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HomeMy WebLinkAbout2026/04/08 - ADMIN - Agenda Packets - Housing Authority - Regular Housing Authority of St. Louis Park Meeting date: April 8, 2026 Housing Authority, St. Louis Park, Minnesota Wednesday, April 8, 2026, 5 p.m. Community room, first floor Agenda 1. Call to order - roll call 2. Approval of Minutes for February 2026 3. Hearings: a. None 4. Presentation a. None 5. Unfinished Business a. None 6. New Business a. Bring it Home update b. Terasa Project Based Voucher request c. 2025 Housing Activity Report 7. Communications a. Claims Lists: February and March 2026 b. Financials: December 2025 8. Other: Next scheduled meeting: May 13, 2026 9. Adjournment Auxiliary Aides for those with disabilities are available upon request. To make arrangements please call the Housing Authority office at 952-924-2579 (TDD 952-924-2668) at least 96 hours in advance of meeting. 1 2 Unofficial Minutes Housing Authority meeting St. Louis Park, Minnesota February 11, 2026 1. Call to order: The meeting was called to order at 5:04 p.m. Roll call: Members present: Catherine Courtney, Thom Miller and Val Upsher Members absent: Shelby Conway and Jolene Tanner Staff present: Pat Coleman, Marney Olson, Nicole Randall and Angela Nelson 2. Approval of Minutes – Minutes for the December board meeting were reviewed. It was moved by Commissioner Courtney, seconded by Commissioner Upsher to approve the November 2025 minutes as presented. Motion passed 3-0. 3. Hearings - None 4. Presentation – Vision 4.0 Mr. Coleman, Community Engagement Coordinator, presented an update on the Vision 4.0 process that began in November 2024. In total, over 2,300 residents participated in the engagement process. The data gathered resulted in five key themes:  Creating a community where people are and feel safe  Building and maintaining connected, reliable, and people-first infrastructure  Leading as responsible stewards of natural and financial environment  Fostering a vibrant, connected, and inclusive community where everyone belongs  Ensuring diverse and attainable housing options for all The next steps include city council using these findings to shape the strategic priorities for the next 10 years. 5. Unfinished Business – None 6. New Business a. Approval of SEMAP certification, fiscal year end Dec. 31, 2025. Ms. Randall presented the Section 8 Management Assessment Program (SEMAP) certification for fiscal year ending December 31, 2025. The Housing Authority scored 100% in all applicable indicators. Two indicators were not applicable: the Family Self-Sufficiency program (due to no mandatory slots) and the deconcentration bonus. It was moved by Commissioner Upsher, seconded by Commissioner Courtney to approve the SEMAP certification for fiscal year ending December 31, 2025. Motion passed 3-0. 3 Unofficial Minutes 2 Housing Authority February 11, 2026 b. Approval of MN Housing Bring It Home signatories, Resolution No. 788. Staff recommended adding authorized signers for the Bring It Home program including the Housing Authority Board Chair, Executive Director, Housing Manager and Housing Assistance Administrator. The resolution was presented to the board with some revisions based on Commissioner Courtney's feedback. It was moved by Commissioner Upsher, seconded by Commissioner Courtney to approve MN Housing Bring It Home signatories, Resolution No. 788. Motion passed 3-0. c. Approval of US Bank signatories, Resolution No. 789. Staff recommended approval of authorized signatories for the Housing Authority’s US Bank accounts including Executive Director, Housing Manager and Housing Assistance Administrator. It was moved by Commissioner Upsher and seconded by Commissioner Courtney to approve US Bank signatories, Resolution No. 789. Motion passed 3-0. d. Approval of Piper Sandler signatories, Resolution No. 790. Staff recommended approval of authorized signatories for the Housing Authority’s Piper Sandler account including Executive Director, Housing Manager and Housing Assistance Administrator. It was moved by Commissioner Courtney, seconded by Commissioner Upsher, approving the Piper Sandler signatories, Resolution No. 790. Motion passed 3-0. 7. Communications: Commissioner Courtney had a question on the claims report related to water usage at a public housing scattered site unit. Ms. Olson confirmed that the Housing Authority monitors water usage in public housing units. 8. Other 9. Adjournment It was moved by Commissioner Upsher, seconded by Commissioner Courtney, to adjourn the meeting. Motion passed 3-0. The meeting was adjourned at 6:09 p.m. Respectfully submitted, ______________________________ Jolene Tanner, Secretary 4 Housing Authority of St. Louis Park Meeting date: April 8, 2026 Agenda item: 6a Title: Bring It Home Program Update Recommended action: No action required. This report is for informational purposes only. Policy consideration: Does the board have any questions, comments or concerns about the implementation of the Bring It Home Program in St. Louis Park. Summary: Bring It Home (BIH) is a new program created by the legislature in 2023 to provide rental assistance for low-income families across Minnesota. Funded by state appropriations and a metro sales tax for housing, the program provides grants to program administrators (PAs) who will administer the program as direct assistance for renter households. In the spring of 2025 Minnesota Housing accepted responses to the Bring It Home Rental Assistance Request for Proposals (“RFP”) in accordance with Minnesota Statute 462A.2095. St. Louis Park staff submitted an RFP on behalf of the housing authority. The state statute requires prioritizing families at or below 30% AMI, who are rent burdened with children in the household. In the RFP, St. Louis Park also established preferences for residency, elderly, near elderly, disabled, veteran and lease in place. In July 2025, staff were notified that the application was approved for funding in the amount of $1,378,556.00. These funds are expected to serve approximately 52 families over 2 years. In late 2025, staff completed the due diligence items, received board approval to execute a contract with MN Housing and began the work of implementing the program in St. Louis Park. Implementation included working with Yardi Systems, the HA’s software provider, to create and set up workflows for BIH applicants and tenants. It was also necessary to ensure that information being collected was in compliance with state statute and the program guide issued by MN Housing. The BIH waiting list was opened in January 2026 and the program received over 3000 applications over three days. Close to 300 of those that applied self-reported income at or below 30% AMI, with children in the household and a St. Louis Park residency preference. In early March the first applicants were selected from the Bring It Home waiting list and screened for eligibility. HA staff have issued the first voucher and will pay the first housing assistance payment (HAP) to a property owner effective April 1, 2026. HA staff are excited to finally see this program implemented in St. Louis Park and expect full utilization of funds within the next few months. Supporting documents: none Prepared by: Nicole Randall, housing assistance administrator Reviewed by: Marney Olson, housing manager 5 6 Housing Authority of St. Louis Park Meeting date: April 8, 2026 Agenda item: 6b Title: Project based voucher request from Hempel for Terasa redevelopment project Recommended action: Staff recommend that the Housing Authority Board deny the project- based voucher (PBV) request from Terasa. Policy consideration: Does the Housing Authority Board agree that Terasa does not meet the requirements to be awarded PBV units? Summary: Hempel Real Estate purchased 5401 Gamble Drive and plans to redevelop the site of one of West End Office Park buildings with a six-story, 223-unit mixed-use building with 21,000 square feet of commercial space, including a grocer. 45 of the 223 units will be affordable at 50% area median income (AMI). The office building at 5401 Gamble Drive was demolished in October 2025 and construction began in early 2026. The city council approved the planned unit development (PUD) ordinance and the economic development authority approved a redevelopment contract for the project on Feb. 18, 2025. The city council approved the project plans, including a planned unit development (PUD), special permit amendment and a conditional use permit (CUP) for shared parking in February 2025. The St. Louis Park Economic Development Authority (EDA) and Terasa, LLC (Terasa) entered into a contract for private development (contract) dated July 24, 2025. Section 4.7(e) of the contract requires Terasa to apply for six project-based vouchers from the St. Louis Park Housing Authority Board. On March 27, 2026, Terasa submitted a request to the Housing Authority (HA) to include six project-based units in the Terasa redevelopment project. HA staff have reviewed the request and determined Terasa does not meet the requirements to approve this PBV request. HUD regulations allow housing authorities to project base up to 20% of their annual contributions contract (ACC). This means the HA could project base up to 82 units within St. Louis Park. Currently, there are project-based units at Wayside (16 units), Bickham Court (22 units), Vail Place (eight units) and the Beltline project currently under construction (20 units). Under HUD regulation, the housing authority board has the authority to project-base up to 16 additional units. The Code of Federal Regulations (CFR) at 24 CFR 983 provides housing authorities with discretion to establish policies on the process to award PBVs. The regulations allow a PBV award without a competitive process when a project was previously awarded other government funding that was subject to competition. The Terasa development does not meet this requirement and the HA has not opened a competitive process to award PBVs. 7 Housing Authority meeting of April 8, 2026 (Item No. 6b) Page 2 Title: Project based voucher request from Hempel for Terasa redevelopment project PBV units also require a U.S. Department of Housing and Urban Development (HUD) environmental review and subsidy layering review be completed prior to construction. Terasa does not meet this requirement. In addition to not meeting the requirements to award PBVs, HUD is encouraging a pause on new PBVs. In a letter to Executive Directors dated December 22, 2025, HUD Assistant Secretary Benjamin Hobbs explained HCV per-unit costs at many PHAs continue to outpace rental market inflation. As a result, some PHAs’ HAP renewal funding, even at a high proration factor, may not be enough to fully support every current HCV participant without immediate cost savings measures. To avoid termination of assistance, HUD is “strongly encouraging all PHAs to consider implementing cost saving measures” which includes “pausing entering into new project-based voucher agreements and commitments”. The HA board approved up to 50% of the state Bring it Home (BIH) Program vouchers be project-based and this was approved by MN Housing; however, MN Housing requires a competitive RFP for project-based developments, with two exceptions. First, if a program administrator (PA) places PBVs in a project that they own and operate, they do not need to hold a competitive process. Second a PA may select a proposal to project base vouchers without an RFP when that proposal has been selected through a competitive process within the last three years. The Terasa development does not meet either of these criteria, making the project ineligible for BIH PBV vouchers in St. Louis Park. Staff is recommending denial of the request from Terasa due to ineligibility. Next steps: HA staff will notify EDA and city staff of the denial of this request, and they will work with the developer and legal counsel to amend the contracts. The project still meets the requirements for providing affordable housing above and beyond what is required of the Inclusionary Housing Policy and will meet the requirements for utilization of the funding from the Affordable Housing Trust Fund. Supporting documents: Terasa, LLC request letter Prepared by: Marney Olson, housing manager Reviewed by: Nicole Randall, housing assistance administrator 8 Terasa, LLC c/o Hempel Real Estate 800 LaSalle Avenue, Suite 1250 Minneapolis, MN 55402 March 27, 2026 Via Certified Mail, Return Receipt Requested St. Louis Park Housing Authority Board 5005 Minnetonka Blvd. St. Louis Park, MN 55416 Re: Contract for Private Development dated July 24, 2025 by and between Terasa, LLC (the “Developer”) and St. Louis Park Economic Development Authority (the “Contract”) for Terasa (the “Project”) To the St. Louis Park Housing Authority Board; Section 4.7(e) of the above referenced Contract requires the Developer to “apply for 6 project-based vouchers from the St. Louis Park Housing Authority Board (the "Housing Authority") for 5 two-bedroom units and 1 three-bedroom unit,,,” This letter is that application for 6 project based vouchers. Please confirm, in writing, whether Developer has been granted the requested project based vouchers, or not. If Developer is not granted the issuance of the project based vouchers, please indicate that denial in writing, and confirm that the denial of the request for project based vouchers means that: (i) Developer shall be considered to be in compliance with the City of St. Louis Park’s Inclusionary Housing Policy and the terms and conditions of the Affordable Housing Trust Fund loan (“AHTF Loan”) for the Project, whether or not any housing units within the Project are occupied by or are affordable to households whose income levels are at thirty percent (30%) of Area Median Income (“AMI”), (ii) Developer shall be considered to be in compliance with the City of St. Louis Park’s Inclusionary Housing Policy and the terms and conditions of the AHTF Loan for the Project if twenty percent (20%) of the housing units within the Project are occupied by or are affordable to households whose income levels are at fifty percent (50%) of AMI, (iii) the issuance of the Certificate of Completion of the Project will no longer be conditioned upon the issuance or request for any project based vouchers, and (iv) the requirement that the vouchers be applied for contained in the Declaration of Restrictive Covenants recorded on January 29, 2026 as Document Number 6183030 in the Office of the Registrar of Titles for Hennepin County (the “Declaration”) be deemed satisfied. 10 Housing Authority of St. Louis Park Meeting date: April 8, 2026 Agenda item: 6c Title: 2025 housing activity report Recommended action: No action required. This report is for informational purposes only. Policy consideration: Does the Housing Authority Board have any comments or questions related to the 2025 housing activity report? Summary: The annual housing activity report including the housing matrix has been presented to the St. Louis Park City Council since 2005. The first two pages provide a brief review of the detailed report and the report provides information on city policies, historical trends, program descriptions, affordable housing and additional information on housing programs in St. Louis Park. The policies and programs in the housing activity report can be found on the St. Louis Park city website. Supporting documents: 2025 housing activity report Prepared by: Marney Olson, housing supervisor Reviewed by: Angela Nelson, community development office assistant 11 Page 1 2025 Housing Activity Report 2025 Housing Activity Report Executive summary The purpose of this report is to provide an overview of the 2025 housing program activity. The report provides information on new initiatives and updates as well as historical trends, program descriptions, and data on city and federally funded housing programs and activity that support the city’s housing goals. Affected household area median income (AMI) is noted in parenthesis next to the policy or program where applicable. 1. City housing policies (see page 3) a. Inclusionary Housing (30%, 50% and 60% AMI) b. Tenant Protection Ordinance (60% AMI and below) c. Housing Trust Fund d. NOAH preservation strategies: i. 4D tax incentive program (60% AMI and below) ii. Multifamily rental rehab program (60% AMI and below) iii. Legacy program (60% AMI and below) 2. Remodeling activity (see page 9) a. Housing rehab project (general remodeling) permits were fairly consistent with 2024. Most projects were financed without using city loans. b. Utilization of the city’s Architect Design Services and Remodeling Advisor Services usage has remained steady over the last three years. c. In 2025, there were 40 home additions and 75 major remodeling projects, with average valuations of $136,250 and $82,250 respectively, representing a slight increase over 2024. d. The Construction Management Plan (CMP) program, in place since November 2014, continued to see increased activity. In 2025, CMP letters were issued for 29 major additions, four demolition/rebuild projects, and four new homes. A map is included on page 13 of the report showing the location of these projects. 3. Affordable home ownership, Community Development Block Grant and emergency rental assistance (see page 16) a. The down payment assistance (DPA) has expanded in recent years, reaching a peak in 2025 with 34 loans provided to first-time homebuyers (at or below 115% AMI). b. The First-Generation Homeownership Program, launched in late 2021, continues to grow. Five loans closed in 2025, bringing the program total to 14 loans. c. Homes Within Reach (West Hennepin Affordable Housing Land Trust) added four homes in St. Louis Park in 2025, bringing the total to 31 permanently affordable homes in the community. 12 Page 2 2025 Housing Activity Report d. Community Development Block Grant (CDBG) funds supported the Deferred Loan Program for low-income homeowners (at or below 80% AMI) and Homes Within Reach activities. 2025 is the final year St. Louis Park will receive a direct CDBG allocation. e. The city’s Emergency Repair Grant Program assisted five low-income homeowners (at or below 50% AMI) in 2025. f. Through a competitive social services Request For Proposal (RFP), the city awarded $154,000 to the St. Louis Park Emergency Program (STEP) for emergency rental assistance and an additional $50,000 to address food insecurity in 2025. 4. Housing matrix (see page 18) a. Owner-occupied properties account for 51% of the housing stock, while rental properties account for 49%. b. The ownership rate for single-family homes is 92%. c. There are 1200 units of senior housing in St. Louis Park. d. Maxfield Research completed a rental study for the St. Louis Park in 2023. Of the 8,101 market rate units inventoried, 26.4% are affordable to households earning 50% AMI and 24.5% are affordable to households at 60% AMI. e. The 2025 affordable ownership purchase price increased to $306,500, up $16,300 from 2024. Approximately 29% of homes in St. Louis Park are assessed at or below this threshold, including single-family homes, townhomes and condominiums. 5. Foreclosures (see page 24) a. The foreclosure rate in St. Louis Park remains extremely low. 6. Housing Authority rental assistance programs (30% AMI) (see page 25) a. In 2025, the St. Louis Park Housing Authority served approximately 620 households through rental assistance programs. While eligibility thresholds are up to 50% AMI for Housing Choice Vouchers and 80% AMI for public housing, the majority of households served are at or below 30% AMI. Overall, 98% of households served are at or below 50% AMI, with 81% below 30% AMI. Federally funded programs are categorized as serving households at 30% AMI, as participants typically pay 30% of their income toward rent. b. The Housing Authority administers several special-purpose voucher programs, including the Family Unification Program, Mainstream Vouchers and VASH (Veterans Affairs Supportive Housing) serving households at or below 50% AMI. c. The St. Louis Park Housing Authority, in partnership with Hennepin County, continues to administer the Stable HOME rental assistance program to individuals and families experiencing or transitioning out of homelessness (at or below 50% AMI). d. The Kids in the Park program, which received increased funding in 2023, served 30 families in both 2024 and 2025 (50% AMI and below). e. Lou Park Apartments – 19 residents residing at Lou Park with project-based vouchers were transitioned to tenant-based vouchers administered by the Housing Authority (50% and below AMI). 13 Page 3 2025 Housing Activity Report Housing authority rental assistance programs by AMI in 2025 HUD income definitions Extremely low income 30% AMI Very low income 31- 50% AMI Low income 51-80% AMI Above low income 81% AMI + Percentage of Households 81% 17% 2% 0% 1. City housing policies The City of St. Louis Park has undertaken new initiatives and updates to current policies to address affordable housing needs in the community. Inclusionary housing In June 2015, the city council adopted an inclusionary housing policy that requires the inclusion of affordable housing units for lower income households in new market rate multi-unit residential developments receiving financial assistance from the city. The goal of the inclusionary housing policy is to increase the supply of affordable housing and promote economic and social integration. The policy is regularly reviewed and updated as needed. Table 1: Inclusionary housing policy requirements Current Policy Rental Projects  20% of units at 60% AMI  10% of units at 50% AMI  5% of units at 30% AMI Ownership Projects  10% of the units at or below 80% AMI; or  Payment in lieu as calculated under the policy In 2025 the policy was updated to:  Remove requirements that projects seeking a comprehensive plan amendment must comply with the policy.  Allow developers to provide affordable for-sale units as an alternative to paying a fee in lieu.  Ensure equal access to amenities and common areas for affordable and market-rate units.  Permit income averaging for qualifying projects . 14 Page 4 2025 Housing Activity Report Table 2: Affordable units created and approved since adoption of the Inclusionary Housing Policy Development Year built Length of affordability Total Units Affordable Units Affordability Level O-bedroom Affordable Units 1-bedroom Affordable Units 2-bedroom Affordable Units 3+bedroom Affordable Units Completed projects Shoreham 2017 25 148 30** 50% 4 13 13 4800 Excelsior 2017 25 164 18 60% 1 10 7 Central Park West (199 units total) 2017 25 119 in SLP 6* 60% 1 2 2 1 Parkway 25 2018 112 Arlo West End 2020 25 164 5* 50% 1 1 2 1 The Quentin 2020 25 79 8 50% 3 4 1 0 Elmwood 2021 25 70 17 60% 5 12 Urban Park Apartments 2021 61 0 Parkway Place 2022 94 0 Zelia on 7 2023 25 217 22 65 50% 60% 36 29 15 5 – 3BR 2 – 4BR Parkway Residences – rehab 2023 25 24 24 50% 1 15 8 Parkway Flats 2023 25 6 6 60% 6 Caraway 2023 25 207 8* 60% 2 3 2 1 Volo at Texa Tonka 2023 25 112 23 50% 7 12 4 0 Rise on 7 2023 26 city 30 HTC* 120 19 22 21 58 30% 40% 50% 60% 57 39 24 Risor 2023 25 170 18 50% 1 11 5 1 Corsa 2023 25 250 25 50% 5 15 3 2 15 Page 5 2025 Housing Activity Report Development Year built Length of affordability Total Units Affordable Units Affordability Level O-bedroom Affordable Units 1-bedroom Affordable Units 2-bedroom Affordable Units 3+bedroom Affordable Units Parkway Commons 2023 37 0 Arbor Court 2024 26 city 30 HTC* 114 5 5 104 30% 50% 60% 27 50 37 Union Park Flats 2024 26 city 50 LURA** 60 16 27 17 30% 50% 60% 10 5 30 10 - 3 BR 5 - 4 BR Mera 2024 25 233 47 50% 10 19 16 2 Totals 2,561 616 Under Construction Beltline Station Bldg 1 20 152 0 Beltline Station Bldg 2 40 city 82 20 23 39 30% (PBVs) 50% 60% 2 14 44 22 Beltline Station Bldg 3 146 0 Totals 380 82 Approved Parkway Plaza 73 0 Achromatic 6013 36 0 2625 Louisiana Ave 57 0 Terasa 26 223 45 50% 17 14 13 1 Totals 389 45 Some properties have a longer affordability term than the terms required by the inclusionary housing policy. The additional affordability period is noted below the inclusionary housing policy affordability period. * Housing tax credit (HTC) **Land use restrictive covenants (LURA) for tax credits 16 Page 6 2025 Housing Activity Report  Central Park West Phase 1 and Phase 2 and Luxe were not subject to the Inclusionary Housing Policy and voluntarily included affordable units  Parkway Residences, Parkway Place, Parkway Flats, Parkway Commons and Parkway Plaza were all approved under Parkway Residences and all of the affordable units are in Parkway Residences and Parkway Flats Housing Dashboard The City of St. Louis Park is committed to promoting quality multifamily development and affordable housing options for low- and moderate-income households. The multifamily housing dashboard shows the total number of rental units and the number of affordable units created since the inclusionary housing policy was adopted. Note that it does not reflect the total number of affordable rental units in the city, nor does it reflect affordable units that have been approved but have not yet been completed. The dashboard also includes a second tab, affordable housing goals, that shows the progress the city is making towards the affordable housing goals set by the Metropolitan Council. Tenant Protection Ordinance The city council adopted a Tenant Protection Ordinance in 2018 to support residents of naturally occurring affordable housing (NOAH) properties during ownership transitions. The ordinance establishes a three-month tenant protection period following the sale of a qualifying multifamily property. During this time, if a new owner increases rents, re-screens existing tenants, or issues non-renewals without cause and a tenant chooses to move as a result, the owner is required to provide relocation assistance. NOAH properties are defined as multifamily buildings in which at least 18% of units are affordable to households earning at or below 60% of area median income (AMI), consistent with the city’s inclusionary housing policy at the time of adoption. The ordinance does not prohibit these management actions but requires relocation benefits if they occur within the protection period and result in tenant displacement. The intent of the three-month period is to provide residents with time to access housing resources and secure alternative housing if needed. New property owners are required to notify tenants of these protections within 30 days of the sale. The tenant protection period begins upon transfer of ownership and extends through the end of the third calendar month following the month in which notice is provided. A sale of a NOAH property does not necessarily result in a loss of affordability. Some properties maintain affordability through income-restricted units, while others remain naturally affordable. For example, properties sold in 2019 and 2023 included HUD project-based units that require ongoing affordability. NOAH properties required to comply with the tenant protection ordinance based on sale date:  3 in 2019  2 in 2020  2 in 2021  1 in 2022 17 Page 7 2025 Housing Activity Report  3 in 2023  1 in 2024  2 in 2025 Affordable housing trust fund (AHTF) The Minnesota Legislature passed a bill in 2017 that allows local communities to establish housing trust funds. The housing trust fund may be established by ordinance and administered by the city. The city council established a local affordable housing trust fund for St. Louis Park in 2018 and the local housing trust fund guide was approved in 2019. Housing trust funds are distinct funds established by city, county or state governments that receive ongoing dedicated sources of public funding to support the preservation and production of affordable housing. Housing trust funds can also be a repository for private donations. Money in a housing trust fund may only be used to:  make grants, loans, and loan guarantees for the development, rehabilitation or financing of housing;  match other funds from federal, state, or private resources for housing projects; or  provide down-payment assistance, rental assistance and homebuyer counseling services;  pay for administrative expenses not to exceed 10% of the balance of the fund. The city may finance the fund with any money available to a local government, unless expressly prohibited by state law. Since 2020, the primary sources of funding for the city’s trust fund is an annual budgeted allocation of HRA Levy funds and pooled tax increment for affordable housing through special legislation allowing the city to deposit unobligated tax increment into the fund. The majority of the city’s housing programs are funded by the AHTF. Land banking Land banking is the practice of aggregating parcels of land for future sale or development. The Economic Development Authority (EDA) purchased parcels near the Beltline and Wooddale stations to facilitate redevelopment, which will include housing. The EDA also purchased four single-family homes on Minnetonka Boulevard between 2018 and 2022 for affordable homeownership redevelopment purposes. Single family affordable legacy program – 60% AMI and below The single-family affordable legacy program connects potential sellers with a local land trust, Homes Within Reach, to expand and preserve affordable ownership housing in St. Louis. Since 2022, four homes have been referred to and sold directly to Homes Within Reach through the legacy program and will remain affordable homeownership opportunities in perpetuity. 4d - 60% AMI and below St. Louis Park’s 4d affordable housing incentive program helps preserve affordable homes in the city by providing financial incentive to qualified apartment owners for state property tax reductions in exchange for dedicating 20 percent or more of their rental units affordable. The program also offers grants to help owners improve energy efficiency and make safety improvements to their properties. 18 Page 8 2025 Housing Activity Report This program was developed and implemented in 2018 to preserve affordable housing in St. Louis Park with the first application for 4d in 2019. Enrollment year 4d tax year Number of properties Number of units 2019 2020 1 17 2023 2024 4 464 2024 2025 3 38 2025 2026 3 39 Multifamily rental rehab program - 60% AMI and below The multifamily rental rehab program provides moderate housing rehabilitation assistance to eligible owners of St. Louis Park multifamily residential rental properties with three or more units. The targeted properties are NOAH properties that are in good standing with the city, wish to make improvements to their properties and have been maintained the buildings. Buildings must be at least 30 years old and meet the St. Louis Park definition of a NOAH property. The maximum loan amount per qualified rent- restricted unit is $5,000 with a maximum loan per building/development of $100,000. Loans have 0% interest and are due upon the sale of the property. Owners are required to restrict the rents for 20-years or until the sale or transfer of the ownership of the property. Loans are forgiven after 20 years. The goal of this program is to provide a rehab incentive for NOAH properties to improve their property without raising rents above the 60% AMI rent level. Since 2022, seven loans have closed for a total of $403,446, preserving affordability in 281 units. 2. Remodeling activity Residential permitting activity measures remodeling and maintenance activity. This section shows historical trends of remodeling activity. Permit Trends  “Alteration Residential” or General Remodeling General remodeling work includes residential projects with permit valuations of less than $37,500. The average value per job in 2025 is approximately $10,000, an increase of $300 compared to 2024. Permits include a wide range of projects including remodeling of existing spaces, window and door replacement, drain tile, insulation, foundation work and more. 19 Page 9 2025 Housing Activity Report Chart 1: Trend of General Remodeling Permits valued under $37,500  Roofing and Siding Activity Reroofing and residing permits are tracked separately. Almost 60% of the homes in the city had roofs replaced between 2008 and 2011 due to storm damage. Roof replacements fluctuate over the years. The number of roofing permits began rising in 2020 but decreased in 2025 compared to the most recent years. Residing has been more consistent over the last ten years. Chart 2: Reroofing and Residing Permits  Additions and Major Remodeling The number of major remodeling permits (valued at more than $37,500) and additions increased from last year. The average permit valuation for additions during 2025 is $136,250, which is approximately $51,500 less than the average permit valuation in 2023 and $3,000 less than 2024. The 2025 average valuation for major remodels is approximately $82,250, which is an increase of $6,000 from 2024. 1074 1203 1170 983 996 1044 1001 1018 811 796 766 0 500 1000 1500 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number of Permits Issued Year Maintenance & minor remodeling permits Alteration Residential (Minor) 80 107 163 162 296 591 590 1176 1114 421 86 62 85 63 122 205 205 156 227 143 0 500 1000 1500 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number of Permits Issued Year Reroofing and residing permits Reroof Reside 20 Page 10 2025 Housing Activity Report Chart 3: Number of Addition and Major Remodeling Permits  Permit Valuation The following chart shows historical remodeling permit valuation for additions, major remodels, remodeling and maintenance, garages/decks, reroofs and siding. Permits with additional valuations were issued for plumbing, heating and electrical work are not shown here. Chart 4: Permitted Residential Remodeling 59 49 49 63 62 38 67 40 77 82 85 104 107 93 69 75 0 40 80 120 2018 2019 2020 2021 2022 2023 2024 2025 Number of Permits Issued Year Addition and major remodel permit activity Addition Residential Major Remodels $25 $26 $28 $25 $31 $40 $36 $44 $38 $28 0 20 40 60 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Permit Valuation - Million $ Year Residential remodeling permit valuation 21 Page 11 2025 Housing Activity Report City Housing Improvement Services, Loans Trends and Program Descriptions Home Improvement Services The city’s architectural design service, remodeling advisor and Home Energy Squad visits offer programs for residents who are considering remodeling or making energy improvements. The architectural design program provides a two-hour architectural consultation for residents to assist with remodeling and expansions. Residents select an approved architect from a pool developed in conjunction with the Minnesota Chapter of the American Institute of Architects. The cost to homeowners is $25 with a limit of one architectural design consultation per household. The city partners with the Center for Energy and Environment (CEE) to make remodeling advisor services available to St. Louis Park homeowners. Their experienced remodeling advisors come to the home to discuss remodeling ideas at no charge. They can answer questions about renovating existing space or building an addition and contractor bids. The sustainability division administers the home energy visits. Chart 5: Architect and remodeling advisor visits The Home Energy Squad program is a comprehensive residential energy program designed to help residents save money and energy and stay comfortable in their homes. The program is administered by the Center for Energy and Environment (CEE). The city pays 50 % of the visit and the resident pays the other 50%. The program leverages funds from Xcel Energy, Center Point Energy and CEE. Free home energy visits are available to low-income households. The city’s portion of the visit costs are funded using the Climate Investment Fund. A Home Energy Squad expert evaluates energy saving opportunities and installs the energy-efficiency materials the homeowner choses including door weather stripping, water heater blanket, programmable thermostat, LED light bulbs, high efficiency shower heads and faucet aerators. They will also perform diagnostic tests including a blower door test to measure the home for air leaks, complete an insulation inspection, safety check the home’s heating system and water heater and help with next steps such as 31 33 39 52 47 36 18 12 11 18 76 76 83 51 45 30 37 18 14 15 0 20 40 60 80 100 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number of Visits Year Architect and remodeling advisor visits Architect Services Remodeling Advisor 22 Page 12 2025 Housing Activity Report finding insulation contractors. All single family, duplex, triplex and quadplex homeowners are eligible. The Home Energy Squad visit qualifies residents for CEE’s low interest financing and utility rebates and provides information regarding city loans and cost share opportunities. Chart 6: Home energy visits Construction Management Plan Major additions (second story additions or additions of 500 square feet or more), demolitions and new construction projects are required to comply with the Construction Management Plan (CMP). In 2025, the following neighborhood notifications were sent: 29 major additions, four demo/rebuilds and four new builds. The total permit valuation for CMP additions in 2025 was $4,695,850 with an average cost of $162,000. 170 109 85 130 166 128 112 216 246 294 0 50 100 150 200 250 300 350 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number of Visits Year Home energy squad visits 23 Page 13 2025 Housing Activity Report Chart 7: CMP Activity 37 33 33 17 19 38 19 8 23 29 10 9 7 8 11 4 5 4 1 46 3 2 0 2 2 1 0 0 4 1 0 1 2 1 0 0 0 0 00 5 10 15 20 25 30 35 40 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025Number of CMP Projects Year Construction Management Plan Activity Additions Demo/New Build New Build Demo only 24 Page 14 2025 Housing Activity Report 25 Page 15 2025 Housing Activity Report City loans and rebates The chart below summarizes activity for the Move Up Loan and Discount Loan programs. Under the Discount Loan program, the city buys down the interest rate on the Minnesota Housing Finance Agency’s Community Fix-Up Loan for loans up to $35,000. Beginning in 2020, market interest rates fell below the city’s buydown rate, eliminating the need for this assistance through 2022. The program resumed in 2023 and is administered by the Center for Energy and Environment. The Move Up Loan program was designed to encourage residents to expand their homes and remain in St. Louis Park. The program provides a deferred, 0% interest loan covering up to 25% of eligible project costs, with a maximum loan amount of $35,000. Loans are forgiven after 30 years if the homeowner remains in the property. Program utilization has varied over time and staff will continue to evaluate its effectiveness in 2026. Chart 8: Use of city financial incentives Move-Up in the Park loans are deferred until the sale of the home or forgiven after thirty years. Table 3: Move-Up Transformation Loans Paid off in the last five years Year Number of Loans Paid Off Amount of Loans 2021 4 $77,876 2022 2 $50,000 2023 5 $96,514 2024 2 $48,699 2025 2 $50,000 Total paid off $323,089 10 6 3 6 1 2 2 5 6 2 11 6 5 6 5 0 0 7 5 4 0 25 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number Loans - Rebates Year Move up and discount loans Move up loans Discount loans 26 Page 16 2025 Housing Activity Report Table 4: Housing rehab and homeownership programs YEAR Move-Up loan Discount loan Architectural Design Services Remodeling Advisor Services Down payment assistance loan First-generation loan Total City Cost 2006 27 $591,264 88 $186,205 102 $22,950 157 $20,410 $820,829 2007 27 $620,000 50 $74,000 62 $12,400 179 $23,270 $729,670 2008 18 $330,937 55 $114,129 49 $11,025 130 $16,900 $472,991 2009 17 $329,650 52 $106,000 12 $7,200 126 $16,380 $459,230 2010 9 $209,769 64 $86,263 30 $6,750 89 $11,510 $314,292 2011 10 $226,877 22 $29,213 29 $6,525 82 $10,250 $272,865 2012* 6 $106,232 26 $31,276 29 $6,525 69 $8,970 $153,003 2013 6 $145,071 22 $33,063 37 $8,325 69 $8,970 $195,429 2014 $7662 $138,740 17 $26,079 41 $9,225 95 $12,350 $186,394 2015 7 $173,000 13 $17,577 22 $4,950 69 $15,525 $211,052 2016 10 $231,057 11 $27,001 31 $6,975 76 $17,100 $282,133 2017 6 $137,950 6 $5,907 33 $7,425 76 $17,100 $168,382 2018 3 $75,000 5 $12,904 39 $8,775 83 $18,865 $115,544 2019 6 $142,350 6 $16,577 52 $11,700 51 $11,475 8 $87,621 $269,723 2020 1 $25,000 5 $7,506 47 $10,575 45 $10,125 10 $135,428 $188,634 2021 2 $50,000 0 0 36 $8,125 30 $7,500 10 $127,900 $193,525 2022 2 $39,210 0 0 18 $4,050 37 $9,250 12 $177,590 1 $50,000 $280,100 2023 5 166,081 7 $17,842 12 $2,700 18 $4,500 22 $310,050 4 $186,125 $687,298 2024 6 $209,114 5 $21,670 11 $2,475 14 $3,500 24 $350,895 4 $211,800 $799,454 2025 2 $70,000 4 $27,913 18 $4,050 15 $3,750 34 $476,822 5 $279,587 $862,122 Total $7,662,670 Detailed descriptions of each Move-Up Program are listed at the end of the report. 27 Page 17 2025 Housing Activity Report 3. Affordable home ownership, Community Development Block Grants and emergency rental assistance Home ownership - down payment assistance program – 100%/115% AMI and below The down payment assistance program (DPA) provides down payment/closing cost assistance to first-time homebuyers, or those that have not owned a home in the last three years, to purchase a home in St. Louis Park. The loan is a 0% interest, deferred loan up to $15,000, not to exceed 5% of the purchase price. An additional $5,000 is available for employees of St. Louis Park businesses and St. Louis Park renters. Income restrictions apply. 34 DPA loans were closed in 2025. First generation program The first-generation homeownership program is designed to address historic injustices and inequities and to support inclusive and equitable communities by facilitating affordable homeownership and providing a means for wealth-building. To be considered for the program, a buyer must be a first-generation homeowner meaning they have never owned a home and parents must have never owned a home. The program is available to homebuyers with a maximum household income at or below 80% of area median income. The maximum loan amount is based on the household’s income and purchase price of the homes with a maximum of $75,000. The loan is forgiven at 5% per year over a 20-year owner occupancy period. Housing staff have partnered with several non-profits on the development of the program as well as outreach to first generation homeowners. These non- profits work with first-time home buyers and are also dedicated to advancing homeownership equity in Minnesota. The program was launched in November 2021 and the first loan was closed in September 2022. Four loans were closed in 2023, four loans closed in 2024 and five loans in 2025, representing a total investment of $727,512 by the city. Housing Improvement Area (HIA) The HIA is a financing tool to assist with the preservation of the city’s existing townhome and condominium housing stock. An HIA is a defined area within a city where housing improvements are made with the cost of the improvements paid in whole or in part from fees imposed on the properties within the area. The association borrows low interest money from the city, improvements are completed and unit owners repay the loan through fees imposed on their properties and collected with property tax payments. To date, nine HIAs have been established and nearly fourteen million dollars of improvements have been made to 1,310 units. Emergency Repair Grant (50% AMI) The city offers emergency repair grants for households below 50% area median income to make immediate emergency repairs such as furnace replacement, roof repair, plumbing or electrical emergencies, etc. This program is administered by Sustainable Resources Center (SRC). The emergency repair grant is funded through the Affordable Housing Trust Fund. 28 Page 18 2025 Housing Activity Report Five homeowners received emergency grants in 2025. The maximum grant amount is $5,000. Community Development Block Grant (CDBG) (80% AMI) The CDBG calendar year runs from July 1 – June 30. The Fiscal Year 2025 CDBG allocation of $169,216 was directed to the low-income deferred loan program administered by Hennepin County. 2025 is the last year the city will receive direct allocation CDBG funds from Hennepin County. Low-income deferred loan program Hennepin County administers the low-income deferred loan program for St. Louis Park and other suburban cities in Hennepin County. This program is a 15-year deferred loan for low- income homeowners that is forgiven after 15 years if the homeowner remains in the home. Demand for this program has continuously grown. Eight projects were completed and six loans approved in St. Louis Park in 2025 with CDBG funds. The city is adding a St. Louis Park deferred loan in 2026 using AHTF dollars. West Hennepin Affordable Housing Land Trust, dba Homes Within Reach (HWR) (80% AMI) Homes Within Reach is a program of West Hennepin Affordable Housing Land Trust that purchases properties, rehabilitates, and then sells the home to qualified low to moderate income households. Buyers pay for the cost of the home only and lease the land for 99 years. City funds are leveraged with CDBG, Hennepin County Affordable Housing Incentive Fund (AHIF), HOME Partnership, Metropolitan Council, Minnesota Housing and other funds. Homes Within Reach uses the community land trust model to create and preserve affordable homeownership for families in suburban Hennepin County. Four homes were purchased in 2025. To date, Homes Within Reach has purchased 31 homes in St. Louis Park. Emergency rental assistance and Social Services RFP Beginning in 2025, the City of St. Louis Park began using a competitive Request for Proposal process for social services funding which includes providing emergency rental assistance in St. Louis Park. In 2025, the St. Louis Park Emergency Program (STEP) submitted a proposal to administer an emergency rental program for St. Louis Park residents who have an unexpected, resolvable crisis and cannot pay rent. Documentation is requested at the time of application. Priority is given to those with incomes at or below 50% AMI. STEP also receives Community Development Block Grant funds through the Hennepin County Consolidated RFP for emergency assistance. The City of St. Louis Park awarded $154,000 in funding to STEP for emergency rental assistance and $50,000 to address food insecurity through the 2025 RFP. Senior Community Services was awarded $15,000 for the HOME Chore program to provide services that support and help seniors in St. Louis Park remain living independently in their home. 29 Page 19 2025 Housing Activity Report 4. Housing matrix and development The housing matrix below shows the numbers and percentages of housing types, tenure (owner or rental), affordable units, senior-designated units and large single-family homes. The matrix is a guide to evaluate future housing development proposals.  13.975 units (49% of units) in St. Louis Park have a rental license.  The chart shows percentages of rental vs. owner-occupied units over time. Prior to 2017, the chart reflects homestead versus non-homesteaded properties. Starting in 2017, the chart uses rental licenses to count the number of rental properties in St. Louis Park since not all non-homesteaded properties are rental.  92% of single-family detached homes were owner-occupied (did not have a rental license), and 83% of condos/townhomes were owner-occupied (no rental license)  The city hired Maxfield Research to update the city’s comprehensive housing analysis. The report was completed and presented to council in 2023. Chart 9: Percentage of owner occupied units *Rental license data included beginning in 2017 Single-family rentals in St. Louis Park: A non-owner-occupied license (rental license) is required for any non-owner-occupied unit, including vacant units and properties that are not owner- occupied for at least six months per year. The city does not track the various types of licensed single-family homes and therefore does not have data on how many of the properties are occupied versus vacant homes, or properties in which the homeowner does not occupy the home for at least six months. In 2025, there were 932 single-family rental licenses in St. Louis Park including 37 single-family public housing units owned and operated by the St. Louis Park Housing Authority. Over the past ten years, the number of single-family non-owner-occupied licenses has fluctuated between 89 93 94 94 93 93 93 93 92 92 67 78 79 81 83 80 82 82 83 83 0 50 100 2016 2017*2018*2019 2020 2021 2022 2023 2024 2025 Percentage YEAR Percent owner occupied (no rental license) Single Family Detached Homes Condos & Townhomes 30 Page 20 2025 Housing Activity Report 814 and 936 as shown in the chart below. Staff monitor the single-family rental license trends in St. Louis Park annually. Chart 10: Single-family non-owner-occupied licenses Family-size single-family homes “Family-size single-family homes” are defined as exceeding 1,500 square feet of living space, having three or more bedrooms, two or more baths, and at minimum, a two-car garage. According to the Assessing Department, 2,552 – or 22% – of St. Louis Park single family homes meet this threshold. This is an increase of 19 homes over last year, most likely due to additions, demo/rebuilds and remodels. Although this size home is not considered large when compared to newly constructed housing, in St. Louis Park, 74% of single-family homes have a foundation size less than 1,200 square feet and 45% of single-family homes have less than 1,200 square feet above ground. Senior housing The following information provides an overview of senior housing is available in St. Louis Park:  Ten senior (including senior preference) housing rental developments, for a total of 1,200 units.  Hamilton House offers a preference for seniors, but not all residents are seniors.  Three senior housing developments are “affordable.” Hamilton House (public housing), Menorah West and Menorah Plaza (multi-family subsidized).  Two senior housing developments have a mix of market rate and affordable units. The Elmwood has 17 affordable housing units and Risor has 18 affordable units. These affordable units are required by the inclusionary housing policy.  Two senior ownership developments, for a total of 166 units.  Total rental and home ownership units: 1,366. 899 855 850 814 828 871 849 900 936 932 740 760 780 800 820 840 860 880 900 920 940 960 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Single-family non-owner occupied licenses 31 Page 21 2025 Housing Activity Report Table 5: Senior housing table RENTAL Project name Address Total units Affordable units Occupied Date Type of Senior Hamilton House 2400 Nevada Ave S 110 110 1976 Public Housing (Senior Preference) Menorah West Apartments 3600 Phillips Parkway 45 1986 Affordable/Subsidized Menorah Plaza 4925 Minnetonka Blvd 151 1981 Affordable/Subsidized, Assisted Living Offered Parkshore Place 3663 Park Center Blvd 207 1988 Senior Knollwood Place 3630 Phillips Parkway 153 1987 Senior TowerLight 3601 Wooddale Ave 43 29 33 2012 Senior Assisted Living Memory Care Roitenberg Family 3610 Phillips Parkway 52/24 2002 Assisted Living Memory Care Parkwood Shores 3633 Park Center Blvd 68 23 2001 Assisted Living Memory Care Comfort Residence at St. Louis Park 7115 Wayzata Blvd 12 10 2014 Assisted Living Memory Care The Elmwood 5605 W 36th St 70 17 2021 53 market rate/ 17 affordable @ 60% AMI Risor 3510 Beltline Blvd 170 18 2023 152 market rate/18 affordable @ 50% AMI TOTAL RENTAL UNITS: 1200 145 affordable rental units HOME OWNERSHIP Project name Address No. of Units Occupied Date Type of Senior Aquila Commons 8200 W 33rd St 106 2012 Coop Village in the Park 3600 Wooddale 60 2007 Senior Living TOTAL OWNER UNITS 166 32 Page 22 2025 Housing Activity Report Affordable Housing The Metropolitan Council sets the rental affordability limit at 60% area median income (AMI) and 80% AMI for ownership affordability. Below is a chart showing the number of market-rate affordable (naturally occurring affordable housing) multifamily rental units in St. Louis Park with affordable levels from 30% AMI to 80% AMI based on the Maxfield Research update from 2023. Program participants with a St. Louis Park Housing Choice Voucher (HCV) can utilize vouchers in market-rate rentals reducing the rents to 30 – 40% of a voucher holder’s income. The average HCV client’s income is below 30% AMI. The following information is an excerpt of the 2023 Maxfield Research Housing Study for the City of St. Louis Park. The city updates the housing study approximately every five years. Among the 8,101 market rate units inventoried by unit mix and monthly rent, 26.4% are affordable to households with incomes at 50% AMI while 24.5% are affordable to households with incomes at 60% AMI. Table 6: Multifamily market-rate rental units by AMI 33 Page 23 2025 Housing Activity Report Chart 11: 2023 Maxfield report - Naturally occurring affordable housing by AMI Source: Maxfield research & Consulting LLC Affordable housing rental projects The multifamily housing dashboard shows the total number of rental units and the number of affordable units created since the inclusionary housing policy was adopted. Affordable homeownership  The 2025 affordable ownership purchase price is $306,500, which is the affordable homeownership purchase price for households at 80% AMI ($97,800). The affordable purchase price at 80% AMI increased by $16,300 over the previous year. The matrix also shows the data for single-family homes, condos and townhomes valued at $225,300 or less, which is the 60% AMI affordable ownership purchase price, and is an increase in purchase price of $7,900.  In 2025, 4,384 (29%) of the single-family homes, condos and townhomes in St. Louis Park were considered affordable at or below 80% AMI based on valuation data from assessing compared to 3,957 in 2024. The Metropolitan Council used the following assumptions in determining the affordable ownership price in 2025: o Fixed-interest, 30-year home loan o Interest rate of 6.25% o A 28% housing debt-to-household income ratio o A 3.5% down payment 34 Page 24 2025 Housing Activity Report o A property tax rate of 1.00% of the property sales price o Mortgage insurance at 0.55% of unpaid principal o $219/month for hazard insurance 35 Page 25 2025 Housing Activity Report Table 7: St. Louis Park Housing Matrix December 31, 2025 Housing Units by Type Large Single Family Homes, Affordable, and Senior Housing Housing Type Housing Units Owner Occupied (No Rental License) Rental Licenses Family sized single family homes over 1500 square feet Affordable ownership: SF, Condo and TH Units 60% | 80% 2023 Maxfield Research Affordable Market Rate (NOAH) Rental Units 60% | 80% Rent restricted units *Does not include tenant based vouchers Senior Designated Single Family Detached 11,607 43% 10,675 932 2,552 160 1548 37 public housing Duplex 436 2% 80 356 Condos and townhomes 3,563 13% 2,974 589 1712 2,836 166 Apartments 11,198 42% 11,198 4153 6603 1,073 1200 Totals 26,804 13,731 51% 13,075 49% 2,552 22% 1872 12% 4384 29% 4153 51% 6603 81.% 1,110 8% 1366 5% % of SF Homes % of SF, Condo & TH % of Multifamily surveyed % of Rental % of Total Housing Units The rental unit numbers are rental license data provided by the building and energy department. The percentage of owner occupied (no rental license) units to rental (units with a rental license) units is 52% owner (no rental license) and 48% of units with a rental license. Met Council revises the affordable housing income standards annually and affordability is defined as owner occupied units at 80% AMI and rental units at 60% AMI. Some years 80% AMI rental units have also been considered affordable. This chart shows all single family homes, condos and townhomes with an assessed value based on 60% and 80% AMI. The chart also shows multifamily rental units affordable at 60% AMI and 80% AMI based on Maxfield Research data. The percentage of affordable units for multifamily is based on the percentage of multifamily units surveyed by Maxfield Research in 2023. More data is on the previous page related to affordable rents based on the number of bedrooms in a unit. Rent restricted units include project based vouchers, public housing and inclusionary housing units. This does not include the tenant based Housing Choice Vouchers (Section 8), Kids in the Park, or Stable HOME vouchers which are not tied to a specific unit. Data source: St. Louis Building and Energy and Assessing departments, St. Louis Park Housing Authority and Maxfield Research & Consulting. 36 Page 26 2025 Housing Activity Report 5. Foreclosures Foreclosures are measured by the number of sheriff sales. The number of residential foreclosures in St. Louis Park remains low with 11 foreclosures in 2025. Chart 12: St. Louis Park residential foreclosures by year The trend chart below shows foreclosure by housing type over time. Chart 13: Residential foreclosures by housing type *Townhome & DB = Townhome and Double Bungalow/Duplex 31 36 19 15 4 4 7 11 13 11 0 40 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number of foreclosures Year Residential foreclosures by year 21 25 16 11 3 2 6 6 11 2 6 9 2 4 1 1 1 3 2 8 4 2 1 0 0 1 0 2 0 10 50 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Number of foreclosures Year Residential foreclosures by housing type Single Family Detached Condos Townhome & DB 37 Page 27 2025 Housing Activity Report 6. Housing Authority and rental assistance programs The St. Louis Park Housing Authority (HA) administers programs that ensure the availability of safe and desirable affordable housing options in the St. Louis Park community. These programs include the Public Housing program, Housing Choice Voucher rental assistance program, the family self-sufficiency program, Stable HOME, Kids in the Park and Bring it Home programs. The HA currently serves over 615 eligible, low-income households through their housing programs. Public Housing Restricted to households at or below 80% AMI. However, the majority of public housing residents have incomes below 50% AMI, with a significant number below 30% AMI. The Housing Authority (HA) owns Hamilton House, a low-rise apartment building (108 one- bedroom units and two two-bedroom units) built in 1975, and 37 scattered site single-family units (three to five bedrooms) acquired or constructed between 1974 and 1996. Hamilton House is designated for general occupancy, however, priority is given to elderly and disabled applicants. The single-family scattered site units house families with children. The HA also holds the HUD Annual Contributions Contract (ACC) and maintains a waiting list for 12 two-bedroom Public Housing apartment units located at Louisiana Court. The average annual income for households at Hamilton House is $16,680 which is below 30% AMI. The average income for the scattered site single-family homes (three to five bedrooms) is $45,799 and average income for the 12 Louisiana Court public housing two-bedroom units is $20,480. Table 8: Percentage of public housing units by AMI 30% AMI 31 - 50% AMI 51-80% AMI 81%+ AMI 77% 19% 3% 1% Public housing residents pay 30% of their income towards rent. If a household’s income rises above the limit, on the second anniversary of exceeding the HUD over-income limit (120% AMI), households are given notice that they are no longer eligible for public housing and need to move on from the program. 38 Page 28 2025 Housing Activity Report Table 9: Public Housing Public Housing Total Units 1-BR 2-BR 3-BR 4-BR 5-BR Hamilton House 110 108 2 Scattered Site Single Family 37 17 17 3 Louisiana Court, Metropolitan Housing Opportunity (MHOP) Units 12 12 Total (bedroom size) 108 14 17 17 3 Total Units 159 Housing Choice Voucher Program (HCV) – 50% AMI The HA has an allocation of 381 Housing Choice Vouchers plus 25 Mainstream vouchers for a total allocation of 406 vouchers from HUD. This rent assistance program provides rent subsidies for low-income individuals and families in privately owned, existing market rate housing units. The rent subsidy is paid directly to the owner of the rental property by the Housing Authority (HA) with funds provided by HUD. The HA administers tenant-based, project-based and newly awarded special program vouchers as noted below. 46 vouchers of the HA’s allocation are designated for use in three privately owned developments (Vail Place, Wayside and Bickham Court) and are referred to as project-based vouchers. The average income of voucher holder households in St. Louis Park is $20, 256 which is below 30% AMI. HCV participants pay at least 30% of their income towards rent and can choose to pay up to 40%. Despite the number of HCV units allocated to a Housing Authority by HUD, HAs are limited in the number of vouchers that can be administered by the annual funding allocated by HUD. Family Unification Vouchers (FUP) The HA has an allocation of 27 FUP vouchers. FUP is a program in which Housing Choice Vouchers (HCVs) are provided in order to lease decent, safe and sanitary housing in the private housing market to:  Families for whom the lack of adequate housing is a primary factor in either: the imminent placement of the family’s child(ren) in out of home care or the delay in the discharge of the child(ren) to the family from out of home care. There is no time limitation on family FUP vouchers, or  Youth who are at least 18 years and not more than 24 years old who: left foster care at age 16 or older or will leave foster care within 90 days and are homeless or at risk of homelessness. FUP vouchers used by youth were previously limited by statute to 36 months of housing assistance. The CARES Act has changed the limit to 60 months. The HA is partnering with Hennepin County on this program. In 2025, 27 families were served by the FUP program. 25 FUP vouchers were utilized as of Dec. 31, 2025. 39 Page 29 2025 Housing Activity Report Foster Youth to Independence (FYI) The Foster Youth to Independence (FYI) initiative allows Housing Authorities who partner with a Public Child Welfare Agency (PCWA) to request targeted Housing Choice Vouchers (HCVs) to serve eligible youth with a history of child welfare involvement that are homeless or at risk of being homeless. Rental assistance and supportive services are provided to qualified youth for a period of up to 36 months. As part of the Consolidated Appropriations Act in 2021 the Fostering Stable Housing Opportunities (FSHO) amendment allows housing authorities to provide youth with an extension up to 24 months if they meet one of the statutory requirements, this extension allows the youth 60 months total on the FYI program. Statutory requirements include one of the following: participation in a Family Self Sufficiency Program, or youth who are required to care for a dependent child under age six or an incapacitated person, or are participating in drug or alcohol treatment, or are enrolled in an institution of higher education, or are participating in a job training program or are employed. Hennepin County partners with the HA in the administration of the FYI program. The HA administers the rental assistance vouchers for the participants, while the county is responsible for engaging service agencies to provide the required support services. The regulations overseeing the issuance and administration of the FYI rental vouchers are the same as those for Housing Choice Vouchers (HCV) with the exception of the 36-month limit on assistance, with extensions up to 24 months for eligible activities. HUD is the funding source for both the housing assistance and the administration fees for the program, similar to the HCV program. As of Dec. 31, 2025, housing authority has a total of 24 FYI vouchers and 24 of them are leased up. Mainstream The HA has an allocation of 25 Mainstream vouchers. These Mainstream vouchers provide vouchers to assist non-elderly persons with disabilities who are transitioning out of institutional or other segregated settings, at serious risk of institutionalization, at serious risk of homelessness or are experiencing homelessness. It was designed to further to the goals of the Americans with Disabilities Act (ADA) by helping persons with disabilities live in the most integrated setting. Families or individuals with a Mainstream voucher must have a household member at least 18 years of age and less than 62 years of age with a disability at the time of eligibility determination. In 2025, 25 mainstream vouchers were utilized. Lou Park Apartments Lou Park is an apartment complex in St. Louis Park owned and managed by Bigos Management. Bigos notified tenants that in 2018 they would be completing a contract transfer of their 32 project-based units to another property. As of July 1, 2019, tenants were eligible to request to move to the new property or remain at Lou Park using an enhanced voucher administered by the St. Louis Park Housing Authority. This added 32 additional vouchers to the Housing Authority’s allocation. Initially, 31 tenants chose to utilize the tenant protection voucher at Lou Park. As of Dec. 31, 2025, 19 tenants remained at Lou Park and the remainder have chosen to use their voucher to move to a different complex. 40 Page 30 2025 Housing Activity Report Bickham Court In 2024, the former owner, Perspectives, Inc. filed for Chapter 11 bankruptcy and was required to sell the property as part of the bankruptcy proceedings. Trellis Co. purchased the five buildings and maintained all affordable restrictions. Trellis partnered with Missions as their provider of supportive services. Missions is a nonprofit organization who provides housing, emergency shelter and supportive services to domestic abuse survivors and those seeking recovery from substance use disorders. In September 2024, Trellis named the property Bickham Court after George Bickham, a teacher and mentor at Perspectives for 22 years. He passed away in January 2022 at the age of 46. The St. Louis Park Housing Authority Board approved the assignment of the project-based contract with Perspectives to Trellis in July 2024 for 22 project-based units and a 20-year project-based contract extension at the September 2024 board meeting. Since taking over the property in 2024, Trellis has made significant improvements to the property and has plans in place for additional work in 2026 using over $8 million in funding awarded by Minnesota Housing in late 2024. Wayside The Housing Authority (HA) has provided project-based vouchers (PBV) to Wayside House properties located at 1341 and 1349 Jersey Avenue South since 2023. Wayside provides supportive housing and programming for women in recovery. Wayside currently has 16 project- based vouchers and they self-subsidize rents on four of their units. Table 10: HCV Lease-Up Report HCV (and special purpose voucher) Lease Up Report as of December 31, 2025 Utilized (leased and vouchers issued) Allocated Housing Choice Voucher 252 250 Project Based Vouchers (PBV) 36 36 Family Unification Program (FUP) *including 7 project- based vouchers 25 27 Lou Park (tenant protection vouchers) 19 19 Veterans Affairs Supportive Housing (VASH) 22 25 Foster Youth to Independence (FYI) 24 24 Mainstream *including 3 project-based vouchers 23 25 Total (99% utilized) 401 406 Port Ins 22 NA Approximately 330 of the leased vouchers are leased up in St. Louis Park. The remaining vouchers are leased in other communities through the portability option with the HCV program. There are 22 “port ins” as shown in the chart above, which are voucher holders living in St. Louis Park but their voucher belongs to a different Housing Authority. 41 Page 31 2025 Housing Activity Report Stable HOME Rental Assistance Program – 50% AMI – federal/county funded The Stable HOME program provides rent assistance to low-income singles and families who were homeless or would otherwise be at risk of homelessness. Rent assistance is limited to three years. During the three years, participants must establish good rental histories. They must also work to improve their earnings enough to where they do not need rental assistance or find a permanent subsidy program. The Stable Home program is administered by the Housing Authority, but participants are free to choose a rental unit anywhere in Hennepin County except Minneapolis. Participants are referred to the program by Hennepin County. This program is funded with federal HOME funds allocated to the county. With a program size of 45 vouchers limited to three years of rental assistance, 57 families throughout suburban Hennepin County were served by this program in 2025. Kids in the Park Rent Assistance Program – 50% AMI – city funded Kids in the Park provides rent assistance to households with school-age children for up to four years. Participants receive a flat, monthly rental assistance subsidy that decreases annually over the four-year period. Eligible households must have an income at or below 50% of the area median income, a child attending school in St. Louis Park, one parent or guardian that works a minimum of 28 hours per week, live in rental housing in St. Louis Park and comply with their lease. Families with disabled and elderly heads of household do not need to comply with the work requirement. The program was developed in partnership with the St. Louis Park Emergency Program (STEP) and the St. Louis Park School District. The Kids in the Park program began serving 9 families in December 2017. Funding was increased for 2018 to serve 14, 2019 served 17 families and in 2020 that number increased to 20 families. In 2023 funding was increased so that 30 families were able to be served by Kids in the Park. The Kids in the Park program was again fully utilized in 2025. Bring It Home (BIH) – 30% AMI - state funded Bring It Home (BIH) is a state program authorized by the legislature in 2023 to create rental assistance opportunities for low-income families across Minnesota. Funded by state appropriations and a metro sales tax for housing, the program provides grants to program administrators who will administer the program as direct assistance for renter households. The HA is a BIH program administrator. By statute, the HA must prioritize households with children and household income up to 30% AMI. Minnesota Housing, the state agency responsible for oversight of delivery of the BIH program across Minnesota, requested responses to a Request For Proposals in February 2025. In April 2025, the HA submitted a response to the RFP; for ease of administration, the HA proposed a program that will closely mirror the HCV program, with several modifications intended to create efficiency while continuing to provide high quality programming and service to which the community is accustomed. The BIH program will give priority to families at 30% AMI, with children aged 18 and younger in the household and a residency preference (lives, works or goes to school in St. Louis Park). Additional preferences include: elderly, near elderly or disabled, veterans’ preference and intent to lease in place. BIH vouchers awarded to the HA can only be used in St. Louis Park. 42 Page 32 2025 Housing Activity Report In August 2025, staff were notified that the BIH RFP was awarded $31,700 for program startup costs, $1,199,664 for rental assistance and $147,292 in admin costs which will serve approximately 52 families over two years. After completion of the due diligence process in place by Minnesota Housing, a contract was executed Dec. 12, 2025 and staff began implementation of the BIH program. 43 44 Agenda Item 7a. Claims list February 2026 45 46 47 48 49 50 51 52 53 54 Agenda Item 7a. Claims List March 2026 55 56 57 58 59 60 61 62 Agenda item 7b. Financials December 2025 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3101-00-000 Rental Income 3111-00-000 Tenant Rent 87,741 997,418 3114-00-000 Less: Concessions 0 -350 3119-00-000 Total Rental Income 87,741 997,068 3120-00-000 Other Tenant Income 3120-01-000 Laundry and Vending -70 5,348 3120-02-000 Cleaning Fee 300 3,531 3120-03-000 Damages 3,106 8,288 3120-04-000 Late Charges 250 2,424 3120-06-000 NSF Charges 0 240 3120-07-000 Tenant Owed Utilities 0 118 3120-09-000 Other Income - Laundry 1,793 5,195 3121-00-000 Tenant Payment Agreement (TPA) Rent -262 3,057 3121-01-000 Tenant Payment Agreement (TPA) Fraud 0 -1,092 3121-02-000 Tenant Payment Agreement (TPA) Other -2,048 5,956 3129-00-000 Total Other Tenant Income 3,069 33,065 3199-00-000 TOTAL TENANT INCOME 90,810 1,030,133 3400-00-000 GRANT INCOME 3401-00-000 HUD PHA Operating Grants/Subsidy 28,981 348,374 3499-00-000 TOTAL GRANT INCOME 28,981 348,374 3600-00-000 OTHER INCOME 3610-00-000 Investment Income - Unrestricted -11,819 500 3640-00-000 Fraud Recovery 0 2,016 3699-00-000 TOTAL OTHER INCOME -11,819 2,516 3999-00-000 TOTAL INCOME 107,973 1,381,023 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4100-99-000 Administrative Salaries 4110-00-000 Administrative Salaries 14,114 283,689 4110-04-000 Employee Benefit Contribution-Admin -5,241 83,203 4110-99-000 Total Administrative Salaries 8,874 366,892 4130-00-000 Legal Expense Low Income Public Housing (.ph) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 3 㘳 Period to Date Year to Date Low Income Public Housing (.ph) Income Statement Period = Dec 2025 Book = Accrual 4130-04-000 General Legal Expense 4,505 5,615 4131-00-000 Total Legal Expense 4,505 5,615 4139-00-000 Other Admin Expenses 4140-00-000 Staff Training 0 5,662 4150-00-000 Travel 674 707 4170-00-000 Accounting Fees 675 8,898 4171-00-000 Auditing Fees 0 14,700 4180-00-000 Office Rent 1,875 7,500 4189-00-000 Total Other Admin Expenses 3,224 37,466 4190-00-000 Miscellaneous Admin Expenses 4190-01-000 Membership and Fees 0 263 4190-04-000 Office Supplies 0 191 4190-07-000 Telephone 3,182 16,147 4190-12-000 Software 0 7,561 4190-22-000 Other Misc Admin Expenses 3,267 17,917 4191-00-000 Total Miscellaneous Admin Expenses 15,323 408,970 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 23,052 452,051 4300-00-000 UTILITY EXPENSES 4310-00-000 Water 2,088 37,277 4320-00-000 Electricity 3,576 62,297 4330-00-000 Gas 3,122 31,218 4340-00-000 Garbage/Trash Removal 6,008 71,644 4390-00-000 Sewer 3,049 63,255 4399-00-000 TOTAL UTILITY EXPENSES 17,844 265,690 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 4400-99-000 General Maint Expense 4410-00-000 Maintenance Salaries -3,399 133,587 4410-05-000 Employee Benefit Contribution-Maint.3,755 52,028 4419-00-000 Total General Maint Expense 355 185,616 4420-00-000 Materials 4420-01-000 Maintenance Materials 4,059 36,513 4420-02-000 Supplies-Appliance 1,394 12,220 4429-00-000 Total Materials 5,453 48,732 4430-00-000 Contract Costs 4430-06-000 Contract-Electrical 0 16,478 4430-07-000 Contract-Pest Control 1,436 17,602 4430-09-000 Contract-Grounds 7,343 17,145 4430-10-000 Contract-Janitorial/Cleaning 2,500 36,300 4430-11-000 Contract-Plumbing 8,447 33,431 4430-13-000 Contract-HVAC 1,886 9,876 Page 2 of 3 㘴 Period to Date Year to Date Low Income Public Housing (.ph) Income Statement Period = Dec 2025 Book = Accrual 4430-17-000 Contract-Elevator Monitoring 286 5,915 4430-18-000 Contract-Snow Removal Contract Cost 2,780 5,180 4430-19-000 Unit Turnaround Contract Cost 575 18,183 4430-99-000 Contract Costs-Other 16,735 45,361 4439-00-000 Total Contract Costs 41,988 205,470 4499-00-000 TOTAL MAINTENANCE AND OPERATIONAL EXPENSES 47,796 439,819 4500-00-000 GENERAL EXPENSES 4510-00-000 Insurance 1,017 6,853 4510-10-000 Property Insurance 454 36,040 4510-20-000 Liability Insurance 277 3,325 4520-00-000 Payments in Lieu of Taxes 3,495 36,586 4570-00-000 Bad Debt-Tenant Rents 0 -237 4570-01-000 Bad Debt-Other 10,295 10,295 4590-00-000 Other General Expense 7,076 27,377 4599-00-000 TOTAL GENERAL EXPENSES 22,614 120,240 4700-00-000 HOUSING ASSISTANCE PAYMENTS 4715-01-000 Tenant Utility Payments-Voucher 0 292 4715-01-001 Tenant Utility Payments-Public Housing 338 1,877 4715-06-000 FSS Escrow Payments 2,084 18,225 4799-00-000 TOTAL HOUSING ASSISTANCE PAYMENTS 2,422 20,394 5000-00-000 NON-OPERATING ITEMS 5100-01-000 Depreciation -Buildings 79,126 374,276 5999-00-000 TOTAL NON-OPERATING ITEMS 79,126 374,276 8000-00-000 TOTAL EXPENSES 192,854 1,672,471 9000-00-000 NET INCOME -84,881 -291,448 Page 3 of 3 㘵 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1110-00-000 Unrestricted Cash 1111-10-000 Cash Operating 1 742,985 1111-90-000 Petty Cash 100 1111-99-000 Total Unrestricted Cash 743,085 1112-00-000 Restricted Cash 1112-02-000 Cash Restricted-FSS Escrow 38,973 1112-99-000 Total Restricted Cash 38,973 1119-00-000 TOTAL CASH 782,058 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1122-00-000 A/R -Tenants 32,720 1122-01-000 Allowance for Doubtful Accounts-Tenants -7,996 1122-02-000 A/R - Tenant Payment Agreement (TPA)13,195 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 37,919 1160-00-000 OTHER CURRENT ASSETS 1162-00-000 Investments-Unrestricted 342,303 1211-00-000 Prepaid Expenses and Other Assets 78,164 1299-00-000 TOTAL OTHER CURRENT ASSETS 420,468 1300-00-000 TOTAL CURRENT ASSETS 1,240,445 1400-00-000 NONCURRENT ASSETS: 1400-01-000 FIXED ASSETS 1400-05-000 Land 655,352 1400-06-000 Buildings 3,629,598 1400-08-000 Furniture and Equipment-Admin.93,328 1400-09-000 Leasehold Improvements 655,765 1400-10-000 Site Improvement 11,219,192 1405-01-000 Accum Depreciation-Buildings -13,303,505 1410-00-000 SBITA Asset 32,684 1420-00-000 TOTAL FIXED ASSETS 2,982,415 1499-00-000 TOTAL NONCURRENT ASSETS 2,982,415 1999-00-000 TOTAL ASSETS 4,222,859 2000-00-000 LIABILITIES & EQUITY Low Income Public Housing (.ph) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 2 㘶 Current Balance Low Income Public Housing (.ph) Balance Sheet Period = Dec 2025 Book = Accrual 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2111-00-000 A/P Vendors and Contractors 27,852 2114-00-000 Tenant Security Deposits 43,927 2114-02-000 Security Deposit Clearing Account 374 2116-00-000 A/P-HUD 12,865 2135-00-000 Accrued Payroll & Payroll Taxes 112,140 2137-00-000 Accrued PILOT 36,586 2145-00-000 Interprogram-Due To 1,112 2240-00-000 Tenant Prepaid Rents 16,658 2260-00-000 Accrued Compensated Absences-Current 65,863 2299-00-000 TOTAL CURRENT LIABILITIES 317,378 2300-00-000 NONCURRENT LIABILITIES: 2305-00-000 Accrued Compensated Absences-LT 10,484 2307-00-000 FSS Escrow 41,057 2310-00-000 Notes Payable - LT 255,002 2360-00-000 SBITA Liability 30,184 2399-00-000 TOTAL NONCURRENT LIABILITIES 336,727 2499-00-000 TOTAL LIABILITIES 654,105 2800-00-000 EQUITY 2809-00-000 RETAINED EARNINGS: 2809-01-000 Invested in Capital Assets-Net of Debt 3,042,173 2809-02-000 Retained Earnings-Unrestricted Net Assets 526,581 2809-99-000 TOTAL RETAINED EARNINGS:3,568,754 2899-00-000 TOTAL EQUITY 3,568,754 2999-00-000 TOTAL LIABILITIES AND EQUITY 4,222,859 Page 2 of 2 㘷 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3120-00-000 Other Tenant Income 3121-01-000 Tenant Payment Agreement (TPA) Fraud -87 -3,210 3121-02-000 Tenant Payment Agreement (TPA) Other 0 1,648 3129-00-000 Total Other Tenant Income -87 -1,562 3199-00-000 TOTAL TENANT INCOME -87 -1,562 3400-00-000 GRANT INCOME 3410-01-000 Section 8 HAP Earned 481,832 4,467,956 3410-02-000 Section 8 Admin. Fee Income 36,966 498,595 3410-04-000 Port-In Admin Fees Earned 1,728 19,258 3410-06-000 Port In HAP Earned 26,032 283,905 3499-00-000 TOTAL GRANT INCOME 546,558 5,269,714 3600-00-000 OTHER INCOME 3610-00-000 Investment Income - Unrestricted 204 2,632 3640-00-000 Fraud Recovery 87 7,998 3699-00-000 TOTAL OTHER INCOME 291 10,630 3999-00-000 TOTAL INCOME 546,762 5,278,782 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4100-99-000 Administrative Salaries 4110-00-000 Administrative Salaries 8,908 175,214 4110-04-000 Employee Benefit Contribution-Admin 1,189 60,648 4110-99-000 Total Administrative Salaries 10,097 235,863 4130-00-000 Legal Expense 4130-04-000 General Legal Expense 585 789 4131-00-000 Total Legal Expense 585 789 4139-00-000 Other Admin Expenses 4140-00-000 Staff Training 0 9,101 4150-00-000 Travel 2,091 2,107 4170-00-000 Accounting Fees 610 8,488 4171-00-000 Auditing Fees 0 17,950 4172-00-000 Port Out Admin Fee Paid 5,337 66,191 4180-00-000 Office Rent 1,875 7,500 HCV not including MS5 (.hcv-fin) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 2 㘸 Period to Date Year to Date HCV not including MS5 (.hcv-fin) Income Statement Period = Dec 2025 Book = Accrual 4189-00-000 Total Other Admin Expenses 9,913 111,337 4190-00-000 Miscellaneous Admin Expenses 4190-01-000 Membership and Fees 0 263 4190-04-000 Office Supplies 0 266 4190-07-000 Telephone 1,156 4,618 4190-12-000 Software 0 16,183 4190-22-000 Other Misc Admin Expenses 2,192 20,019 4191-00-000 Total Miscellaneous Admin Expenses 13,445 277,211 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 23,942 389,337 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 4430-00-000 Contract Costs 4430-99-000 Contract Costs-Other 2,535 4,225 4439-00-000 Total Contract Costs 2,535 4,225 4499-00-000 TOTAL MAINTENANCE AND OPERATIONAL EXPENSES 2,535 4,225 4500-00-000 GENERAL EXPENSES 4585-00-000 Port-In HAP Expense 283,905 283,905 4590-00-000 Other General Expense 12,057 12,057 4599-00-000 TOTAL GENERAL EXPENSES 295,962 295,962 4700-00-000 HOUSING ASSISTANCE PAYMENTS 4715-00-000 Housing Assistance Payments 42,028 3,421,140 4715-01-000 Tenant Utility Payments-Voucher 940 11,677 4715-02-000 Port Out HAP Payments 99,816 1,004,949 4715-04-000 Port-Out Other Expense 0 73 4715-06-000 FSS Escrow Payments 3,720 33,335 4799-00-000 TOTAL HOUSING ASSISTANCE PAYMENTS 146,504 4,471,174 8000-00-000 TOTAL EXPENSES 468,943 5,160,698 9000-00-000 NET INCOME 77,819 118,084 Page 2 of 2 㘹 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1110-00-000 Unrestricted Cash 1111-10-000 Cash Operating 1 351,181 1111-99-000 Total Unrestricted Cash 351,181 1112-00-000 Restricted Cash 1112-02-000 Cash Restricted-FSS Escrow 70,795 1112-03-000 Cash Restricted-HAP 0 1112-99-000 Total Restricted Cash 70,795 1119-00-000 TOTAL CASH 421,976 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1122-00-000 A/R -Tenants 3,840 1122-02-000 A/R - Tenant Payment Agreement (TPA)686 1125-00-000 A/R - HUD 107,689 1130-00-000 A/R Port Ins 19,180 1131-00-000 A/R Port In Suspense -188 1135-02-000 A/R -PHA Projects 3,830 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 135,037 1160-00-000 OTHER CURRENT ASSETS 1162-00-000 Investments-Unrestricted 65,416 1211-00-000 Prepaid Expenses and Other Assets 270 1299-00-000 TOTAL OTHER CURRENT ASSETS 65,687 1300-00-000 TOTAL CURRENT ASSETS 622,700 1400-00-000 NONCURRENT ASSETS: 1400-01-000 FIXED ASSETS 1410-00-000 SBITA Asset 94,841 1410-01-000 Accumulated Amortization -18,968 1420-00-000 TOTAL FIXED ASSETS 75,873 1499-00-000 TOTAL NONCURRENT ASSETS 75,873 1999-00-000 TOTAL ASSETS 698,573 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: HCV not including MS5 (.hcv-fin) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 2 㜰 Current Balance HCV not including MS5 (.hcv-fin) Balance Sheet Period = Dec 2025 Book = Accrual 2100-00-000 CURRENT LIABLITIES: 2111-00-000 A/P Vendors and Contractors 494 2116-01-000 A/P-PHA Projects 1,559 2135-00-000 Accrued Payroll & Payroll Taxes 53,243 2240-00-000 Tenant Prepaid Rents 126 2260-00-000 Accrued Compensated Absences-Current 9,216 2299-00-000 TOTAL CURRENT LIABILITIES 64,638 2300-00-000 NONCURRENT LIABILITIES: 2305-00-000 Accrued Compensated Absences-LT 1,467 2307-00-000 FSS Escrow 74,515 2360-00-000 SBITA Liability 70,069 2399-00-000 TOTAL NONCURRENT LIABILITIES 146,050 2499-00-000 TOTAL LIABILITIES 210,688 2800-00-000 EQUITY 2807-00-000 RESERVED FUND BALANCE 2807-01-000 Reserved for Operating Activities 77,690 2807-02-000 Reserved for Capital Activities -77,690 2808-00-000 TOTAL RESERVED FUND BALANCE 0 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 487,885 2809-99-000 TOTAL RETAINED EARNINGS:487,885 2899-00-000 TOTAL EQUITY 487,885 2999-00-000 TOTAL LIABILITIES AND EQUITY 698,573 Page 2 of 2 㜱 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3400-00-000 GRANT INCOME 3410-01-000 Section 8 HAP Earned 29,716 256,039 3410-02-000 Section 8 Admin. Fee Income 2,229 23,628 3499-00-000 TOTAL GRANT INCOME 31,945 279,667 3999-00-000 TOTAL INCOME 31,945 279,667 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4100-99-000 Administrative Salaries 4110-00-000 Administrative Salaries 419 8,889 4110-04-000 Employee Benefit Contribution-Admin 51 3,376 4110-99-000 Total Administrative Salaries 470 12,265 4139-00-000 Other Admin Expenses 4172-00-000 Port Out Admin Fee Paid 662 6,048 4189-00-000 Total Other Admin Expenses 662 6,048 4190-00-000 Miscellaneous Admin Expenses 4190-12-000 Software 0 1,113 4190-22-000 Other Misc Admin Expenses 0 32 4191-00-000 Total Miscellaneous Admin Expenses 470 13,410 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 1,132 19,457 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 4700-00-000 HOUSING ASSISTANCE PAYMENTS 4715-00-000 Housing Assistance Payments 13,279 172,036 4715-01-000 Tenant Utility Payments-Voucher 0 2 4715-02-000 Port Out HAP Payments 10,380 84,001 4799-00-000 TOTAL HOUSING ASSISTANCE PAYMENTS 23,659 256,039 8000-00-000 TOTAL EXPENSES 24,791 275,496 9000-00-000 NET INCOME 7,154 4,171 Mainstream 5 (ms5) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 1 㜲 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1110-00-000 Unrestricted Cash 1111-10-000 Cash Operating 1 2,344 1111-99-000 Total Unrestricted Cash 2,344 1119-00-000 TOTAL CASH 2,344 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1125-00-000 A/R - HUD 15,992 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 15,992 1300-00-000 TOTAL CURRENT ASSETS 18,336 1400-00-000 NONCURRENT ASSETS: 1999-00-000 TOTAL ASSETS 18,336 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2111-00-000 A/P Vendors and Contractors -1,929 2135-00-000 Accrued Payroll & Payroll Taxes 4,854 2299-00-000 TOTAL CURRENT LIABILITIES 2,925 2499-00-000 TOTAL LIABILITIES 2,925 2800-00-000 EQUITY 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 15,411 2809-99-000 TOTAL RETAINED EARNINGS:15,411 2899-00-000 TOTAL EQUITY 15,411 2999-00-000 TOTAL LIABILITIES AND EQUITY 18,336 Mainstream 5 (ms5) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 1 㜳 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3400-00-000 GRANT INCOME 3428-00-000 FSS Income 10,490 62,937 3499-00-000 TOTAL GRANT INCOME 10,490 62,937 3999-00-000 TOTAL INCOME 10,490 62,937 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4190-00-000 Miscellaneous Admin Expenses 4190-23-000 Sundry Exp - STEP 10,490 62,937 4191-00-000 Total Miscellaneous Admin Expenses 10,490 62,937 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 10,490 62,937 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 8000-00-000 TOTAL EXPENSES 10,490 62,937 9000-00-000 NET INCOME 0 0 (fssgrant) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 1 㜴 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1400-00-000 NONCURRENT ASSETS: 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2800-00-000 EQUITY (fssgrant) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 1 㜵 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3400-00-000 GRANT INCOME 3427-00-000 ROSS Revenue 15,125 86,042 3499-00-000 TOTAL GRANT INCOME 15,125 86,042 3999-00-000 TOTAL INCOME 15,125 86,042 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4190-00-000 Miscellaneous Admin Expenses 4190-22-000 Other Misc Admin Expenses 520 4,923 4191-00-000 Total Miscellaneous Admin Expenses 520 4,923 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 520 4,923 4200-00-000 TENANT SERVICES 4210-02-000 Project Coordinator 14,606 81,119 4299-00-000 TOTAL TENANT SERVICES EXPENSES 14,606 81,119 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 8000-00-000 TOTAL EXPENSES 15,125 86,042 9000-00-000 NET INCOME 0 0 (rosssvc) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 1 㜶 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1125-00-000 A/R - HUD 7,562 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 7,562 1300-00-000 TOTAL CURRENT ASSETS 7,562 1400-00-000 NONCURRENT ASSETS: 1999-00-000 TOTAL ASSETS 7,562 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2145-00-000 Interprogram-Due To 7,562 2299-00-000 TOTAL CURRENT LIABILITIES 7,562 2499-00-000 TOTAL LIABILITIES 7,562 2800-00-000 EQUITY 2999-00-000 TOTAL LIABILITIES AND EQUITY 7,562 (rosssvc) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 1 㜷 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3120-00-000 Other Tenant Income 3121-01-000 Tenant Payment Agreement (TPA) Fraud 0 972 3129-00-000 Total Other Tenant Income 0 972 3199-00-000 TOTAL TENANT INCOME 0 972 3400-00-000 GRANT INCOME 3422-00-000 Hennepin County Rev 46,427 531,967 3423-00-000 Hennepin County Admin Rev 3,865 49,824 3499-00-000 TOTAL GRANT INCOME 50,292 581,791 3999-00-000 TOTAL INCOME 50,292 582,763 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4100-99-000 Administrative Salaries 4110-00-000 Administrative Salaries 1,279 31,602 4110-04-000 Employee Benefit Contribution-Admin 136 11,536 4110-99-000 Total Administrative Salaries 1,416 43,138 4130-00-000 Legal Expense 4130-04-000 General Legal Expense 0 222 4131-00-000 Total Legal Expense 0 222 4139-00-000 Other Admin Expenses 4140-00-000 Staff Training 0 46 4170-00-000 Accounting Fees 160 2,075 4189-00-000 Total Other Admin Expenses 160 2,121 4190-00-000 Miscellaneous Admin Expenses 4190-12-000 Software 0 2,000 4190-22-000 Other Misc Admin Expenses 0 288 4191-00-000 Total Miscellaneous Admin Expenses 1,416 45,426 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 1,576 47,770 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 4700-00-000 HOUSING ASSISTANCE PAYMENTS 4715-00-000 Housing Assistance Payments 44,511 528,798 4799-00-000 TOTAL HOUSING ASSISTANCE PAYMENTS 44,511 528,798 Stable Home (stablehm) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 2 㜸 Period to Date Year to Date Stable Home (stablehm) Income Statement Period = Dec 2025 Book = Accrual 8000-00-000 TOTAL EXPENSES 46,087 576,568 9000-00-000 NET INCOME 4,206 6,195 Page 2 of 2 㜹 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1110-00-000 Unrestricted Cash 1111-10-000 Cash Operating 1 98,141 1111-99-000 Total Unrestricted Cash 98,141 1119-00-000 TOTAL CASH 98,141 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1122-02-000 A/R - Tenant Payment Agreement (TPA)3,464 1129-00-000 A/R -Other 71,779 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 75,243 1300-00-000 TOTAL CURRENT ASSETS 173,384 1400-00-000 NONCURRENT ASSETS: 1400-01-000 FIXED ASSETS 1410-00-000 SBITA Asset 5,836 1410-01-000 Accumulated Amortization -1,167 1420-00-000 TOTAL FIXED ASSETS 4,669 1499-00-000 TOTAL NONCURRENT ASSETS 4,669 1999-00-000 TOTAL ASSETS 178,053 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2111-00-000 A/P Vendors and Contractors -2,721 2135-00-000 Accrued Payroll & Payroll Taxes 9,753 2145-00-000 Interprogram-Due To 134,357 2260-00-000 Accrued Compensated Absences-Current 1,524 2299-00-000 TOTAL CURRENT LIABILITIES 142,913 2300-00-000 NONCURRENT LIABILITIES: 2305-00-000 Accrued Compensated Absences-LT 243 2360-00-000 SBITA Liability 4,312 2399-00-000 TOTAL NONCURRENT LIABILITIES 4,555 2499-00-000 TOTAL LIABILITIES 147,467 Stable Home (stablehm) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 2 㠰 Current Balance Stable Home (stablehm) Balance Sheet Period = Dec 2025 Book = Accrual 2800-00-000 EQUITY 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 30,586 2809-99-000 TOTAL RETAINED EARNINGS:30,586 2899-00-000 TOTAL EQUITY 30,586 2999-00-000 TOTAL LIABILITIES AND EQUITY 178,053 Page 2 of 2 㠱 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3101-00-000 Rental Income 3112-00-000 50059 HAP Subsidy 18,462 223,486 3119-00-000 Total Rental Income 18,462 223,486 3199-00-000 TOTAL TENANT INCOME 18,462 223,486 3400-00-000 GRANT INCOME 3425-00-000 Admin Fee Revenue 1,650 19,900 3426-00-000 Admin Fee Revenue- to STEP 1,500 18,080 3499-00-000 TOTAL GRANT INCOME 3,150 37,980 3999-00-000 TOTAL INCOME 21,612 261,466 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4100-99-000 Administrative Salaries 4110-00-000 Administrative Salaries 454 11,257 4110-04-000 Employee Benefit Contribution-Admin 58 4,156 4110-99-000 Total Administrative Salaries 512 15,413 4139-00-000 Other Admin Expenses 4140-00-000 Staff Training 0 46 4170-00-000 Accounting Fees 160 2,075 4189-00-000 Total Other Admin Expenses 160 2,121 4190-00-000 Miscellaneous Admin Expenses 4190-12-000 Software 0 1,323 4190-22-000 Other Misc Admin Expenses 0 96 4190-23-000 Sundry Exp - STEP 4,500 17,950 4191-00-000 Total Miscellaneous Admin Expenses 5,012 34,782 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 5,172 36,903 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 4700-00-000 HOUSING ASSISTANCE PAYMENTS 4715-00-000 Housing Assistance Payments 16,347 221,371 4799-00-000 TOTAL HOUSING ASSISTANCE PAYMENTS 16,347 221,371 8000-00-000 TOTAL EXPENSES 21,519 258,274 Kids in the Park (kidspark) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 2 㠲 Period to Date Year to Date Kids in the Park (kidspark) Income Statement Period = Dec 2025 Book = Accrual 9000-00-000 NET INCOME 93 3,192 Page 2 of 2 㠳 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1110-00-000 Unrestricted Cash 1111-10-000 Cash Operating 1 20,155 1111-99-000 Total Unrestricted Cash 20,155 1119-00-000 TOTAL CASH 20,155 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1129-00-000 A/R -Other 44,306 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 44,306 1300-00-000 TOTAL CURRENT ASSETS 64,461 1400-00-000 NONCURRENT ASSETS: 1400-01-000 FIXED ASSETS 1410-00-000 SBITA Asset 4,377 1410-01-000 Accumulated Amortization -875 1420-00-000 TOTAL FIXED ASSETS 3,502 1499-00-000 TOTAL NONCURRENT ASSETS 3,502 1999-00-000 TOTAL ASSETS 67,963 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2135-00-000 Accrued Payroll & Payroll Taxes 3,528 2145-00-000 Interprogram-Due To 44,342 2260-00-000 Accrued Compensated Absences-Current 571 2299-00-000 TOTAL CURRENT LIABILITIES 48,440 2300-00-000 NONCURRENT LIABILITIES: 2305-00-000 Accrued Compensated Absences-LT 90 2360-00-000 SBITA Liability 3,234 2399-00-000 TOTAL NONCURRENT LIABILITIES 3,324 2499-00-000 TOTAL LIABILITIES 51,765 2800-00-000 EQUITY Kids in the Park (kidspark) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 2 㠴 Current Balance Kids in the Park (kidspark) Balance Sheet Period = Dec 2025 Book = Accrual 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 16,198 2809-99-000 TOTAL RETAINED EARNINGS:16,198 2899-00-000 TOTAL EQUITY 16,198 2999-00-000 TOTAL LIABILITIES AND EQUITY 67,963 Page 2 of 2 㠵 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3600-00-000 OTHER INCOME 3610-00-000 Investment Income - Unrestricted 898 13,481 3611-00-000 Investment Income - Restricted 43 548 3699-00-000 TOTAL OTHER INCOME 940 14,030 3999-00-000 TOTAL INCOME 940 14,030 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4139-00-000 Other Admin Expenses 4170-00-000 Accounting Fees 170 1,860 4189-00-000 Total Other Admin Expenses 170 1,860 4190-00-000 Miscellaneous Admin Expenses 4190-20-000 Bank Fees 161 1,663 4191-00-000 Total Miscellaneous Admin Expenses 161 1,663 4199-00-000 TOTAL ADMINISTRATIVE EXPENSES 331 3,523 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 8000-00-000 TOTAL EXPENSES 331 3,523 9000-00-000 NET INCOME 609 10,507 General Fund Cocc - interco (cocc) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 1 㠶 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1110-00-000 Unrestricted Cash 1111-10-000 Cash Operating 1 202,304 1111-99-000 Total Unrestricted Cash 202,304 1119-00-000 TOTAL CASH 202,304 1160-00-000 OTHER CURRENT ASSETS 1162-00-000 Investments-Unrestricted 286,900 1162-10-000 Investments-Restricted 13,625 1295-00-000 Interprogram-Due From 187,373 1299-00-000 TOTAL OTHER CURRENT ASSETS 487,899 1300-00-000 TOTAL CURRENT ASSETS 690,203 1400-00-000 NONCURRENT ASSETS: 1999-00-000 TOTAL ASSETS 690,203 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2800-00-000 EQUITY 2807-00-000 RESERVED FUND BALANCE 2807-01-000 Reserved for Operating Activities 13,625 2808-00-000 TOTAL RESERVED FUND BALANCE 13,625 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 676,578 2809-99-000 TOTAL RETAINED EARNINGS:676,578 2899-00-000 TOTAL EQUITY 690,203 2999-00-000 TOTAL LIABILITIES AND EQUITY 690,203 General Fund Cocc - interco (cocc) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 1 㠷 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3400-00-000 GRANT INCOME 3420-00-000 Capital Fund Grants 21,640 145,668 3499-00-000 TOTAL GRANT INCOME 21,640 145,668 3999-00-000 TOTAL INCOME 21,640 145,668 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 9000-00-000 NET INCOME 21,640 145,668 (cfp2024) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 1 㠸 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1125-00-000 A/R - HUD 2,140 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 2,140 1300-00-000 TOTAL CURRENT ASSETS 2,140 1400-00-000 NONCURRENT ASSETS: 1400-01-000 FIXED ASSETS 1400-10-000 Site Improvement 358,215 1420-00-000 TOTAL FIXED ASSETS 358,215 1499-00-000 TOTAL NONCURRENT ASSETS 358,215 1999-00-000 TOTAL ASSETS 360,355 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2111-00-000 A/P Vendors and Contractors 2,140 2299-00-000 TOTAL CURRENT LIABILITIES 2,140 2499-00-000 TOTAL LIABILITIES 2,140 2800-00-000 EQUITY 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 358,215 2809-99-000 TOTAL RETAINED EARNINGS:358,215 2899-00-000 TOTAL EQUITY 358,215 2999-00-000 TOTAL LIABILITIES AND EQUITY 360,355 (cfp2024) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 1 㠹 Period to Date Year to Date 2999-99-999 Revenue & Expenses 3000-00-000 INCOME 3100-00-000 TENANT INCOME 3400-00-000 GRANT INCOME 3420-00-000 Capital Fund Grants 36,030 65,920 3499-00-000 TOTAL GRANT INCOME 36,030 65,920 3999-00-000 TOTAL INCOME 36,030 65,920 4000-00-000 EXPENSES 4100-00-000 ADMINISTRATIVE EXPENSES 4400-00-000 MAINTENANCE AND OPERATIONAL EXPENSES 9000-00-000 NET INCOME 36,030 65,920 (cfp2025) Income Statement Period = Dec 2025 Book = Accrual Page 1 of 1 㤰 Current Balance 0999-99-000 All 1000-00-000 ASSETS 1001-00-000 CURRENT ASSETS 1100-00-000 CASH 1120-00-000 ACCOUNTS AND NOTES RECEIVABLE 1125-00-000 A/R - HUD 36,030 1149-00-000 TOTAL ACCOUNTS AND NOTES RECEIVABLE 36,030 1300-00-000 TOTAL CURRENT ASSETS 36,030 1400-00-000 NONCURRENT ASSETS: 1400-01-000 FIXED ASSETS 1400-10-000 Site Improvement 36,030 1420-00-000 TOTAL FIXED ASSETS 36,030 1499-00-000 TOTAL NONCURRENT ASSETS 36,030 1999-00-000 TOTAL ASSETS 72,060 2000-00-000 LIABILITIES & EQUITY 2001-00-000 LIABILITIES: 2100-00-000 CURRENT LIABLITIES: 2111-00-000 A/P Vendors and Contractors 36,030 2145-00-000 Interprogram-Due To -29,890 2299-00-000 TOTAL CURRENT LIABILITIES 6,140 2499-00-000 TOTAL LIABILITIES 6,140 2800-00-000 EQUITY 2809-00-000 RETAINED EARNINGS: 2809-02-000 Retained Earnings-Unrestricted Net Assets 65,920 2809-99-000 TOTAL RETAINED EARNINGS:65,920 2899-00-000 TOTAL EQUITY 65,920 2999-00-000 TOTAL LIABILITIES AND EQUITY 72,060 (cfp2025) Balance Sheet Period = Dec 2025 Book = Accrual Page 1 of 1 㤱