Certificate. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Resolution, failure of the City to comply with the Continuing Disclosure Certificate is not to be considered an event of default with respect to the Bonds; however, any Bondholder may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this section. Resolution No. 10-146 -25- Section 11. Defeasance. 11.01. Payment of Indebtedness; Satisfaction and Discharge of the Bonds. The covenants of the City in this Resolution shall cease to be of further effect (except as to rights of transfer or exchange of Bonds herein expressly provided for), and the Bonds shall be deemed to be satisfied and discharged, when: - (a) either (i) all Bonds theretofore authenticated and delivered (other than (i) Bonds which have been destroyed, lost or stolen and which have been replaced as provided in Section 4.03(h) hereof; and (ii) Bonds for whose payment money has theretofore been deposited in trust or segregated and held in trust by the City and thereafter repaid to the City or discharged from such trust) have been cancelled; or (ii) all such Bonds not theretofore cancelled have been defeased in accordance with Section 11.02; and (b) the City has paid or caused to be paid all other sums payable hereunder by the City ; and (c) the City has received an Opinion of Counsel stating that all conditions precedent herein provided for relating to the satisfaction and discharge of the Bonds have been complied with. Section 11.02. Defeasance of Bonds. Bonds shall be defeased and shall no longer be deemed Outstanding (except as to rights of transfer or exchange of Bonds herein expressly provided for and except for the administrative provisions of this Resolution) when: (a) Defeasance Obligations, the principal of, premium, if any, and interest on which when due will, without reinvestment, provide cash at times and in amounts which together with the cash, if any, deposited with the City at the same time as the Defeasance Obligations are delivered to the City, shall be sufficient to pay the full amount of principal, premium, if any, and interest which will become due and payable with respect to such Bonds, on and before their Stated Maturity or on and before a specified Redemption Date, as the case may be, and if any of such Bonds are to be redeemed arrangements have been made for giving notice of such redemption at the expense of the Borrower in the manner provided by Section 4.03(i) hereof; and (b) an opinion of Bond Counsel to the effect that the deposit described in subsection (a) will not adversely affect the exemption from federal income taxation of interest on any Bond; and (c) if any Bonds are defeased more than 90 days before their Stated Maturity or Redemption Date, a report of an Independent Accountant verifying the mathematical sufficiency of the proceeds of the Defeasance Obligations and any cash delivered to the City as described in subsection (a), to pay the entire amount of principal, premium, if any, and interest on the Bonds to be defeased on and before their Stated Maturity or Redemption Date, as the case may be; and Resolution No. 10-146 -26- (d) an Opinion of Counsel to the effect that all conditions precedent provided for herein relating to the defeasance of such Bonds have been complied with. Section 11.03. Application of Deposited Money. All money, obligations and income thereon deposited with the City pursuant to Section 11.02 shall constitute a special trust fund for the benefit of the Persons entitled thereto, and shall be applied by the City to the payment (either directly or through a Paying Agent), to the Persons entitled thereto, of the principal, premium, if any, and interest for payment of which such money or obligation were deposited with the City. All money, obligations, and income thereon deposited with the City pursuant to Section 11.02 for the purpose of paying the principal, premium, if any, and interest on the Bonds shall be applied by the City solely for such purpose. If the City is unable to apply any funds held in escrow pending payment of any Bonds in accordance with this Section 11 by reason of any legal proceeding or by reason of any order or judgment of any court or governmental authority enjoining, restraining, or otherwise prohibiting such application, the City's obligations under this Resolution and the Bonds shall be revived and reinstated as though no deposit had occurred until such time as the City is permitted to apply all such money to the payment of Bonds in accordance with this Section 11; provided, however, that if the City has made any payment of principal of, premium, if any, or interest on any Bonds because of the reinstatement of its obligations, the City shall be subrogated to the rights of the Holders of such Bonds to receive such payments from the securities held by the City. Section 11.04. Final Disposition of Money. Upon the satisfaction and discharge of the Bonds and the satisfaction of any and all other claims against the City and the Borrower pursuant to the terms of this Resolution, any money remaining in any fund or account created under this Resolution and not required for the payment of any Bond shall be transferred: (i) first, to the general fund of the City (or other fund designated by the City) to the extent of any funds deposited in any fund or account established under this Resolution and not previously reimbursed from any other fund or account hereunder; and (ii) second, to the Borrower. Section 12. Amendment of Documents. 12.01. Amendment to Loan Agreement, Mortgage, and Collateral Documents Without Consent of Bondholders. Without the consent of the Holders of any Bonds, the City, at any time and from time to time, may agree to one or more amendments or supplements to the Loan Agreement, the Mortgage or any Collateral Document, in form satisfactory to the City, for any purpose. 12.02. Supplemental Resolutions Without Consent of Bondholders. Without the consent of the Holders of any Bonds, the City, at any time and from time to time, may adopt one or more resolutions supplemental hereto for any purpose except to change the Stated Maturity of the principal of, or any Interest Payment Date of, any Bond, or reduce the principal amount thereof or the interest thereon or any premium payable upon the redemption thereof, or change the coin or currency in which any Bond or the premium or interest thereon is payable, or impair the right to institute suit for the enforcement of any such payment on or after the Stated Maturity thereof (or, in the case of redemption, on or after the Redemption Date). 12.03. Effect of Supplemental Resolutions. Upon the execution of any Supplemental Resolution under this Section 12, this Resolution shall be modified in accordance therewith, and such Supplemental Resolution shall form a part of this Resolution for all purposes and every Resolution No. 10-146 -27- older • f Bonds theretofore or thereafter authenticated and delivered hereunder shall be bound hereby. ReviQ e• for ' dministration: A it w//I'1 City aa'ag:V Attest: City Clerk Adopted by the City Council December 6, 2010 /n Mayor , Resolution No. 10-146 -28- The motion for the adoption of the foregoing resolution was duly seconded by Member Santa, and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same• whereupon the resolution was declared duly passed and adopted. Resolution No. 10-146 -29- EXHIBIT A PROPOSALS Resolution No. 10-146 -30- EXHIBIT B Form of Series 2010C Bond NOTICE: Unless this certificate is presented by an authonzed representative of The Depository Trust Company to the Issuer or its agent for registration of transfer, exchange or payment, and any certificate issued is registered in the name of Cede & Co. or such other name as requested by an authorized representative of The Depository Trust Company and any payment is made to Cede & Co., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL so long as the registered owner hereof, Cede & Co., has an interest herein. UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF HENNEPIN CITY OF ST. LOUIS PARK, MINNESOTA General Obligation Refunding Bond (Louisiana Court Project) Series 2010C No RA- $ DATE OF MATURITY DATE INTEREST RATE ORIGINAL ISSUE CUSIP February 1, 20_ REGISTERED HOLDER PRINCIPAL AMOUNT: CEDE & CO. % December 29, 2010 FOR VALUE RECEIVED, the City of St Louis Park, Minnesota, a home rule city and political subdivision organized and existing under its Charter and the Constitution and laws of the State of Minnesota (herein called the "Issuer"), hereby promises to pay to the registered holder named above, or registered assigns, upon surrender hereof at the principal office of Bond Trust Services Corporation, Roseville, Minnesota, as Registrar, Paying Agent, Transfer Agent and Authenticating Agent, from the source and in the manner hereinafter provided, on the Matunty Date specified above, the principal amount specified above and to pay interest thereon from the Date of Onginal Issue specified above, or from the most recent date to which interest has been paid or duly provided for, payable on February 1 and August 1 in each year, commencing August 1, 2011, from the source and m the manner hereinafter provided, until such principal amount is paid or duly provided for at the rate per annum specified above, and at the same rate (to the extent that the payment of such interest shall be legally enforceable) on any overdue installment of interest, all except as the provisions below with respect to redemption of this Bond may become applicable hereto Payment of the principal of, premium, if any, and interest on this Bond shall be made in any coin or currency of the United States of America which at the time of payment is legal tender for payment of public and private debts. Interest so payable, and punctually paid or duly provided for, on any Interest Payment Date, will be paid by check or draft to the person in whose name Resolution No. 10-146 -31- this Bond is registered at the close of business on the fifteenth day (whether or not a business day) of the calendar month immediately preceding such Interest Payment Date. Upon notice to the Issuer delivered not less than fifteen days before an Interest Payment Date, accompanied by proper wire transfer instructions and payment of any fees imposed by the Issuer, any Holder as of the relevant Record Date may elect to be paid the interest on such Bonds payable on the Interest Payment Date by Federal Reserve System wire transfer m immediately available funds to any bank in the United States specified by such Holder which is a member of the Federal Reserve System. Any such interest not so punctually paid or duly provided for shall be paid by check or draft to the person in whose name this Bond is registered at the close of business on a special record date fixed by the Issuer. This Bond is one of a duly authonzed issue of Bonds of the Issuer in the aggregate principal amount of $1,770,000 designated as "General Obligation Refunding Bonds (Louisiana Court Project), Senes 2010C" (the "Senes 2010C Bonds"), issued under and secured by a resolution adopted by the City Council of the Issuer on December 6, 2010 (the "Resolution"). Reference is hereby made to the Resolution and all resolutions supplemental thereto, for a description of the nature and extent of the security, the respective nghts thereunder of the Holders of the Bonds and the Issuer and the terms upon which the Bonds are issued and are to be authenticated and delivered The Bonds are issued for the purpose of making a loan (the "Loan") of the proceeds thereof to PPL Louisiana Court Limited Partnership, a Minnesota luruted partnership (the `Borrower"), under a Loan Agreement, dated as of December 1, 2010 (the "Loan Agreement"), between the Issuer and the Borrower, to prepay the Borrower's obligations under the Loan Agreement between the Issuer and Borrower dated May 1, 2010 (the "Pnor Loan Agreement") and redeem the outstanding pnncipal amount of the Issuer's $4,505,000 General Obligation Bonds (Louisiana Court Project), Senes 2000A (the "Refunded Bonds"), the proceeds of which Refunded Bonds financed a portion of the costs of the acquisition and renovation of a multifamily housing development (the "Facility"). By the Loan Agreement, the Borrower has agreed to repay the Loan, together with interest thereon, in amounts and at times sufficient to pay the pnncipal of, premium, if any, and interest on the Bonds as the same shall become due and payable By a Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Filing, dated as of December 1, 2010 (the "Mortgage"), the Borrower will grant to the Issuer a mortgage hen on the real property comprsing the Facility and a security interest in the tangible personal property located therein (the "Mortgaged Property"). Reference is hereby made to the Loan Agreement and the Mortgage for a descnption of the agreements and covenants contained therein and a descnption of the Mortgaged Property. The Issuer has, for the benefit of the Holders of the Bonds, pledged and granted to the Holders a security interest in the Issuer's interest in the Loan Repayments to be made under the Loan Agreement. The Bonds are issued pursuant to and in full compliance with the Charter of the Issuer and the Constitution and laws of the State of Minnesota, and pursuant to the Resolution. The Bonds are issued in conformity with the provisions, restrictions, and limitations of the Charter of the Issuer and certain applicable provisions of Minnesota Statutes. The Bonds are general obligations of the Issuer and the taxing power of the Issuer is pledged to the payment of the Bonds and the interest thereon. Principal of, premium, if any, and interest on the Bonds are also payable out of the revenues derived from the Loan Agreement (other than to the extent payable out of proceeds of the Bonds, amounts in the Reserve Fund and other funds established under the Resolution, the net proceeds of insurance claims or condemnation awards or the disposition of the Mortgaged Property). The State of Minnesota and the County of Hennepin shall not m any event be liable for the payment of the pnncipal of, premium, if any, or interest on the Bonds or for the performance of any pledge, obligation or agreement of any kind whatsoever that may be undertaken by the Issuer. Neither the Bonds nor any of the agreements or obligations of the Issuer relating thereto shall be construed to constitute an indebtedness of the State of Minnesota or the County of Hennepin within the meaning of any constitutional or statutory provisions whatsoever, nor constitute or give rise to a pecuniary liability or be a charge against the general credit or taxing powers of the State of Minnesota or the County of Hennepin. Resolution No. 10-146 -32- The Bonds of each Series are subject to optional [and mandatory sinking fund] redemption in accordance with the terms of the Resolution. Notice of redemption shall be published, if required by applicable law, and mailed at least thirty days before the redemption date to each Holder of Bonds to he redeemed; but no defect in or failure to give such notice of redemption shall affect the validity of proceedings for redemption of any Bond not affected thereby. All Bonds so called for redemption will cease to bear interest on the specified redemption date, provided funds for their redemption have been duly deposited, and, except for the purpose of payment, shall no longer be deemed Outstanding under the provisions of the Resolution. As provided in the Resolution and subject to certain limitations therein set forth, this Bond is transferable on the Bond Register upon surrender of this Bond for transfer to the Registrar duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Registrar duly executed by, the Holder hereof or the Holder's attorney duly authorized m writing, and thereupon one or more new Bonds of the same series, of authorized denominations, for the same aggregate principal amount and of the same Stated Maturity and interest rate will be issued to the designated transferee or transferees. The Issuer and the Registrar may treat the person m whose name this Bond is registered as the absolute owner hereof for all purposes whether or not this Bond is overdue, and neither the Issuer, nor any such agent, shall be affected by notice to the contrary. It is hereby certified and recited that all conditions, acts and things required to exist, happen and be performed precedent to or in the issuance of this Bond and the issue of which it is a part, do exist, have happened and have been performed in regular and due form as required by law. Unless the certificate of authentication hereon has been executed by the authenticating agent by manual signature, this Bond shall not be entitled to any benefit under the Resolution or be valid or obligatory for any purpose. (The remainder of this page is intentionally left blank.) Resolution No. 10-146 -33- IN WITNESS WHEREOF, the Issuer has caused this Bond to be duly executed by its duly authorized officers. CITY OF ST. LOUIS PARK, MINNESOTA Mayor City Clerk -Treasurer CERTIFICATE OF AUTHENTICATION This is one of the Senes 2010C Bonds referred to in the within mentioned Resolution. Dated: , 2010 as Authenticating Agent By Authorized Representative ABBREVIATIONS The following abbreviations, when used in the inscnption on the face of this Bond, shall be construed as though they were written out in full according to the applicable laws or regulations: TEN COM -- as tenants m common TEN ENT -- as tenants by the entireties JT TEN -- as joint tenants with nght of survivorship and not as tenants in common UTMA Custodian (Cust) (Minor) Under Uniform Transfers to Minors Act (State) Additional abbreviations may also be used although not in the above list. Resolution No. 10-146 -34- ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sells, assigns and transfers unto the within Bond and does hereby irrevocably constitute and appoint attorney, to transfer the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Dated. PLEASE INSERT SOCIAL SECURITY NOTICE: The signature to this OR OTHER IDENTIFYING NUMBER OF assignment must correspond with the ASSIGNEE name as it appears upon the face of the within Bond in every particular, without SIGNATURE GUARANTEE alteration or enlargement or any change whatsoever. Signature(s) must be guaranteed by an "eligible guarantor institution" meeting the requirements of the Issuer, which requirements include membership or participation in STAMP or such other "signature guaranty program" as may be determined by the Issuer in addition to or m substitution for STAMP, all m accordance with the Securities Exchange Act of 1934, as amended. PROVISIONS AS TO REGISTRATION The ownership of the principal of and interest on the within Bond has been registered on the books of the Registrar in the name of the person last noted below. Date of Registration Signature of Registered Owner Officer of Registrar [Cede & Co. Federal ID #13-2555119] Resolution No. 10-146 -35- EXHIBIT C NOTICE OF CALL FOR REDEMPTION $4,505,000 GENERAL OBLIGATION BONDS (LOUISIANA COURT PROJECT) SERIES 2000A CITY OF ST. LOUIS PARK HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that, by order of the City Council of the City of St. Louis Park, Hennepin County, Minnesota, there have been called for redemption and prepayment on February 1, 2011 all outstanding bonds of the City designated as General Obligation Bonds (Louisiana Court Project) Series 2000A, dated May 1, 2000, having stated maturity dates of February 1 in the years 2012 through 2030, both inclusive, totaling $3,665,000 in pnncipal amount, and with the following CUSIP numbers: Year of Maturity * Term Bonds Amount CUSIP 2012 $110,000 791740 QA4 2013 115,000 791740 QB2 2014 125,000 791740 QC0 2015 130,000 791740 QD8 2016 140,000 791740 QE6 2017 145,000 791740 QF3 2018 155,000 791740 QG1 2019 165,000 791740 QH9 2020 175,000 791740 QJ5 2025* 1,030,000 791740 GP 1 2030* 1,375,000 791740 QUO The bonds are being called at a price of par plus accrued interest to February 1, 2011, on which date all interest on said bonds will cease to accrue. Holders of the bonds hereby called for redemption are requested to present their bonds for payment at the office of the Controller of the City of St Louis Park, Minnesota, on or before February 1, 2011. Important Notice: In compliance with the Jobs and Growth Tax Relief Reconciliation Act of 2003, federal backup withholding tax will be withheld at the applicable backup withholding rate in effect at the time the payment by the redeeming institutions if they are not provided with your social security number or federal employer identification number, properly certified. This requirement is fulfilled by submitting a W-9 Form, which may be obtained at a bank or other financial institution The Registrar will not be responsible for the selection or use of the CUSIP number, nor is any representation made as to the correctness indicated m the Redemption Notice or on any Bond. It is included solely for convenience of the Holders. Dated. December 6, 2010. Resolution No. 10-146 -36- 0 BY ORDER OF THE CITY COUNCIL By /s/ City Clerk City Clerk City of St. Louis Park, Minnesota Resolution No. 10-146 -37- STATE OF MINNESOTA ) ) SS COUNTY OF HENNEPIN ) I, the undersigned, being the duly qualified and acting City Clerk of the City of St. Louis Park, Minnesota (the "City"), do hereby certify that I have carefully compared the attached and foregoing extract of minutes of a regular meeting of the City Council of the City held on December 6, 2010, with the original minutes on file in my office, and the extract is a full, true, and correct copy of the minutes insofar as they relate to the issuance and sale of the City's General Obligation Refunding Bonds (Louisiana Court Project), Senes 2010C, in an aggregate principal amount of $1,770,000. WITNESS My hand officially as such City Clerk and the corporate seal of the City this day of December, 2010. City Clerk City of St. Louis Park, Minnesota (SEAL)